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公开(公告)号：US07815104B2
公开(公告)日：2010-10-19
申请号：US11408535
申请日：2006-04-21
申请人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joseph M. Altier
发明人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joseph M. Altier
IPC分类号： G06K17/60
CPC分类号： G07F19/206 , G06Q20/20 , G06Q30/0215 , G06Q40/00 , G07F19/20
摘要： A cash dispensing automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.
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公开(公告)号：US20100001061A1
公开(公告)日：2010-01-07
申请号：US12584307
申请日：2009-09-02
申请人： James Meek , H. Thomas Graef , Edward L. Laskowski , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Dale Blackson
发明人： James Meek , H. Thomas Graef , Edward L. Laskowski , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Dale Blackson
CPC分类号： G07F19/20 , B65H3/047 , B65H5/006 , B65H5/023 , B65H5/26 , B65H15/00 , B65H29/12 , B65H29/60 , B65H29/70 , B65H39/02 , B65H2301/3122 , B65H2301/42122 , B65H2301/4213 , B65H2301/42262 , B65H2301/4233 , B65H2301/4318 , B65H2403/942 , B65H2404/261 , B65H2404/2693 , B65H2404/7412 , B65H2404/7414 , B65H2511/514 , B65H2701/18264 , B65H2701/18268 , B65H2701/1912 , B65H2701/1916 , B65H2701/1932 , G06Q20/042 , G06Q20/108 , G07D7/12 , G07D7/181 , G07D7/20 , G07D11/0003 , G07D11/0018 , G07D11/0021 , G07D11/0048 , G07D11/0051 , G07D11/0054 , G07D11/0066 , G07D11/009 , G07F19/201 , G07F19/202 , G07F19/203 , B65H2220/01 , B65H2701/1313
摘要： An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that reads data from user cards corresponding to financial accounts. The machine can communicate with a host computer to cash financial checks. The machine can read check indicia, send check data to the host, receive authorization from the host to cash the check, and dispense cash corresponding to the check. The machine can also produce image data representative of the check indicia and determine whether the data can be accurately identified within a predetermined level of assurance.
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公开(公告)号：US07584883B2
公开(公告)日：2009-09-08
申请号：US11214461
申请日：2005-08-29
申请人： James Meek , H. Thomas Graef , Edward L. Laskowski , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Dale Blackson
发明人： James Meek , H. Thomas Graef , Edward L. Laskowski , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Dale Blackson
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , B65H3/047 , B65H5/006 , B65H5/023 , B65H5/26 , B65H15/00 , B65H29/12 , B65H29/60 , B65H29/70 , B65H39/02 , B65H2301/3122 , B65H2301/42122 , B65H2301/4213 , B65H2301/42262 , B65H2301/4233 , B65H2301/4318 , B65H2403/942 , B65H2404/261 , B65H2404/2693 , B65H2404/7412 , B65H2404/7414 , B65H2511/514 , B65H2701/18264 , B65H2701/18268 , B65H2701/1912 , B65H2701/1916 , B65H2701/1932 , G06Q20/042 , G06Q20/108 , G07D7/12 , G07D7/181 , G07D7/20 , G07D11/0003 , G07D11/0018 , G07D11/0021 , G07D11/0048 , G07D11/0051 , G07D11/0054 , G07D11/0066 , G07D11/009 , G07F19/201 , G07F19/202 , G07F19/203 , B65H2220/01 , B65H2701/1313
摘要： An automated banking machine can communicate with a host computer to cash financial checks. The machine can read check indicia, send check data to the host, receive authorization from the host to cash the check, and dispense cash corresponding to the check. The machine can also produce image data representative of the check indicia and determine whether the data can be accurately identified within a predetermined level of assurance. The machine can additionally print cancellation data on a cashed check, and then return the check to the machine user.
摘要翻译： 自动银行机可与主机进行通信，以现金支票。 机器可以读取检查标记，向主机发送检查数据，从主机接收授权以现金支票，并分配对应支票的现金。 机器还可以产生表示检查标记的图像数据，并且确定在预定的保证水平内是否可以准确地识别数据。 机器可以另外在兑现支票上打印取消数据，然后将支票退回给机器用户。
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公开(公告)号：US07513417B2
公开(公告)日：2009-04-07
申请号：US11228684
申请日：2005-09-16
申请人： Paul Burns , Thomas B. Phillips , John C. Valcore , James Meek , H. Thomas Graef , Edward L. Laskowski , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Dale Blackson
发明人： Paul Burns , Thomas B. Phillips , John C. Valcore , James Meek , H. Thomas Graef , Edward L. Laskowski , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Dale Blackson
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G06Q20/042 , G07F19/20
摘要： An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user. Documents produced by the machine such as receipts, checks or money orders as well as notes dispensed from the machine are assembled into a stack within the machine and delivered from the machine through the opening.
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公开(公告)号：US20120023018A1
公开(公告)日：2012-01-26
申请号：US13200265
申请日：2011-09-22
申请人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joe Altier
发明人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joe Altier
CPC分类号： G07F19/20 , B65H3/00 , B65H29/06 , B65H29/40 , B65H29/60 , B65H39/02 , B65H83/025 , B65H2301/42122 , B65H2301/42146 , B65H2404/261 , B65H2404/651 , B65H2404/655 , B65H2404/657 , B65H2701/1912 , G06Q20/042 , G06Q20/1085 , G07D7/12 , G07D7/181 , G07D7/20 , G07D11/0003 , G07D11/0018 , G07D11/0021 , G07D11/0048 , G07D11/0051 , G07D11/0054 , G07D11/0066 , G07D11/009 , G07F19/201 , G07F19/202 , G07F19/203
摘要： An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks, or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks, and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled, and stored in the machine or alternatively returned to a user.
摘要翻译： 自动银行机（10）响应于从数据承载记录读取的数据进行经营转移。 该机器包括包括开口（20）的用户界面（12）。 机器的用户通过开口将单张纸张和堆叠的纸张递送到机器。 纸张堆叠可能包括纸张，如纸币，支票或其他文件。 输入到机器的堆叠可以包括各种类型的片材的混合物。 该机器操作以接收笔记，处理检查和执行其他操作。 在机器中收到的注意事项可以回收并分发给其他用户。 由机器处理的检查可以由成像装置成像，取消，并存储在机器中或者交替地返回给用户。
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公开(公告)号：US20100114769A1
公开(公告)日：2010-05-06
申请号：US12586461
申请日：2009-09-21
申请人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joe Altier
发明人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joe Altier
CPC分类号： G07F19/20 , B65H3/00 , B65H29/06 , B65H29/40 , B65H29/60 , B65H39/02 , B65H83/025 , B65H2301/42122 , B65H2301/42146 , B65H2404/261 , B65H2404/651 , B65H2404/655 , B65H2404/657 , B65H2701/1912 , G06Q20/042 , G06Q20/1085 , G07D7/12 , G07D7/181 , G07D7/20 , G07D11/0003 , G07D11/0018 , G07D11/0021 , G07D11/0048 , G07D11/0051 , G07D11/0054 , G07D11/0066 , G07D11/009 , G07F19/201 , G07F19/202 , G07F19/203
摘要： An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.
摘要翻译： 自动银行机（10）响应于从数据承载记录读取的数据进行经营转移。 该机器包括包括开口（20）的用户界面（12）。 机器的用户通过开口将单张纸张和堆叠的纸张递送到机器。 纸张堆叠可能包括纸张，如纸币，支票或其他文件。 输入到机器的堆叠可以包括各种类型的片材的混合物。 机器操作以接收笔记，过程检查和执行其他操作。 在机器中收到的注意事项可以回收并分发给其他用户。 由机器处理的检查可以由成像设备成像，取消并存储在机器中或者交替地返回给用户。
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公开(公告)号：US07591414B2
公开(公告)日：2009-09-22
申请号：US11324903
申请日：2006-01-03
申请人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joseph M. Altier
发明人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joseph M. Altier
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , B65H3/00 , B65H29/06 , B65H29/40 , B65H29/60 , B65H39/02 , B65H83/025 , B65H2301/42122 , B65H2301/42146 , B65H2404/261 , B65H2404/651 , B65H2404/655 , B65H2404/657 , B65H2701/1912 , G06Q20/042 , G06Q20/1085 , G07D7/12 , G07D7/181 , G07D7/20 , G07D11/0003 , G07D11/0018 , G07D11/0021 , G07D11/0048 , G07D11/0051 , G07D11/0054 , G07D11/0066 , G07D11/009 , G07F19/201 , G07F19/202 , G07F19/203
摘要： An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.
摘要翻译： 自动银行机（10）包括包括开口（20）的用户接口（12）。 机器的用户通过开口将单张纸张和堆叠的纸张递送到机器。 纸张堆叠可能包括纸张，如纸币，支票或其他文件。 输入到机器的堆叠可以包括各种类型的片材的混合物。 机器操作以接收笔记，过程检查和执行其他操作。 在机器中收到的注意事项可以回收并分发给其他用户。 由机器处理的检查可以由成像设备成像，取消并存储在机器中或者交替地返回给用户。
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公开(公告)号：US07588182B2
公开(公告)日：2009-09-15
申请号：US11324835
申请日：2006-01-03
申请人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joseph M. Altier
发明人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joseph M. Altier
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G06Q20/042 , G07F19/20 , G07F19/203
摘要： An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.
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公开(公告)号：US07559460B2
公开(公告)日：2009-07-14
申请号：US11270363
申请日：2005-11-08
申请人： Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joseph M. Altier
发明人： Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joseph M. Altier
IPC分类号： G07F19/00
CPC分类号： G07D11/0018
摘要： An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.
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公开(公告)号：US08083136B1
公开(公告)日：2011-12-27
申请号：US12378050
申请日：2009-02-10
申请人： Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike R. Ryan , James R. Kay , Mark A. Ward , David A. Peters , Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
发明人： Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike R. Ryan , James R. Kay , Mark A. Ward , David A. Peters , Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
IPC分类号： G06K7/00
CPC分类号： G07D7/04 , G06Q20/042 , G06Q40/02 , G07D7/12 , G07D7/206 , G07D11/0087 , G07F19/20 , G07F19/202 , G07F19/205
摘要： An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.
摘要翻译： 一个自动银行机器可以根据数据读取形式的数据记录进行财务转移。 该机器包括读卡器，用于从用户卡读取数据。 卡数据对应于财务账户。 自动银行机还包括自动提款机和收据打印机。 该机器可操作地基于识别包括卡数据的数据向授权用户分配现金，并且通过与至少一个远程计算机的通信，从与卡数据相对应的帐户进行财务转移。 该机器包括检验受体，用于确定检查中包括的磁性符号。 可以通过操作机器的支票接受者来收到支票来兑换现金。
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