公开(公告)号：US20240420180A1

公开(公告)日：2024-12-19

申请号：US18209362

申请日：2023-06-13

Applicant: STRIPE, INC.

Inventor： Huashuai Qu ,  Manasij Venkatesh

IPC: G06Q30/0251 ,  G06N3/045 ,  G06N3/084 ,  H04L67/50

Abstract: The present disclosure is directed to models for predicting customer behavior, including the use or adoption of products by current customers and prospective customers of a service platform offering multiple service products.

公开(公告)号：US20240414141A1

公开(公告)日：2024-12-12

申请号：US18208855

申请日：2023-06-12

Applicant: Stripe, Inc.

Inventor： Ji HUANG ,  Angelica SCHWARTZ ,  Stefan GAWRYS ,  Alexander THIEMANN ,  Si WANG ,  Hongshan ZHOU ,  Justin AHN ,  Ken THAI ,  Yue BU ,  Tyler DOSS

IPC: H04L9/40

Abstract: Aspects of the subject technology include determining an association between a first and second user account that comprises a first condition corresponding to a first action to be performed in association with the first user account and a second condition corresponding to a second action to be performed in association with the second user account. Aspects also include generating a first entry based on the association, receiving a first indication indicating completion the first and/or second actions, generating a second entry based on the first indication, wherein the second entry corresponds to the first and/or second conditions, determining whether the first and second condition of the first entry are satisfied based in part on entries in the data structure that correspond to the first and/or second conditions, and transmitting a second indication that the first entry is complete, in response to determining that the first and second condition are satisfied.

公开(公告)号：US20240403187A1

公开(公告)日：2024-12-05

申请号：US18799992

申请日：2024-08-09

Applicant: Stripe, Inc.

Inventor： Timothy James FONTAINE ,  Kenneth AUCHENBERG ,  Gabriel HURLEY ,  Justin TULLOSS

IPC: G06F11/36 ,  G06F8/10 ,  G06F8/38

Abstract: In some embodiments, a computer system receives a user interface corresponding to an event-based workflow, generates event data based on a user input to the user interface, and provides the event data to the host platform system causing the host platform system to attempt to execute a first step corresponding to one or more events of the event-based workflow, wherein a failure to execute the step is resolved in at least one of a first manner or a second manner, the first manner corresponds to a first set of one or more execution criteria associated with the step, and the second manner corresponds to a second set of one or more execution criteria associated with the step. In response to providing the event data, the computer system receives a result corresponding to the attempted execution of the step and updates the user interface based on the result.

公开(公告)号：US20240403041A1

公开(公告)日：2024-12-05

申请号：US18805416

申请日：2024-08-14

Applicant: Stripe, Inc.

Inventor： Michael Julien KOVACS ,  Bowen PAN ,  Yuliya GORLOVETSKY ,  Caitlyn M. CAWTHRON ,  Esther LEE ,  Dmitriy GAK ,  Gabriel HURLEY ,  Katarzyna BABULA ,  Timothy James FONTAINE

IPC: G06F8/76 ,  G06F8/61 ,  G06F9/451 ,  H04L67/00 ,  H04L67/306

Abstract: A computer system receives an application model for storing on a host platform, accesses the set of capability data and the set of functionality data associated with the application model to generate a collection of user interfaces and functionality to verify the application model in accordance with a plurality of predefined benchmark surfaces associated with the host platform, causes a first execution in a first sandbox of a first set of user interfaces and first functionality associated with the application model in accordance with a determination that a predefined benchmark surface corresponds to a first surface, causes a second execution in a second sandbox of a second set of user interfaces and second functionality associated with the application model in accordance with a determination that a predefined benchmark surface corresponds to a second surface, and stores the application model on the host platform for installation by other users.

公开(公告)号：US20240346105A1

公开(公告)日：2024-10-17

申请号：US18751155

申请日：2024-06-21

Applicant: Stripe, Inc.

Inventor： Gabriel HURLEY ,  Julia CHAVES ,  Peter YAWORSKI ,  Fred KUO ,  Konstantin TENNHARD ,  Jorge Eugenio AGUIRRE GONZALEZ

IPC: G06F16/957 ,  G06F16/958 ,  G06F21/60

CPC classification number: G06F16/9577 ,  G06F16/958 ,  G06F21/604 ,  G06F2221/2149

Abstract: In some embodiments, an electronic device is configured to transmit a first request for an account session key, receive the account session key associated with a first set of permissions corresponding to the embedded interface element and a second set of permissions corresponding to the embedded app, transmit a second request for an embedded app key, receive the embedded app key associated with a third set of permissions corresponding to the embedded app, and proxy communications between the embedded interface element and the processor server, based on the account session key associated with the first set of permissions, and between the embedded app and the processor server, based on the embedded app key associated with the third set of permissions.

公开(公告)号：US20240330897A1

公开(公告)日：2024-10-03

申请号：US18735539

申请日：2024-06-06

Applicant: STRIPE, INC.

Inventor： Hwai Sian Tsai ,  Chi Wah Lo

IPC: G06Q20/34 ,  G06Q20/38 ,  G06Q20/40

CPC classification number: G06Q20/353 ,  G06Q20/3829 ,  G06Q20/4012

Abstract: A system to indicate to a user to enter a personal identification number (PIN) on a commercial off the shelf (COTS) device, the system comprising: a secure card reader communicatively coupled to the COTS device, and wherein the secure card reader receives a payment card; a payment application installed on the COTS device; and one or more devices other than the COTS device. The payment application installed on the COTS device transmits one or more prompts to the one or more devices other than the COTS device based on a set of signals received from the secure card reader. The secure card reader transmits the set of signals after the payment card is received at the secure card reader, and the one or more prompts comprise at least one indication to the user to enter the PIN on a display of the COTS device.

公开(公告)号：US20240296444A1

公开(公告)日：2024-09-05

申请号：US18143421

申请日：2023-05-04

Applicant: Stripe, Inc.

Inventor： Patrick COLLISON ,  John B. COLLISON ,  Greg D. BROCKMAN ,  Saikat CHAKRABARTI ,  Ross A. BOUCHER

IPC: G06Q20/38 ,  G06Q20/10 ,  G06Q20/40

CPC classification number: G06Q20/3829 ,  G06Q20/102 ,  G06Q20/385 ,  G06Q20/4097

Abstract: A transaction is conducted between a merchant site and a customer's electronic device using a payment processor. The merchant site is associated with a client-side application and a server-side application. The client-side application executes on the customer's electronic device. The client-side application electronically sends payment information retrieved from the customer's electronic device to the payment processor. The client-side application does not send the payment information to the server-side application. The payment processor creates a token from the payment information sent by the client-side application. The token functions as a proxy for the payment information. The payment processor electronically sends the token to the client-side application. The client-side application electronically sends the token to the server-side application for use by the server-side application in conducting the transaction. The payment information can thus be used by the server-side application via the token without the server-side application being exposed to the payment information.

公开(公告)号：US20240273538A1

公开(公告)日：2024-08-15

申请号：US18647158

申请日：2024-04-26

Applicant: Stripe, Inc.

Inventor： Charlotte Gils ,  Efstathios Vafeias

IPC: G06Q20/40 ,  G06V10/774 ,  G06V10/82 ,  G06V20/00 ,  G06V30/41

CPC classification number: G06Q20/4016 ,  G06V10/774 ,  G06V10/82 ,  G06V20/95 ,  G06V30/41

Abstract: A method and apparatus for fraud detection during transactions using identity graphs are described. The method may include receiving a document image for detecting whether an identity document depicted within the document image is fraudulent. The method may also include extracting data associated with the document image to generate extracted data. The method may also include processing, by a single machine learning model, subsets of the decoded image data used as corresponding inputs to each of a set of machine learning model backbones of the single machine learning model that generate one or more intermediate signals indicative of whether a subset of the extracted image data input into said each machine learning model backbone is associated with a fraudulent identity document. The method may also include processing, by a second machine learning model backbone that generates a final score indicative of whether the document image depicts a fraudulent identity document, at least one or more intermediate signals.

公开(公告)号：US20240232409A1

公开(公告)日：2024-07-11

申请号：US18094229

申请日：2023-01-06

Applicant: STRIPE, INC.

Inventor： Timothy James Fontaine ,  Kenneth Auchenberg ,  Jonathan Byrum ,  Andrew Ryan Shelansky ,  Mark Joseph Cavage

IPC: G06F21/62 ,  G06F21/60

CPC classification number: G06F21/6218 ,  G06F21/604

Abstract: Aspects of the present disclosure relate to systems and methods for managing access to data in a cloud-based software platform. A first cloud-based software application running on the cloud-based software platform and connected to a user account generates first data associated with the user account, where the first data is structured in accordance with a first data schema. This first data is stored in a cloud data store in association with the user account, where access to the data by a second cloud-based software application connected to the user account is subject to access permissions specified by the first data schema.

公开(公告)号：US20240214227A1

公开(公告)日：2024-06-27

申请号：US18086626

申请日：2022-12-21

Applicant: Stripe, Inc.

Inventor： Ji HUANG ,  Yu-Ting TSAI

IPC: H04L9/32 ,  H04L9/08 ,  H04L67/147

CPC classification number: H04L9/3297 ,  H04L9/0825 ,  H04L67/147

Abstract: The disclosure generally describes one or more techniques for authenticating a webhook endpoint with a webhook server. Some techniques include a webhook server sending a seed with a webhook endpoint after the webhook endpoint is registered with the webhook server. In some examples, the webhook server generates the seed to send to the webhook endpoint and stores the seed with a key associated with the webhook endpoint. In such examples, the webhook server does not send data associated with the particular events to the webhook endpoint until the webhook endpoint acknowledges receipt of the seed while the seed is still valid.