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1.发明授权Systems and methods for financial account access for a mobile device via a gateway 有权通过网关为移动设备进行财务帐户访问的系统和方法公开(公告)号：US08364587B2
公开(公告)日：2013-01-29
申请号：US12361309
申请日：2009-01-28
IPC分类号： G06Q40/00
CPC分类号： G06Q20/10 , G06Q20/32 , G06Q20/3223 , G06Q40/00 , G06Q40/02
摘要： Systems and methods for providing secure access of at least one of multiple financial account processors to a mobile device and/or facilitating secure financial transactions initiated from a mobile device via a gateway. One method can include receiving a mobile personal identification number (M-PIN) number and Customer Unique Identifier (CUID) from a mobile device and processing the received M-PIN and CUID to identify a Mobile Unique Identifier (MUID). The MUID identifies an account of at least one financial account processor accessible via a gateway, and the mobile device is provided access to the account through the gateway.
摘要翻译： 用于向移动设备提供多个金融账户处理器中的至少一个的安全访问和/或促进经由网关从移动设备发起的安全金融交易的系统和方法。 一种方法可以包括从移动设备接收移动个人识别号码（M-PIN）号码和客户唯一标识符（CUID），并处理接收的M-PIN和CUID以识别移动唯一标识符（MUID）。 MUID识别经由网关可访问的至少一个金融帐户处理器的帐户，并且移动设备被提供通过网关对帐户的访问。
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2.发明申请SYSTEMS AND METHODS FOR FINANCIAL ACCOUNT ACCESS FOR A MOBILE DEVICE VIA A GATEWAY 有权通过网关的移动设备进行财务帐户访问的系统和方法公开(公告)号：US20100191633A1
公开(公告)日：2010-07-29
申请号：US12361309
申请日：2009-01-28
IPC分类号： G06Q40/00
CPC分类号： G06Q20/10 , G06Q20/32 , G06Q20/3223 , G06Q40/00 , G06Q40/02
摘要： Systems and methods for providing secure access of at least one of multiple financial account processors to a mobile device and/or facilitating secure financial transactions initiated from a mobile device via a gateway. One method can include receiving a mobile personal identification number (M-PIN) number and Customer Unique Identifier (CUID) from a mobile device and processing the received M-PIN and CUID to identify a Mobile Unique Identifier (MUID). The MUID identifies an account of at least one financial account processor accessible via a gateway, and the mobile device is provided access to the account through the gateway. Prior to providing the mobile device with access to the account, a set of inquiries associated with the identified financial account processor(s) may be presented to the mobile device, and response information from the mobile device to answer the set of inquiries may be verified at the gateway. The mobile device is provided access to the financial account processor after the response information is verified.
摘要翻译： 用于向移动设备提供多个金融账户处理器中的至少一个的安全访问和/或促进经由网关从移动设备发起的安全金融交易的系统和方法。 一种方法可以包括从移动设备接收移动个人识别号码（M-PIN）号码和客户唯一标识符（CUID），并处理接收的M-PIN和CUID以识别移动唯一标识符（MUID）。 MUID识别经由网关可访问的至少一个金融帐户处理器的帐户，并且移动设备被提供通过网关对帐户的访问。 在向移动设备提供对帐户的访问之前，可以向移动设备呈现与所识别的金融账户处理器相关联的一组查询，并且可以验证来自移动设备的回答该组查询的响应信息 在网关。 移动设备在验证响应信息之后提供对金融帐户处理器的访问。
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