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    Incentivized adoption of time-dependent insurance benefits
    4.
    发明授权
    Incentivized adoption of time-dependent insurance benefits 有权
    激励采用时间依赖的保险福利

    公开(公告)号：US08484113B2

    公开(公告)日：2013-07-09

    申请号：US13529866

    申请日：2012-06-21

    申请人： Fred Collopy ,  Craig Allen Nard ,  Himanshu S. Amin ,  Gregory Turocy ,  Seyed Vahid Sharifi Takieh ,  Ronald Charles Krosky ,  David Noonan ,  Gustavo Arnaldo Narvaez ,  Brian Asquith

    发明人： Fred Collopy ,  Craig Allen Nard ,  Himanshu S. Amin ,  Gregory Turocy ,  Seyed Vahid Sharifi Takieh ,  Ronald Charles Krosky ,  David Noonan ,  Gustavo Arnaldo Narvaez ,  Brian Asquith

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/08 ,  G06Q30/0201 ,  G06Q30/0224 ,  G06Q30/0251 ,  G06Q30/0265 ,  G06Q30/0269 ,  G06Q30/0273 ,  G06Q30/04 ,  G06Q30/06

    摘要： System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.

    摘要翻译： 提供了鼓励采用时间相关的定制保险福利的制度和方法。 保险福利提供者鼓励采用保险利益，以换取被保险实体经营特征的知识。 知识是从实体经营的被保险实体和环境中累积和收集的。 激励是至少部分通过基于可用知识的激励提供来实现的，所述知识与被保险实体的运营商相关联，而不是与实体本身相关联。 运营商可以规范交换知识的范围，并收到奖励和相关内容。 奖励报价可以用于提供足以满足当前或几乎当前运营状况的保险利益范围; 贴现实时或几乎实时的保险福利; 或补贴服务。 提供奖励措施至少部分可以通过其商业化或有针对性的广告通过现有知识的获利来提供。

    INCENTIVIZED ADOPTION OF TIME-DEPENDENT INSURANCE BENEFITS
    7.
    发明申请
    INCENTIVIZED ADOPTION OF TIME-DEPENDENT INSURANCE BENEFITS 有权
    激励采用时间依赖的保险利益

    公开(公告)号：US20120259666A1

    公开(公告)日：2012-10-11

    申请号：US13529866

    申请日：2012-06-21

    申请人： Fred Collopy ,  Craig Allen Nard ,  Himanshu S. Amin ,  Gregory Turocy ,  Seyed Vahid Sharifi Takieh ,  Ronald Charles Krosky ,  David Noonan ,  Gustavo Arnaldo Narvaez ,  Brian Asquith

    发明人： Fred Collopy ,  Craig Allen Nard ,  Himanshu S. Amin ,  Gregory Turocy ,  Seyed Vahid Sharifi Takieh ,  Ronald Charles Krosky ,  David Noonan ,  Gustavo Arnaldo Narvaez ,  Brian Asquith

    IPC分类号： G06Q40/08 ,  G06Q30/02

    CPC分类号： G06Q40/08 ,  G06Q30/0201 ,  G06Q30/0224 ,  G06Q30/0251 ,  G06Q30/0265 ,  G06Q30/0269 ,  G06Q30/0273 ,  G06Q30/04 ,  G06Q30/06

    摘要： System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.

    摘要翻译： 提供了鼓励采用时间相关的定制保险福利的制度和方法。 保险福利提供者鼓励采用保险利益，以换取被保险实体经营特征的知识。 知识是从实体经营的被保险实体和环境中累积和收集的。 激励是至少部分通过基于可用知识的激励提供来实现的，所述知识与被保险实体的运营商相关联，而不是与实体本身相关联。 运营商可以规范交换知识的范围，并收到奖励和相关内容。 奖励报价可以用于提供足以满足当前或几乎当前运营状况的保险利益范围; 贴现实时或几乎实时的保险福利; 或补贴服务。 提供奖励措施至少部分可以通过其商业化或有针对性的广告通过现有知识的获利来提供。

    Incentivized adoption of time-dependent insurance benefits
    8.
    发明授权
    Incentivized adoption of time-dependent insurance benefits 有权
    激励采用时间依赖的保险福利

    公开(公告)号：US08255275B2

    公开(公告)日：2012-08-28

    申请号：US12624371

    申请日：2009-11-23

    申请人： Fred Collopy ,  Craig Allen Nard ,  Himanshu S. Amin ,  Gregory Turocy ,  Seyed Vahid Sharifi Takieh ,  Ronald Charles Krosky ,  David Noonan ,  Gustavo Arnaldo Narvaez ,  Brian Asquith

    发明人： Fred Collopy ,  Craig Allen Nard ,  Himanshu S. Amin ,  Gregory Turocy ,  Seyed Vahid Sharifi Takieh ,  Ronald Charles Krosky ,  David Noonan ,  Gustavo Arnaldo Narvaez ,  Brian Asquith

    IPC分类号： G06Q90/00

    CPC分类号： G06Q40/08 ,  G06Q30/0201 ,  G06Q30/0224 ,  G06Q30/0251 ,  G06Q30/0265 ,  G06Q30/0269 ,  G06Q30/0273 ,  G06Q30/04 ,  G06Q30/06

    摘要： System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.

    摘要翻译： 提供了鼓励采用时间相关的定制保险福利的制度和方法。 保险福利提供者鼓励采用保险利益，以换取被保险实体经营特征的知识。 知识是从实体经营的被保险实体和环境中累积和收集的。 激励是至少部分通过基于可用知识的激励提供来实现的，所述知识与被保险实体的运营商相关联，而不是与实体本身相关联。 运营商可以规范交换知识的范围，并收到奖励和相关内容。 奖励报价可以用于提供足以满足当前或几乎当前运营状况的保险利益范围; 贴现实时或几乎实时的保险福利; 或补贴服务。 提供奖励措施至少部分可以通过其商业化或有针对性的广告通过现有知识的获利来提供。