公开(公告)号：USD738443S1

公开(公告)日：2015-09-08

申请号：US29474628

申请日：2014-05-21

申请人： Anne Denise James

设计人： Anne Denise James

公开(公告)号：US20090164232A1

公开(公告)日：2009-06-25

申请号：US12174591

申请日：2008-07-16

申请人： Thomas Chmielewski ,  Denise James

发明人： Thomas Chmielewski ,  Denise James

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q30/0185 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q50/16 ,  G06Q50/18

摘要： Mortgage fraud detection systems and methods are provided. A fraud detection system can generally comprise a database operator, a database manager, one or more users, and a database. Database components can be implemented as hardware, software, or a combination of both. A fraud detection method can generally comprise providing a database for maintaining a plurality of records. Data records can be continually received by a database in batchwise or single submission protocols. Records can be compared to determine whether they contain common data in one or more predetermined fields. If records contain common data in one or more predetermined fields, records can be examined for inconsistencies in one or more other data fields. Discovered inconsistencies and magnitudes of inconsistencies can be warning signs of fraud. Results of comparisons can be reported to system users to enable such users to investigate additional circumstances. Other embodiments and features are also claimed and described in the application.

摘要翻译： 提供了抵押欺诈检测系统和方法。 欺诈检测系统通常可以包括数据库操作者，数据库管理器，一个或多个用户和数据库。 数据库组件可以实现为硬件，软件或两者的组合。 欺诈检测方法通常可以包括提供用于维护多个记录的数据库。 数据记录可以由数据库以分批或单次提交协议连续接收。 可以比较记录以确定它们是否在一个或多个预定字段中包含公共数据。 如果记录在一个或多个预定字段中包含公共数据，则可以检查记录以在一个或多个其他数据字段中的不一致性。 发现不一致和不一致的程度可能是欺诈的警告标志。 比较结果可以向系统用户报告，以使这些用户能够调查其他情况。 其他实施例和特征也在申请中被要求保护和描述。

公开(公告)号：US07546271B1

公开(公告)日：2009-06-09

申请号：US12174591

申请日：2008-07-16

申请人： Thomas Chmielewski ,  Denise James

发明人： Thomas Chmielewski ,  Denise James

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q30/0185 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q50/16 ,  G06Q50/18

摘要： Mortgage fraud detection systems and methods are provided. A fraud detection system can generally comprise a database operator, a database manager, one or more users, and a database. Database components can be implemented as hardware, software, or a combination of both. A fraud detection method can generally comprise providing a database for maintaining a plurality of records. Data records can be continually received by a database in batchwise or single submission protocols. Records can be compared to determine whether they contain common data in one or more predetermined fields. If records contain common data in one or more predetermined fields, records can be examined for inconsistencies in one or more other data fields. Discovered inconsistencies and magnitudes of inconsistencies can be warning signs of fraud. Results of comparisons can be reported to system users to enable such users to investigate additional circumstances. Other embodiments and features are also claimed and described in the application.

摘要翻译： 提供了抵押欺诈检测系统和方法。 欺诈检测系统通常可以包括数据库操作者，数据库管理器，一个或多个用户和数据库。 数据库组件可以实现为硬件，软件或两者的组合。 欺诈检测方法通常可以包括提供用于维护多个记录的数据库。 数据记录可以由数据库以分批或单次提交协议连续接收。 可以比较记录以确定它们是否在一个或多个预定字段中包含公共数据。 如果记录在一个或多个预定字段中包含公共数据，则可以检查记录以在一个或多个其他数据字段中的不一致性。 发现不一致和不一致的程度可能是欺诈的警告标志。 比较结果可以向系统用户报告，以使这些用户能够调查其他情况。 其他实施例和特征也在申请中被要求保护和描述。

公开(公告)号：US20100241558A1

公开(公告)日：2010-09-23

申请号：US12481546

申请日：2009-06-09

申请人： Thomas Chmielewski ,  Denise James

发明人： Thomas Chmielewski ,  Denise James

IPC分类号： G06Q40/00 ,  G06Q10/00 ,  G06F17/30

CPC分类号： G06Q40/02 ,  G06Q30/0185 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q50/16 ,  G06Q50/18

摘要： Mortgage fraud detection systems and methods are provided. A fraud detection system can generally comprise a database operator, a database manager, one or more users, and a database. Database components can be implemented as hardware, software, or a combination of both. A fraud detection method can generally comprise providing a database for maintaining a plurality of records. Data records can be continually received by a database in batchwise or single submission protocols. Records can be compared to determine whether they contain common data in one or more predetermined fields. If records contain common data in one or more predetermined fields, records can be examined for inconsistencies in one or more other data fields. Discovered inconsistencies and magnitudes of inconsistencies can be warning signs of fraud. Results of comparisons can be reported to system users to enable such users to investigate additional circumstances. Other embodiments and features are also claimed and described in the application.

摘要翻译： 提供了抵押欺诈检测系统和方法。 欺诈检测系统通常可以包括数据库操作者，数据库管理器，一个或多个用户和数据库。 数据库组件可以实现为硬件，软件或两者的组合。 欺诈检测方法通常可以包括提供用于维护多个记录的数据库。 数据记录可以由数据库以分批或单次提交协议连续接收。 可以比较记录以确定它们是否在一个或多个预定字段中包含公共数据。 如果记录在一个或多个预定字段中包含公共数据，则可以检查记录以在一个或多个其他数据字段中的不一致性。 发现不一致和不一致的程度可能是欺诈的警告标志。 比较结果可以向系统用户报告，以使这些用户能够调查其他情况。 其他实施例和特征也在申请中被要求保护和描述。

公开(公告)号：US10390599B1

公开(公告)日：2019-08-27

申请号：US16130598

申请日：2018-09-13

申请人： Denise James ,  Ronald Lanclos

发明人： Denise James ,  Ronald Lanclos

IPC分类号： A45D20/08 ,  A45D24/10 ,  A45D8/00 ,  A45D6/00

摘要： A hair gathering accessory can be formed as a comb or a brush device, and has a handle formed with a body. On one side of the body are a plurality of tines (e.g. comb teeth, brush bristles, etc.). On the other side of the body is a heat shield that is attached to the body and which extends away from the body some distance. The tines are used to gather a portion of hair while the hair gathering accessory is being held by a person, and the heat shield protects the person whose hair has been gathered from the heat of a hair iron that is applied to the gathered portion of hair.