公开(公告)号：US20250013451A1

公开(公告)日：2025-01-09

申请号：US18218707

申请日：2023-07-06

Applicant: BANK OF AMERICA CORPORATION

Inventor： Saurabh Arora ,  Sandeep Kumar Chauhan ,  Puneetha Polasa ,  Mohit Dhingra ,  Sanchit Taggar ,  Bhagya Lakshmi Sudha Lavanya Mallidi

IPC: G06F8/65 ,  G06F9/46 ,  G06F9/54

Abstract: Systems, computer program products, and methods are described herein for improving computer energy consumption and computer processing by implementing a pluggable carbon emission gateway. The present disclosure is configured to identify, by a pluggable emission gateway, at least one application programming interface request; generate at least one transaction per second load attribute; identify at least one application consumption; determine at least one emission; identify an emission threshold for the at least one emission; compare the at least one emission to the emission threshold; apply, in an instance where the at least one emission associated with the at least one API request exceeds the emission threshold, at least one API parameter adjustment for the API request; and generate an updated application by applying the at least one API parameter adjustment to at least one of the at least one application or the at least one API request.

公开(公告)号：US20240364697A1

公开(公告)日：2024-10-31

申请号：US18306962

申请日：2023-04-25

Applicant: Bank of America Corporation

Inventor： Saurabh Arora ,  Sandeep Kumar Chauhan ,  Puneetha Polasa ,  Sanchit Taggar ,  Bhagya Lakshmi Sudha Lavanya Mallidi

IPC: H04L9/40 ,  G06F12/14

CPC classification number: H04L63/105 ,  G06F12/1491 ,  H04L63/102 ,  H04L63/107 ,  G06F2212/1052

Abstract: A method for managing metaverse instances includes registering a physical control level for a user. The physical control level includes information about physical locations and data items that the user is allowed to access within an entity. A digital identity is generated for the user. The digital identity includes a virtual control level for an avatar of the user and allows the avatar to access a metaverse instance of a metaverse of the entity. The virtual control level is synchronized with the physical control level. Computing resources to be allocated to the metaverse instance are determined. A first instruction is sent to a metaverse server to open the metaverse instance. A second instruction is sent to the metaverse server to allocate the computing resources to the metaverse instance. A third instruction is sent to the metaverse server to generate the avatar. The avatar is allowed access to the metaverse instance.

公开(公告)号：US12041134B1

公开(公告)日：2024-07-16

申请号：US18133128

申请日：2023-04-11

Applicant: BANK OF AMERICA CORPORATION

Inventor： Saurabh Arora ,  Sandeep Kumar Chauhan ,  Bhagya Lakshmi Sudha Lavanya Mallidi ,  Puneetha Polasa ,  Sanchit Taggar

IPC: H04L67/133 ,  H04L67/60

CPC classification number: H04L67/133 ,  H04L67/60

Abstract: Embodiments of the present invention provide a system for replication and transmission of critical data using ultra reliable low latency communication network architecture. The system is configured for determining initiation of a real-time request from one or more channels to one or more receiving applications, determining that the real-time request does not comprise a criticality header, generating the criticality header for the real-time request, determining if the real-time request is eligible for transmission via an ultra-reliable low latency communication network, and transmitting the real-time request to a cluster of servers based on determining if the real-time request is eligible for transmission via an ultra-reliable low latency communication network.

公开(公告)号：US20240171397A1

公开(公告)日：2024-05-23

申请号：US17989751

申请日：2022-11-18

Applicant: BANK OF AMERICA CORPORATION

Inventor： Saurabh Arora ,  Sandeep Kumar Chauhan ,  Bhagya Lakshmi Sudha Lavanya Mallidi ,  Puneetha Polasa ,  Sanchit Taggar

IPC: H04L9/32

CPC classification number: H04L9/321 ,  H04L9/3297

Abstract: A system is provided for distributed and authenticated provisioning of encrypted electronic data. In particular, the system may comprise an intelligent monitoring engine that may continuously monitor and log actions and/or requests executed by an endpoint device to identify one or more data request patterns associated with the endpoint device. Based on identifying the data request patterns, the system may transfer encrypted electronic data to the endpoint device for storage, where the encrypted electronic data may be configured with a time to live on the endpoint device. The system may further comprise an unauthorized activity monitor that may monitor the actions taken by the endpoint device to detect potentially unauthorized activity involving the endpoint device. If no unauthorized activity is detected, the system may permit the endpoint device to decrypt the encrypted electronic data to be presented to a user.

公开(公告)号：US11983974B2

公开(公告)日：2024-05-14

申请号：US17744316

申请日：2022-05-13

Applicant: BANK OF AMERICA CORPORATION

Inventor： Puneetha Polasa ,  Hope Barus ,  Sandeep Kumar Chauhan ,  Ana Morales ,  Sandra Ogden ,  Lee Ann Proud

IPC: G07C9/00 ,  H04L9/32

CPC classification number: G07C9/00912 ,  G07C9/00658 ,  G07C9/00817 ,  H04L9/3228 ,  G07C2009/00825

Abstract: Systems, computer program products, and methods are described herein for secure location and device access utilizing an ultra-wideband signal of a user device and a system device. The invention generally comprises determining that a user has entered a secure environment, wherein the secure environment comprises a safe-deposit box associated with the user, automatically generating a digital authentication key in response determining that the user has entered the secure environment, verifying the digital authentication key as being linked to the user, and transmitting instructions to a safe-deposit box to unlock and provide access during the scheduled session.

公开(公告)号：US20240037196A1

公开(公告)日：2024-02-01

申请号：US17873914

申请日：2022-07-26

Applicant: BANK OF AMERICA CORPORATION

Inventor： Puneetha Polasa ,  Saurabh Arora ,  Sandeep Kumar Chauhan ,  Bhagya Lakshmi Sudha Lavanya Mallidi

IPC: G06F21/31 ,  G06F11/34

CPC classification number: G06F21/31 ,  G06F11/3438

Abstract: Embodiments of the present invention provide a system for interconnection, translation, and transition between disparate digital ecosystems. The system is configured for determining that a user is requesting to access a first digital ecosystem, receiving a first authentication credentials of the user from the first digital ecosystem for verification, determining that the verification of the first authentication credentials is successful and provide access to the first digital ecosystem, determining that the user is requesting transition to a second digital ecosystem from the first digital ecosystem, receiving second authentication credentials of the user from the second digital ecosystem for verification, determining that the verification of the second authentication credentials is successful and provide access to the second digital ecosystem, and preparing and transmitting a data payload to the second digital ecosystem.

公开(公告)号：US11816668B2

公开(公告)日：2023-11-14

申请号：US17567248

申请日：2022-01-03

Applicant: Bank of America Corporation

Inventor： Udaya Kumar Raju Ratnakaram ,  Puneetha Polasa

IPC: G06Q20/40

CPC classification number: G06Q20/40145

Abstract: Arrangements for facial recognition and processing are provided. In some aspects, a request to process a transaction may be received. In response to the request, image data of the user may be captured. The image data may be analyzed using one or more facial recognition techniques. If the user cannot be identified, payment information may be requested from the user. If the user can be identified, the user may be identified and user profile data associated with the user may be retrieved. In some examples, the user profile data may include user contact information, user device identifying information, and the like. User device data may be extracted from the user profile data and a notification including an instruction to initiate payment processing may be generated. The notification may then be transmitted to the user device identified from the extracted data and the instruction may be executed to initiate payment processing.

公开(公告)号：US20230328058A1

公开(公告)日：2023-10-12

申请号：US17716662

申请日：2022-04-08

Applicant: BANK OF AMERICA CORPORATION

Inventor： Puneetha Polasa ,  Sandeep Kumar Chauhan ,  Bhagya Lakshmi Sudha Lavanya Mallidi ,  Udaya Kumar Raju Ratnakaram

IPC: H04L9/40

CPC classification number: H04L63/0861 ,  H04L63/126 ,  H04L63/102

Abstract: Embodiments of the present invention provide a system for authenticating interactions with dynamically varying digital resources linked to resource distribution devices. In particular, the system may be configured to identify initiation of an interaction by a user, via a resource distribution device, receive a request to verify a digital resource from an entity device, wherein the digital resource is captured by the entity device from a display of the resource distribution device, verify that the digital resource matches a stored digital resource linked with the user and transmit a confirmation to the entity device, receive a completion request from an interaction server to complete the interaction, validate that the digital resource is registered to the user, determine that the validation is successful, perform multi-level authentication to authorize completion of the interaction, and complete the interaction in response to performing the multi-level authentication.

公开(公告)号：US20230316289A1

公开(公告)日：2023-10-05

申请号：US17702480

申请日：2022-03-23

Applicant: Bank of America Corporation

Inventor： Puneetha Polasa ,  Bhagya Lakshmi Sudha Lavanya Mallidi ,  Udaya Kumar Raju Ratnakaram ,  Sandeep Kumar Chauhan

IPC: G06Q20/40

CPC classification number: G06Q20/405 ,  G06Q20/4014 ,  G06Q20/409

Abstract: Rules and triggers for initiating and generating transactions can be dynamically and automatically created by a computing device based on learning behaviors for a knowledgebase. This knowledgebase may be created by storing historical transaction information for devices within a particular network such as an Internet of Things (IoT) network where devices are interconnected and capable of processing data and instructions. Such a network may be associated with a user or location or organization, and may conform to a specific communication protocol.

公开(公告)号：US20230131232A1

公开(公告)日：2023-04-27

申请号：US17507126

申请日：2021-10-21

Applicant: Bank of America Corporation

Inventor： Udaya Kumar Raju Ratnakaram ,  Puneetha Polasa ,  Sandeep Kumar Chauhan ,  Bhagya Lakshmi Sudha Lavanya Mallidi ,  Prashanthi Jambula ,  Shravan Kumar Kondoju

IPC: G06Q20/40 ,  G06Q20/22 ,  G06Q20/38 ,  G06Q40/02 ,  H04L29/06

Abstract: Aspects of the disclosure relate to verifying external accounts in real-time using dynamic smart contracts. A computing platform may receive a consumer request to initiate a transaction, at an enterprise organization, with an entity associated with an account. The computing platform may use the received consumer request to generate a smart contract profile associated with the entity. The computing platform may use the smart contract profile associated with the entity to determine a trust score associated with the entity. The computing platform may gather data indicating external accounts associated with the entity. The computing platform may use the data indicating the external accounts associated with the entity to determine a confidence threshold value. The computing platform may compare the trust score associated with the entity to the confidence threshold value to verify the legitimacy of the account associated with the entity.