公开(公告)号：US20240296444A1

公开(公告)日：2024-09-05

申请号：US18143421

申请日：2023-05-04

Applicant: Stripe, Inc.

Inventor： Patrick COLLISON ,  John B. COLLISON ,  Greg D. BROCKMAN ,  Saikat CHAKRABARTI ,  Ross A. BOUCHER

IPC: G06Q20/38 ,  G06Q20/10 ,  G06Q20/40

CPC classification number: G06Q20/3829 ,  G06Q20/102 ,  G06Q20/385 ,  G06Q20/4097

Abstract: A transaction is conducted between a merchant site and a customer's electronic device using a payment processor. The merchant site is associated with a client-side application and a server-side application. The client-side application executes on the customer's electronic device. The client-side application electronically sends payment information retrieved from the customer's electronic device to the payment processor. The client-side application does not send the payment information to the server-side application. The payment processor creates a token from the payment information sent by the client-side application. The token functions as a proxy for the payment information. The payment processor electronically sends the token to the client-side application. The client-side application electronically sends the token to the server-side application for use by the server-side application in conducting the transaction. The payment information can thus be used by the server-side application via the token without the server-side application being exposed to the payment information.

公开(公告)号：US20130117185A1

公开(公告)日：2013-05-09

申请号：US13664808

申请日：2012-10-31

Applicant: Stripe, Inc.

Inventor： Patrick COLLISON ,  John B. COLLISON ,  Greg D. BROCKMAN ,  Saikat CHAKRABARTI ,  Ross A. BOUCHER

IPC: G06Q20/38

CPC classification number: G06Q20/3829 ,  G06Q20/102 ,  G06Q20/38215 ,  G06Q20/385 ,  G06Q20/4097

Abstract: A transaction is conducted between a merchant site and a customer's electronic device using a payment processor. The merchant site is associated with a client-side application and a server-side application. The client-side application executes on the customer's electronic device. The client-side application electronically sends payment information retrieved from the customer's electronic device to the payment processor. The client-side application does not send the payment information to the server-side application. The payment processor creates a token from the payment information sent by the client-side application. The token functions as a proxy for the payment information. The payment processor electronically sends the token to the client-side application. The client-side application electronically sends the token to the server-side application for use by the server-side application in conducting the transaction. The payment information can thus be used by the server-side application via the token without the server-side application being exposed to the payment information.

Abstract translation: 使用支付处理器在商家站点和客户的电子设备之间进行交易。 商家站点与客户端应用程序和服务器端应用程序相关联。 客户端应用程序在客户的电子设备上执行。 客户端应用程序将从客户的电子设备检索的支付信息电子地发送到支付处理器。 客户端应用程序不会将支付信息发送到服务器端应用程序。 支付处理器从由客户端应用发送的支付信息创建令牌。 该令牌作为付款信息的代理。 支付处理器电子地将令牌发送到客户端应用程序。 客户端应用程序将令牌电子地发送到服务器端应用程序，供服务器端应用程序进行交易。 因此，服务器端应用程序可以通过令牌使用支付信息，而不会使服务器端应用程序暴露于支付信息。