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公开(公告)号：US08386327B2
公开(公告)日：2013-02-26
申请号：US12770938
申请日：2010-04-30
IPC分类号： G06Q30/00
CPC分类号： G06Q20/12 , G06Q30/0641
摘要： Embodiments of the invention provide for methods, apparatuses, and computer program products for providing a financial institution check-out system for processing online transactions using a customer's pre-existing online financial institution profile. A customer desiring to checkout from an online vendor's electronic marketplace is given a choice to checkout using a financial institution's secure checkout widget, which is rendered alongside the customer computer system's web browser application by a financial institution server. The widget authenticates the customer as a financial institution account owner, and the financial institution server displays to the customer his or her available payment accounts and receives customer input regarding the desired payment account. The server runs a payment service engine that controls payment for the transaction, and then the widget communicates proof of successful payment to the vendor server. The vendor server receives payment confirmation from the financial institution server and thereafter communicates successful payment confirmation to the customer via the vendor's checkout interface.
摘要翻译： 本发明的实施例提供了用于提供使用客户的在线金融机构简档处理在线交易的金融机构检出系统的方法，装置和计算机程序产品。 希望从在线供应商的电子市场结帐的客户可以选择使用金融机构的安全检查小部件进行结帐，该小部件由金融机构服务器与客户计算机系统的网络浏览器应用程序一起呈现。 小部件将客户验证为金融机构账户所有者，并且金融机构服务器向客户显示他或她的可用支付账户，并接收关于期望支付账户的客户输入。 服务器运行支付服务引擎来控制交易的付款，然后窗口小部件将成功支付的证明通知供应商服务器。 供应商服务器从金融机构服务器接收支付确认，然后通过供应商的结账界面向客户传送成功的支付确认信息。
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2.发明申请REMOTE PROVISION OF CONSISTENT ONE-TIME PASSWORD FUNCTIONALITY FOR DISPARATE ON-LINE RESOURCES 有权远程提供一致性一次性密码功能，用于不同的在线资源公开(公告)号：US20080301460A1
公开(公告)日：2008-12-04
申请号：US11854096
申请日：2007-09-12
申请人： Eric W. Miller , Clay D. Newton
发明人： Eric W. Miller , Clay D. Newton
IPC分类号： H04L9/32
CPC分类号： H04L63/0815 , G06F21/40 , G06Q20/42 , H04L63/0838 , H04L63/0853
摘要： Consistent one-time password (OTP) functionality is provided from a presentation server to secure various on-line resources. A seed file can be provided to or created by a service provider for execution as part of a hosted page displayed at a client to a user. A presentation server receives a call from the seed file. A user interface widget can be initialized at the presentation server in response to the call from the seed file. The widget can be displayed as part of the remotely hosted Web page so that the user perceives the UI widget to be embedded in the page as viewed on the client computer system. Security for the interaction between the servers can be provided through use of security assertion markup language (SAML).
摘要翻译： 从演示服务器提供一致的一次性密码（OTP）功能，以保护各种在线资源。 可以由服务提供商提供种子文件或由服务提供商创建种子文件，作为在客户端向用户显示的托管页面的一部分。 演示服务器从种子文件接收呼叫。 响应于来自种子文件的调用，可以在呈现服务器处初始化用户界面小部件。 窗口小部件可以作为远程托管网页的一部分显示，以便用户在客户端计算机系统上查看时感知UI窗口小部件嵌入到页面中。 可以通过使用安全断言标记语言（SAML）来提供服务器之间交互的安全性。
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3.发明授权Remote provision of consistent one-time password functionality for disparate on-line resources 有权为不同的在线资源远程提供一致的一次性密码功能公开(公告)号：US08869251B2
公开(公告)日：2014-10-21
申请号：US11854096
申请日：2007-09-12
申请人： Eric W. Miller , Clay D. Newton
发明人： Eric W. Miller , Clay D. Newton
CPC分类号： H04L63/0815 , G06F21/40 , G06Q20/42 , H04L63/0838 , H04L63/0853
摘要： Consistent one-time password (OTP) functionality is provided from a presentation server to secure various on-line resources. A seed file can be provided to or created by a service provider for execution as part of a hosted page displayed at a client to a user. A presentation server receives a call from the seed file. A user interface widget can be initialized at the presentation server in response to the call from the seed file. The widget can be displayed as part of the remotely hosted Web page so that the user perceives the UI widget to be embedded in the page as viewed on the client computer system. Security for the interaction between the servers can be provided through use of security assertion markup language (SAML).
摘要翻译： 从演示服务器提供一致的一次性密码（OTP）功能，以保护各种在线资源。 可以由服务提供商提供种子文件或由服务提供商创建种子文件，作为在客户端向用户显示的托管页面的一部分。 演示服务器从种子文件接收呼叫。 响应于来自种子文件的调用，可以在呈现服务器处初始化用户界面小部件。 窗口小部件可以作为远程托管网页的一部分显示，以便用户在客户端计算机系统上查看时感知UI窗口小部件嵌入到页面中。 可以通过使用安全断言标记语言（SAML）来提供服务器之间交互的安全性。
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公开(公告)号：USD452564S1
公开(公告)日：2001-12-25
申请号：US29123774
申请日：2000-05-24
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公开(公告)号：USD469107S1
公开(公告)日：2003-01-21
申请号：US29161225
申请日：2002-05-28
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公开(公告)号：US20110191210A1
公开(公告)日：2011-08-04
申请号：US12770938
申请日：2010-04-30
CPC分类号： G06Q20/12 , G06Q30/0641
摘要： Embodiments of the invention provide for methods, apparatuses, and computer program products for providing a financial institution check-out system for processing online transactions using a customer's pre-existing online financial institution profile. A customer desiring to checkout from an online vendor's electronic marketplace is given a choice to checkout using a financial institution's secure checkout widget, which is rendered alongside the customer computer system's web browser application by a financial institution server. The widget authenticates the customer as a financial institution account owner, and the financial institution server displays to the customer his or her available payment accounts and receives customer input regarding the desired payment account. The server runs a payment service engine that controls payment for the transaction, and then the widget communicates proof of successful payment to the vendor server. The vendor server receives payment confirmation from the financial institution server and thereafter communicates successful payment confirmation to the customer via the vendor's checkout interface.
摘要翻译： 本发明的实施例提供了用于提供使用客户的在线金融机构简档处理在线交易的金融机构检出系统的方法，装置和计算机程序产品。 希望从在线供应商的电子市场结帐的客户可以选择使用金融机构的安全检查小部件进行结帐，该小部件由金融机构服务器与客户计算机系统的网络浏览器应用程序一起呈现。 小部件将客户验证为金融机构账户所有者，并且金融机构服务器向客户显示他或她的可用支付账户，并接收关于期望支付账户的客户输入。 服务器运行支付服务引擎来控制交易的付款，然后窗口小部件将成功支付的证明通知供应商服务器。 供应商服务器从金融机构服务器接收支付确认，然后通过供应商的结账界面向客户传送成功的支付确认信息。
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公开(公告)号：US08260692B1
公开(公告)日：2012-09-04
申请号：US12349745
申请日：2009-01-07
申请人： Eric W. Miller , Aaron D. Lewis , Brian R. Jones
发明人： Eric W. Miller , Aaron D. Lewis , Brian R. Jones
IPC分类号： G06Q10/00 , G06Q40/00 , G06Q20/00 , G06Q30/00 , G06Q90/00 , G06F19/00 , G07D11/00 , G07F19/00
CPC分类号： G06Q10/087 , G06Q40/02
摘要： Embodiments of the invention provide systems, methods, and computer program products for an online safety deposit box inventory management system. A customer may securely log into the customer's bank accounts and add or delete safety deposit boxes to a list of safety deposit boxes that the customer owns. The customer may select a box to view and add or delete items that the customer has in the selected box. The customer may also edit the description, type, date, etc. of items that the customer already has listed in the box. In keeping a list of the items that the customer has in each safety deposit box the customer may keep an up-to-date record of the contents of each box for the customer's estate in case the customer passes away or simply in order to have a back up copy in case something happens to a paper copy.
摘要翻译： 本发明的实施例提供了用于在线保险箱库存管理系统的系统，方法和计算机程序产品。 客户可以安全登录客户的银行帐户，并将保险箱添加或删除到客户拥有的保险箱列表中。 客户可以选择一个框来查看和添加或删除客户在所选框中的项目。 客户还可以编辑客户已经在框中列出的项目的描述，类型，日期等。 在保存客户在每个保险箱中的物品清单时，客户可以保存客户遗产的每个箱子的内容的最新记录，以防客户逃离或仅仅为了具有 备份副本，以防发生在纸质副本上。
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公开(公告)号：US20110252150A1
公开(公告)日：2011-10-13
申请号：US12757472
申请日：2010-04-09
IPC分类号： G06F15/16
CPC分类号： G06F16/9535
摘要： A method for processing information, such as user preferences and other user information, operates in connection with a server and/or a browser device. A connection is established between the browser device and the server, and a unique identifier is transmitted from the server to the browser device for storage on the browser device. User information is then received at the server, from the browser device and stored in a memory of the server, and the unique identifier is associated with the user information in the memory of the server. The user information includes one or more of the following types of information: language preferences, graphic display configuration preferences, other display preferences, disability preferences, marketing preferences, content preferences, personal user information, browsing history information, visitor type information, customer status information, relationship information, and user analytic information.
摘要翻译： 用于处理诸如用户偏好和其他用户信息的信息的方法与服务器和/或浏览器设备相关联地操作。 在浏览器设备和服务器之间建立连接，并且将唯一的标识符从服务器发送到浏览器设备以存储在浏览器设备上。 然后，在服务器处，从浏览器装置接收用户信息并将其存储在服务器的存储器中，唯一标识符与服务器存储器中的用户信息相关联。 用户信息包括以下类型的信息中的一种或多种：语言偏好，图形显示配置偏好，其他显示偏好，残疾偏好，营销偏好，内容偏好，个人用户信息，浏览历史信息，访问者类型信息，顾客状态信息 ，关系信息和用户分析信息。
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公开(公告)号：US07793141B1
公开(公告)日：2010-09-07
申请号：US12121335
申请日：2008-05-15
申请人： Eric W. Miller
发明人： Eric W. Miller
IPC分类号： G06F11/00
CPC分类号： G06F11/327 , G06F11/0709 , G06F11/0769
摘要： Techniques for notifying customers when an outage of an eCommerce system has been resolved are disclosed. An e-commerce on-line platform detects the functional outage of a transaction entity when customers are trying to access an associated service from the transaction entity. Consequently, customers are routed to an outage web page, where customers are requested to provide contact information. When the functional outage is resolved, customers are notified using the contact information. Contact information may be the e-mail address or the phone number of the customer. A contact list is formed and a batch of notification requests is sent by an eCommerce on-line platform through an alerting vendor for notifying customers when a functional outage has been resolved. Notification requests may be partitioned into a plurality of batches so that customers are alerted in waves for controlling traffic on the associated transaction entity.
摘要翻译： 披露电子商务系统中断时通知客户的技术。 当客户尝试从交易实体访问相关联的服务时，电子商务在线平台检测事务实体的功能中断。 因此，客户被路由到中断网页，客户被要求提供联系信息。 当功能停机解决时，客户将通过联系信息进行通知。 联系信息可能是客户的电子邮件地址或电话号码。 形成联系人列表，并通过警报供应商通过电子商务在线平台发送一批通知请求，以便在功能中断已解决时通知客户。 通知请求可以被划分成多个批次，以便消费者以波浪的方式被警告以控制关联的交易实体上的流量。
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公开(公告)号：USD400673S
公开(公告)日：1998-11-03
申请号：US73525
申请日：1997-07-14
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