公开(公告)号：US20160155112A1

公开(公告)日：2016-06-02

申请号：US14980968

申请日：2015-12-28

Applicant: MasterCard International Incorporated

Inventor： Simon Phillips ,  Mehdi Collinge ,  Jonathan J. Main

IPC: G06Q20/32 ,  H04W88/02 ,  G06K19/06

CPC classification number: H04W88/02 ,  G06K19/06037 ,  G06Q20/027 ,  G06Q20/12 ,  G06Q20/3227 ,  G06Q20/3229 ,  G06Q20/3276 ,  G06Q20/4012 ,  G06Q20/425

Abstract: A first mobile phone is used to scan a barcode to launch a first mobile payment application on the first mobile device. A payment request is transmitted from the first mobile device to a second mobile device. The second mobile device is operated by a payment account holder. A second mobile payment application is launched in the second mobile device in response to receipt of the payment request. The payment request includes data obtained by the first mobile device scanning the barcode. A response is received from the payment account holder to the second mobile payment application. Payment account credentials are supplied via the second mobile device to conduct a transaction in accordance with the payment request. The payment account credentials identify a payment account belonging to the payment account holder.

Abstract translation: 第一移动电话用于扫描条形码以在第一移动设备上发起第一移动支付应用。 支付请求从第一移动设备发送到第二移动设备。 第二个移动设备由支付账户持有人操作。 响应于接收到支付请求，在第二移动设备中启动第二移动支付应用。 支付请求包括由第一移动设备获取的扫描条形码的数据。 从付款账户持有人收到第二个移动支付应用程序的回复。 支付帐户凭证通过第二移动设备提供以根据支付请求进行交易。 付款帐户凭据标识属于付款帐户持有者的付款帐户。

公开(公告)号：US20140344166A1

公开(公告)日：2014-11-20

申请号：US14277261

申请日：2014-05-14

Applicant: MasterCard International Incorporated

Inventor： Ian Maddocks ,  Simon Phillips ,  David A. Roberts ,  Mehdi Collinge ,  Sandra Jansen ,  Patrick Mestré

IPC: G06Q20/40 ,  G06Q20/32

CPC classification number: G06Q20/4012 ,  G06Q20/322 ,  H04W12/04 ,  H04W12/06

Abstract: The present invention relates to a method and system for synchronising a personal identification number (PIN) value stored in a mobile computing device, with a PIN value stored on a remote server.The remote server receives a request from the mobile computing device to record a PIN value, the request comprising the PIN value.The PIN value is recovered from the received request and stored at the remote server.An instruction set arranged to record the PIN value in a secure hardware element comprised within the mobile computing device is generated and transmitted to the mobile computing device.The instruction set executes on the mobile computing device in order to record the PIN value on the secure hardware element.

Abstract translation: 本发明涉及用于将存储在移动计算设备中的个人识别号码（PIN）值与存储在远程服务器上的PIN值进行同步的方法和系统。 远程服务器从移动计算设备接收到记录PIN值的请求，该请求包括PIN值。 PIN值从接收到的请求中恢复并存储在远程服务器。 被配置为将PIN值记录在包括在移动计算设备内的安全硬件元件中的指令集被生成并被发送到移动计算设备。 指令集在移动计算设备上执行，以便将PIN值记录在安全硬件元件上。