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公开(公告)号：US10295356B1
公开(公告)日：2019-05-21
申请号：US15974304
申请日：2018-05-08
Inventor： Craig Cope , Ryan Gross , Mark E. Clauss , Steven Joseph Balbach , Rick Lovings , Jennifer L. Crawford , Vicki King , Daryoush Hakimi
Abstract: Systems and methods for generating and delivering personalized and relevant notifications to a user are provided. According to certain aspects, a mobile device may receive activity data from a user of the mobile device. The mobile device may identify a set of real-time sensor data relevant to the activity data. The mobile device may generate a notification based on the activity data and the set of real-time sensor data. The mobile device may identify a set of user profile data relevant to the activity data and the set of real-time sensor data, and further identify a set of static data relevant to the set of user profile data. Based on the relevant data, the mobile device may modify the notification. Finally, the mobile device may deliver the notification to the user via a user interface.
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公开(公告)号：US10163327B1
公开(公告)日：2018-12-25
申请号：US15676470
申请日：2017-08-14
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann , Douglas Albert Graff
Abstract: In system and methods for loss mitigation, accident data associated with a vehicle accident involving a driver may be collected. The accident data may be analyzed, and a likely severity of the vehicle accident may be determined based upon the analysis of the accident data. A communication related to emergency assistance or an emergency assistance recommendation may be generated based upon the determined likely severity of the vehicle accident, and transmitted, via wireless communication, from one or more remote servers to a mobile device associated with the driver. A wireless communication from the driver indicating approval or modification of the emergency assistance or emergency assistance recommendation may be received. A third party may be notified, via a communication sent from the remote server(s), of requested emergency assistance as approved or modified by the driver. An estimated insurance claim may also be generated based upon vehicle accident likely severity.
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公开(公告)号：US09896062B1
公开(公告)日：2018-02-20
申请号：US15676460
申请日：2017-08-14
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann , Douglas Albert Graff
CPC classification number: B60R25/04 , B60R25/102 , G06Q40/08
Abstract: In system and methods for theft prevention or mitigation, driver-related data associated with one or more authorized drivers of an insured vehicle may be collected over time. The authorized drivers and the insured vehicle may be covered by an insurance policy issued by an insurance provider. Based upon the collected driver-related data, a database associated with the authorized drivers may be built. Current driver-related data associated with an individual currently driving, attempting to start, or sitting in a seat of the insured vehicle may be collected. It may be determined, using both the database and the current driver-related data, that the individual is not among the authorized drivers. A disablement of an operation of the insured vehicle may be caused, and/or the individual may be caused to be prevented from starting or otherwise operating the insured vehicle, to facilitate preventing or mitigating theft of the insured vehicle.
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