公开(公告)号：US20120221356A1

公开(公告)日：2012-08-30

申请号：US13033690

申请日：2011-02-24

申请人： Hsiao-Ling HSU

发明人： Hsiao-Ling HSU

IPC分类号： G06Q40/00

CPC分类号： G06Q40/00

摘要： A process apparatus and a mutual insurance method for use in the process apparatus are provided. The process apparatus stores the mutual data of a mutual insurance assembly. The mutual data comprises the time weight of a specific period, an insured unit and the standard amount benefit of each mutual member. The process apparatus retrieves a valid insured unit in the specific period from the insured units according to the accident message of an accident member. Then, the process apparatus calculates a benefit, which the accident member may obtain, according to the time weight, the valid insured unit and the standard amount benefit. Whereby, the process and security of the insurance are simplified and improved respectively.

摘要翻译： 提供了一种在处理装置中使用的处理装置和相互保险方法。 处理装置存储互保组件的相互数据。 相互数据包括特定期间的时间权重，被保险单位以及每个相互成员的标准利益。 处理装置根据事故成员的事故信息，在特定期限内从被保险单位检索有效的被保险单位。 然后，处理装置根据时间权重，有效保险单位和标准金额利益，计算事故成员可以获得的利益。 因此，保险的流程和安全性分别简化和提高。

公开(公告)号：US20100042529A1

公开(公告)日：2010-02-18

申请号：US12581867

申请日：2009-10-19

申请人： Yung-Sung Chien ,  Hsiao-Ling Hsu

发明人： Yung-Sung Chien ,  Hsiao-Ling Hsu

IPC分类号： G06Q40/00

CPC分类号： G06Q40/04 ,  G06Q30/08 ,  G06Q40/06

摘要： For relieving a bid winner from receiving an unexpected amount of total fund while there is no member of a mutual fund association issuing a qualified bid, which is higher than a basic bid, a fund bidding method tends to relieve the bid winner by providing an option for each member of the mutual fund association to issue an unqualified bid, which is lower than the basic bid. According to the fund bidding method, while there is no member issuing the qualified bid at a current term, a bid winner is determined to be a member issuing a lowest unqualified bid, is going to be paid with a compensable total fund at the current term.

摘要翻译： 为免除中标者收到意外金额的总资金，而没有发行合格投标的共同基金组织的成员，高于基本投标，基金投标方式往往可以通过提供选择权来纾缓中标者 共同基金组织每个成员发行不合格投标，低于基本投标。 根据基金招标方式，当前没有会员发放合格投标，中标者被确定为发行最低不合格投标的会员，将在当期支付可补偿总额 。