公开(公告)号：US20090198523A1

公开(公告)日：2009-08-06

申请号：US12064464

申请日：2005-08-24

申请人： Ralph Grieder ,  Tobias Muster ,  Andreas Maechler ,  Yvan Pannatier ,  Rolf Tanner

发明人： Ralph Grieder ,  Tobias Muster ,  Andreas Maechler ,  Yvan Pannatier ,  Rolf Tanner

IPC分类号： G06Q40/00 ,  G06Q50/00

CPC分类号： G06Q40/08

摘要： In a computer system and computer implemented method for determining an insurance rate for terrorism-related property insurance, one or more industry classification attributes, indicative of an industry segment associated with the property, are selected. A basic rate is determined from rate values assigned to the selected industry classification attributes. One or more target classification attributes, indicative of the property's attractiveness as a target for terrorism, are also selected. An aggravating rate is determined from rate values assigned to the selected target classification attributes. The insurance rate is determined from the basic rate and the aggravating rate. The assignment of insurance rates to a property based on the selection of target classification attributes for the property makes it possible to include the risk of a terrorist attack in the rating process, without having to determine probability distributions of terrorist attacks or estimate expected loss caused by terrorist attacks.

摘要翻译： 在用于确定与恐怖主义相关的财产保险的保险费率的计算机系统和计算机实现的方法中，选择指示与该财产相关联的行业段的一个或多个行业分类属性。 基本费率由分配给所选行业分类属性的费率值确定。 还选择了一个或多个目标分类属性，表明该物业作为恐怖主义目标的吸引力。 由分配给所选目标分类属性的速率值确定加重速率。 保险费率由基本利率和加息率决定。 根据对财产的目标分类属性的选择，对物业的保险费率的分配使得有可能在评级过程中包括恐怖袭击的风险，而不必确定恐怖袭击的概率分布或估计由 恐怖袭击

公开(公告)号：US08165907B2

公开(公告)日：2012-04-24

申请号：US10588195

申请日：2004-12-07

申请人： Yvan Pannatier ,  Andreas Maechler ,  Tobias Muster

发明人： Yvan Pannatier ,  Andreas Maechler ,  Tobias Muster

IPC分类号： G06F17/50

CPC分类号： G06Q40/08 ,  G06Q10/0631 ,  G06Q10/06316 ,  G06Q10/0635 ,  G06Q10/06395

摘要： A device and a method for automated optimization of the service life of technical facilities and/or risk determination of technical facilities. Facility data is captured by a capture module of the optimization device and facility risks are optimized by an evaluation module of the optimization device based on the facility data. At least one risk analysis value for automated risk management and/or facility optimization value for automated optimization of at least one protection device or minimization of a danger potential of the technical facility are determined by corresponding risk elements and/or protection elements.

摘要翻译： 技术设备使用寿命自动优化和/或技术设备风险确定的设备和方法。 设备数据由优化装置的捕获模块捕获，并且基于设施数据的优化装置的评估模块优化设施风险。 用于自动化风险管理和/或设备优化价值的至少一个风险分析值用于至少一个保护装置的自动优化或者使技术设施的危险潜力最小化由相应的风险元素和/或保护元件确定。

公开(公告)号：US20080077457A1

公开(公告)日：2008-03-27

申请号：US10588195

申请日：2004-12-07

申请人： Yvan Pannatier ,  Andreas Maechler ,  Tobias Muster

发明人： Yvan Pannatier ,  Andreas Maechler ,  Tobias Muster

IPC分类号： G06Q10/00 ,  G06Q40/00

CPC分类号： G06Q40/08 ,  G06Q10/0631 ,  G06Q10/06316 ,  G06Q10/0635 ,  G06Q10/06395

摘要： A device and a method for automated optimization of the service life of technical facilities and/or risk determination of technical facilities. Facility data is captured by a capture module of the optimization device and facility risks are optimized by an evaluation module of the optimization device based on the facility data. At least one risk analysis value for automated risk management and/or facility optimization value for automated optimization of at least one protection device or minimization of a danger potential of the technical facility are determined by corresponding risk elements and/or protection elements.

摘要翻译： 技术设备使用寿命自动优化和/或技术设备风险确定的设备和方法。 设备数据由优化装置的捕获模块捕获，并且基于设施数据的优化装置的评估模块优化设施风险。 用于自动化风险管理和/或设备优化价值的至少一个风险分析值用于至少一个保护装置的自动优化或者使技术设施的危险潜力最小化由相应的风险元素和/或保护元件确定。