公开(公告)号：US11288346B1

公开(公告)日：2022-03-29

申请号：US14637053

申请日：2015-03-03

申请人： Charles Schwab & Co., Inc.

发明人： Valery Zubovsky ,  Charles E. Gotlieb

IPC分类号： G06F21/34 ,  G06F21/31 ,  G06F21/46

摘要： A system and method uses different authentication techniques, including weak passive authentication techniques, to authenticate users by generating a score and comparing it to a threshold selected according to the feature the user is requesting.

公开(公告)号：US11087416B1

公开(公告)日：2021-08-10

申请号：US16934187

申请日：2020-07-21

申请人： Charles Schwab & Co., Inc.

发明人： Kenneth M. Bravmann ,  Sandeep Anand Chelamacherla ,  Charles E. Gotlieb

IPC分类号： G06F15/16 ,  G06Q50/00 ,  H04L29/08 ,  H04L12/58 ,  G06Q40/00 ,  G06F15/173

摘要： A system and method allows users to share watchlists with other users of a group such as that established on a social network server, and receives and displays other related information.

公开(公告)号：US11057372B1

公开(公告)日：2021-07-06

申请号：US16714729

申请日：2019-12-14

申请人： Charles Schwab & Co., Inc.

发明人： Valery Zubovsky ,  Suwat Phruksawan ,  Toby R. Kendall ,  Patrick C. McGraw ,  Dominic E. Caudell

IPC分类号： H04L29/06 ,  G06K9/00

摘要： A system and method provides access to one or more web services by capturing a human perceptible rendering on a separate device, identifying a code from the human-perceptible rendering captured and granting access to the one or more web services, responsive to the code identified and an identifier of the user.

公开(公告)号：US10796422B1

公开(公告)日：2020-10-06

申请号：US15994956

申请日：2018-05-31

申请人： Charles Schwab & Co., Inc.

发明人： Amy L. Acuff

IPC分类号： G06T7/00 ,  G06T7/13 ,  G06T7/136 ,  G06T1/20 ,  G06T3/40

摘要： A system and method allows a light colored image of an object such as a check to be detected and captured on a light colored background for uploading to a server for processing. Detection involves detecting edges of objects on the image, drawing a rectangle around the detected edges, testing for an aspect ratio of the rectangle within an approved range, testing for the rectangle being outside of a margin of the image and being a certain percentage of the image, and testing for blur within a tolerable range.

公开(公告)号：US10726504B1

公开(公告)日：2020-07-28

申请号：US15942519

申请日：2018-03-31

申请人： Charles Schwab & Co., Inc.

发明人： Kenneth M. Bravmann ,  Sandeep Reddy Chelamacherla Anand ,  Charles E. Gotlieb

IPC分类号： G06F15/16 ,  G06Q50/00 ,  G06Q40/00 ,  H04L12/58 ,  H04L29/08 ,  G06F15/173

摘要： A system and method allows users to share watchlists with other users of a group such as that established on a social network server, and receives and displays other related information.

公开(公告)号：US10511592B1

公开(公告)日：2019-12-17

申请号：US15400935

申请日：2017-01-06

申请人： Charles Schwab & Co., Inc.

发明人： Suwat Phruksawan ,  Toby R. Kendall ,  Patrick C. McGraw ,  Dominic E. Caudell ,  Valery Zubovsky ,  Charles E. Gotlieb

IPC分类号： H04L29/06 ,  G06K9/00

摘要： A system and method provides access to one or more web services requested from a web site by using an app on a smart device, such as a smart phone or tablet, or the smart device itself.

公开(公告)号：US10389700B1

公开(公告)日：2019-08-20

申请号：US16200601

申请日：2018-11-26

申请人： Charles Schwab & Co., Inc.

发明人： William Page

IPC分类号： H04L29/06

摘要： A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.

公开(公告)号：US10356053B1

公开(公告)日：2019-07-16

申请号：US14968593

申请日：2015-12-14

申请人： Charles Schwab & Co., Inc.

发明人： Valery Zubovsky

IPC分类号： H04L29/06

摘要： A system and method allows a user to register one or more PINs on one or more user devices, and then authenticates the user to a server via the PIN and a token deposited on the user device being used by the user to allow access to an application on the user device. Individual tokens, or all tokens deposited on the user devices for a user account, may be invalidated, and the user is prevented from authenticating himself or herself via a PIN to allow access to an application on any device for which the last token deposited was invalidated, until the same or different PIN is registered for that device.

公开(公告)号：US10142307B1

公开(公告)日：2018-11-27

申请号：US13686704

申请日：2012-11-27

申请人： Charles Schwab & Co., Inc.

发明人： William Page

IPC分类号： H04L29/06

摘要： A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.

公开(公告)号：US10057252B1

公开(公告)日：2018-08-21

申请号：US15583590

申请日：2017-05-01

申请人： Charles Schwab & Co., Inc.

发明人： William Page

IPC分类号： H04L29/00 ,  H04L29/06

CPC分类号： H04L63/083 ,  H04L63/101

摘要： A system and method provides security features for inter-computer communications. After a user has proved an association with one of several firms, a user identifier of the user that cannot be used to log the user in to a data consolidating system is received by a matching system from the data consolidating system. The validity of the user and the firm is checked at the matching system and, in response to the checking, the user identifier is converted to a different user identifier and the different user identifier is provided to a data providing system by the matching system. The data providing system provides the data of the user in response, and the matching system forwards the data to the data consolidating system.