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    BARCODE-TRIGGERED PAYMENT METHOD AND SYSTEM
    1.
    发明申请
    BARCODE-TRIGGERED PAYMENT METHOD AND SYSTEM 审中-公开

    公开(公告)号：US20160155112A1

    公开(公告)日：2016-06-02

    申请号：US14980968

    申请日：2015-12-28

    Applicant: MasterCard International Incorporated

    Inventor： Simon Phillips ,  Mehdi Collinge ,  Jonathan J. Main

    IPC: G06Q20/32 ,  H04W88/02 ,  G06K19/06

    CPC classification number: H04W88/02 ,  G06K19/06037 ,  G06Q20/027 ,  G06Q20/12 ,  G06Q20/3227 ,  G06Q20/3229 ,  G06Q20/3276 ,  G06Q20/4012 ,  G06Q20/425

    Abstract: A first mobile phone is used to scan a barcode to launch a first mobile payment application on the first mobile device. A payment request is transmitted from the first mobile device to a second mobile device. The second mobile device is operated by a payment account holder. A second mobile payment application is launched in the second mobile device in response to receipt of the payment request. The payment request includes data obtained by the first mobile device scanning the barcode. A response is received from the payment account holder to the second mobile payment application. Payment account credentials are supplied via the second mobile device to conduct a transaction in accordance with the payment request. The payment account credentials identify a payment account belonging to the payment account holder.

    Abstract translation: 第一移动电话用于扫描条形码以在第一移动设备上发起第一移动支付应用。 支付请求从第一移动设备发送到第二移动设备。 第二个移动设备由支付账户持有人操作。 响应于接收到支付请求，在第二移动设备中启动第二移动支付应用。 支付请求包括由第一移动设备获取的扫描条形码的数据。 从付款账户持有人收到第二个移动支付应用程序的回复。 支付帐户凭证通过第二移动设备提供以根据支付请求进行交易。 付款帐户凭据标识属于付款帐户持有者的付款帐户。

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