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公开(公告)号:US08504458B1
公开(公告)日:2013-08-06
申请号:US12413326
申请日:2009-03-27
申请人: Aaron Lai , Debashis Ghosh , David Joa , Kurt Newman , Thayer Allison , Sudeshna Banerjee
发明人: Aaron Lai , Debashis Ghosh , David Joa , Kurt Newman , Thayer Allison , Sudeshna Banerjee
IPC分类号: G06Q40/00
CPC分类号: G06Q40/06
摘要: Embodiments of the present invention relate to apparatuses, systems, methods, and computer program products for determining an investment strategy for a security. In one embodiment, an apparatus comprises a processor configured to: (1) receive information identifying a security; (2) access historical market data for the security, wherein the historical market data includes historical values, over a historical period of time, for one or more market parameters for the security; (3) use the historical market data to determine a relationship between a market parameter's value and the security's value during the historical period of time; and (4) use the relationship to determine an investment strategy that determines trading decisions based at least partially on the market parameter's value.
摘要翻译: 本发明的实施例涉及用于确定安全性的投资策略的装置,系统,方法和计算机程序产品。 在一个实施例中,一种装置包括处理器,其被配置为:(1)接收识别安全性的信息; (2)获取证券的历史市场数据,其中历史市场数据包括历史时期的历史价值,用于证券的一个或多个市场参数; (3)利用历史市场数据确定历史时期市场参数价值与证券价值之间的关系; 和(4)使用关系来确定至少部分基于市场参数价值确定交易决策的投资策略。
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公开(公告)号:US20100274699A1
公开(公告)日:2010-10-28
申请号:US12430510
申请日:2009-04-27
申请人: Kurt Newman , Debashis Ghosh , David Joa , Tim Bendel , Mark Krein , Aaron Lai
发明人: Kurt Newman , Debashis Ghosh , David Joa , Tim Bendel , Mark Krein , Aaron Lai
IPC分类号: G06Q40/00
摘要: Aspects of the invention provide for the use of transactional data in the calculation of sub-scores that may be used in an index score. The sub-scores may include an account sub-score, an investment sub-score, and/or a discretionary sub-score. One or more sub-scores that represent an individual, an entity, or an economic sector may be used to create an index. Further aspects relate to calculating novel indices that more accurately represent and/or predict economic conditions.
摘要翻译: 本发明的方面提供了在计算可用于指数得分的分数的事务数据的使用。 子分数可以包括帐户子分数,投资子分数和/或自由分数子分数。 代表个人,实体或经济部门的一个或多个子分数可用于创建索引。 其他方面涉及计算更精确地表示和/或预测经济状况的新指标。
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公开(公告)号:US20100274630A1
公开(公告)日:2010-10-28
申请号:US12430514
申请日:2009-04-27
申请人: Kurt Newman , Debashis Ghosh , David Joa , Tim Bendel , Mark Krein , Aaron Lai
发明人: Kurt Newman , Debashis Ghosh , David Joa , Tim Bendel , Mark Krein , Aaron Lai
CPC分类号: G06Q40/00 , G06Q30/0202 , G06Q40/12
摘要: Aspects of the invention provide for the use of transactional data in the forecasting of an index score, such as a financial index that predicts market conditions. Such forecasting may better prepare individuals and entities for depressed economic conditions. A comparison engine may be configured to compare the financial variable of the transactional data and the transactional data's date against an index score of an index on a date to determine the correlation of at least a portion of transactions represented by the transactional data with the index score. A selection engine may be configured to select a portion of transactions that are more correlated to the index than other transactions. An index score may be forecasted with the selected transactions. Additional transactional data may be extracted from one or more physical documents, such as an invoice, a statement, and/or commercial paper.
摘要翻译: 本发明的方面提供了在预测指数评分中使用交易数据,例如预测市场状况的金融指数。 这种预测可能会使个人和实体更好地为经济状况沮丧做好准备。 比较引擎可以被配置为将事务数据的财务变量和事务数据的日期与日期的索引的索引分数进行比较,以确定由事务数据表示的至少一部分交易与索引得分的相关性 。 选择引擎可以被配置为选择与其他事务相关的与索引更相关的事务的一部分。 可以使用所选交易来预测指数得分。 可以从一个或多个物理文件(例如发票,声明和/或商业票据)中提取附加的交易数据。
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公开(公告)号:US20100076904A1
公开(公告)日:2010-03-25
申请号:US12236576
申请日:2008-09-24
申请人: Debashis Ghosh , David Joa , Kurt Newman , Thayer Allison , Sudeshna Banerjee , Mark Krein
发明人: Debashis Ghosh , David Joa , Kurt Newman , Thayer Allison , Sudeshna Banerjee , Mark Krein
IPC分类号: G06Q40/00
摘要: Apparatus and methods for providing a trading recommendation. The apparatus and methods may involve using information about events and reactions to the events. The events and the reactions may be used to identify an expected impact of the event on a market. The expected impact may be used to recommend investment vehicle trades. The methods may include receiving an information item that relates to an event; receiving a sentiment indicator corresponding to the item; assigning to the item a market impact weighting index that is at least partially based on the sentiment indicator; and, based at least partially on the market impact weighting index, selecting the trading recommendation from a database of trading recommendations.
摘要翻译: 提供交易推荐的装置和方法。 该装置和方法可以涉及使用关于事件和事件反应的信息。 事件和反应可用于确定事件对市场的预期影响。 预期的影响可能用于推荐投资车辆交易。 所述方法可以包括接收与事件相关的信息项; 接收与该项目对应的情绪指标; 向该项目分配至少部分基于情绪指标的市场影响加权指数; 并且至少部分地基于市场影响权重指数,从交易建议的数据库中选择交易建议。
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公开(公告)号:US20100076812A1
公开(公告)日:2010-03-25
申请号:US12236952
申请日:2008-09-24
申请人: Debashis Ghosh , Kurt Newman , David Joa , Timothy J. Bendel
发明人: Debashis Ghosh , Kurt Newman , David Joa , Timothy J. Bendel
IPC分类号: G06Q90/00
CPC分类号: G06Q30/02 , G06Q30/0204
摘要: Embodiments of the invention relate to systems, methods, and computer program products for providing a performance-measuring network for measuring the performance of a business-merchant relative to other business-merchants competing in the same or similar markets. For example, the performance-measuring network collects transaction data from a large number of different business-merchants. The performance-measuring network then assigns each of the different business-merchants to one or more peer groups. Each peer group consists of business-merchants that compete in the same or similar markets. For example, each peer group consists of business-merchants that sell similar products and/or services in the same geographic markets. After collecting transaction data and creating peer groups, the performance-measuring network measures the performance of a specific business-merchant by comparing the transaction data of the specific business-merchant to the transaction data of the other business-merchants that are assigned to the same peer group(s) as the specific business-merchant.
摘要翻译: 本发明的实施例涉及用于提供用于衡量商业商家相对于在相同或类似市场中竞争的其他商家的业绩的性能测量网络的系统,方法和计算机程序产品。 例如,性能测量网络从大量不同的商业商家收集交易数据。 然后,性能测量网络将不同的商业商家分配给一个或多个对等组。 每个同行小组由在相同或类似市场上竞争的商家组成。 例如,每个同行群体由在相同地理市场上销售类似产品和/或服务的商业商人组成。 在收集交易数据和创建对等组之后,性能测量网络通过将特定商家商家的交易数据与分配给其的其他商家的交易数据进行比较来衡量特定商家商家的表现 对等组作为具体的商业商家。
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公开(公告)号:US20110145038A1
公开(公告)日:2011-06-16
申请号:US12634888
申请日:2009-12-10
申请人: Misha Ghosh , Kurt Newman , David Joa
发明人: Misha Ghosh , Kurt Newman , David Joa
CPC分类号: G06Q40/04 , G06Q30/02 , G06Q30/0203 , G06Q30/0218
摘要: The present disclosure provides a method and system for predicting markets, including providing a plurality of prediction questions by an administrator over a network interface, displaying a first screen whereby a user may choose between a plurality of tabs containing a plurality of prediction question topics, displaying a second screen showing the prediction questions, displaying a third screen showing a single prediction question, upon request by a user, and optionally, awarding points to the user.
摘要翻译: 本公开提供了一种用于预测市场的方法和系统,包括由管理员通过网络接口提供多个预测问题,显示第一屏幕,由此用户可以在包含多个预测问题主题的多个选项卡之间进行选择,显示 显示预测问题的第二屏幕,根据用户请求显示显示单个预测问题的第三屏幕,以及可选地向用户授予点数。
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公开(公告)号:US08417561B2
公开(公告)日:2013-04-09
申请号:US12236982
申请日:2008-09-24
申请人: Debashis Ghosh , Kurt Newman , David Joa , Timothy J. Bendel
发明人: Debashis Ghosh , Kurt Newman , David Joa , Timothy J. Bendel
IPC分类号: G06Q10/00
CPC分类号: G06Q30/02 , G06Q30/0205
摘要: Embodiments of the invention relate to systems, methods, and computer program products for providing a market-dynamics network that assesses social and economic market dynamics in specific geographic regions. For example, the market-dynamics network collects transaction data from a large number of business-merchants across a large number of geographic locations and appends geographic-location identifiers to the collected transaction data. The market-dynamics network then aggregates transaction data in specific geographic regions and, based on the aggregated transaction data, assesses social and economic market dynamics in those geographic regions.
摘要翻译: 本发明的实施例涉及用于提供评估特定地理区域中的社会和经济市场动态的市场动态网络的系统,方法和计算机程序产品。 例如,市场动态网络从大量地理位置的大量业务商收集交易数据,并将地理位置标识符附加到收集的交易数据。 然后,市场动态网络将特定地理区域的交易数据进行汇总,并根据汇总交易数据评估这些地理区域的社会和经济市场动态。
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公开(公告)号:US08073732B1
公开(公告)日:2011-12-06
申请号:US12170961
申请日:2008-07-10
申请人: Debashis Ghosh , Thayer Allison , Sudeshna Banerjee , David Joa , Mark Krein , Kurt Newman
发明人: Debashis Ghosh , Thayer Allison , Sudeshna Banerjee , David Joa , Mark Krein , Kurt Newman
IPC分类号: G06Q40/00
CPC分类号: G06Q40/00 , G06Q30/00 , G06Q30/0225
摘要: Embodiments of the invention relate to systems, methods, and computer program products for providing a customer network in which customers are incentivized to “opt-in” to a marketing program. For example, the invention builds a network of customers, collects and stores customers' demographic information, compiles mailing lists based on list purchasers' requested demographic criteria, sells the compiled mailing lists to list purchasers, and compensates those customers included on the mailing lists.
摘要翻译: 本发明的实施例涉及用于提供客户网络的系统,方法和计算机程序产品,其中客户被激励以“选择加入”营销计划。 例如,本发明构建了客户网络,收集和存储客户的人口统计信息,根据列表购买者所要求的人口统计标准编制邮件列表,将编辑的邮件列表出售给列表购买者,并对包含在邮寄名单中的那些客户进行补偿。
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公开(公告)号:US20100076813A1
公开(公告)日:2010-03-25
申请号:US12236982
申请日:2008-09-24
申请人: Debashis Ghosh , Kurt Newman , David Joa , Timothy J. Bendel
发明人: Debashis Ghosh , Kurt Newman , David Joa , Timothy J. Bendel
CPC分类号: G06Q30/02 , G06Q30/0205
摘要: Embodiments of the invention relate to systems, methods, and computer program products for providing a market-dynamics network that assesses social and economic market dynamics in specific geographic regions. For example, the market-dynamics network collects transaction data from a large number of business-merchants across a large number of geographic locations and appends geographic-location identifiers to the collected transaction data. The market-dynamics network then aggregates transaction data in specific geographic regions and, based on the aggregated transaction data, assesses social and economic market dynamics in those geographic regions.
摘要翻译: 本发明的实施例涉及用于提供评估特定地理区域中的社会和经济市场动态的市场动态网络的系统,方法和计算机程序产品。 例如,市场动态网络从大量地理位置的大量业务商收集交易数据,并将地理位置标识符附加到收集的交易数据。 然后,市场动态网络将特定地理区域的交易数据进行汇总,并根据汇总的交易数据评估这些地理区域的社会和经济市场动态。
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公开(公告)号:US09196111B1
公开(公告)日:2015-11-24
申请号:US12983929
申请日:2011-01-04
IPC分类号: G06F7/04 , G07F7/10 , G07F19/00 , G06F3/048 , G06F3/0488 , G06F3/0481 , G06Q20/10 , G06F21/31 , G06F21/36
CPC分类号: G06F3/04886 , G06F3/048 , G06F3/04817 , G06F3/0488 , G06F21/31 , G06F21/36 , G06F21/83 , G06Q20/10 , G06Q20/1085 , G07F7/10 , G07F7/1016 , G07F7/1041 , G07F19/20
摘要: Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.
摘要翻译: 根据本发明的系统和方法通过防止观察银行客户的个人识别码(PIN)来提供更安全的自动柜员机(ATM)交易。 这样的系统和方法使得使用ATM跟踪客户的手部移动难以获得客户的PIN。 为客户选择呈现的输入优选地在每次客户被要求输入PIN时动态显示在不同的位置。 动态地改变所呈现的输入的显示和/或位置的顺序减少了将客户的手移动映射到为客户选择显示的输入的位置的可能性。 输入也可以以非常窄的视角呈现,从而难以观察PIN。 因此,银行客户优选地具有更强大和安全的ATM交易系统。
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