公开(公告)号：US20070027697A1

公开(公告)日：2007-02-01

申请号：US10478966

申请日：2001-05-31

申请人： Alasdair Provan ,  Nicholas Carter

发明人： Alasdair Provan ,  Nicholas Carter

IPC分类号： G06Q99/00

CPC分类号： G07F7/1008 ,  G06Q20/341 ,  G06Q20/367 ,  G06Q20/40975

摘要： This invention consists of a module within a microprocessor which can be embedded in a Smart Card, telephone, mobile phone or terminal and will retain personal data of the user and funds loaded into memory which are held in local currency and U.S. Dollars. It has the ability to distinguish between authorized funds, where exchange control exists in some countries, and local funds which are not convertible. It will convert funds held into whichever currency is required by the user. All data is encrypted on transmission to a terminal which would have a similar microprocessor embedded in its circuitry

摘要翻译： 本发明包括微处理器内的模块，其可以嵌入在智能卡，电话，移动电话或终端中，并且将保留用户的个人数据和加载到以当地货币和美元存储的存储器中的资金。 它有能力区分一些国家存在交易控制的授权基金和不可转换的本地资金。 它将把持有的资金转换成用户要求的任何一种货币。 所有数据在传输时被加密到终端，该终端将在其电路中嵌入类似的微处理器