公开(公告)号：US20080103923A1

公开(公告)日：2008-05-01

申请号：US11925596

申请日：2007-10-26

申请人： Keith A. Rieck ,  Igor A. Korolev ,  Andrew Vernon Barker

发明人： Keith A. Rieck ,  Igor A. Korolev ,  Andrew Vernon Barker

IPC分类号： G06Q30/00 ,  G06Q20/00

CPC分类号： G06Q30/06 ,  G06Q20/12 ,  G06Q30/0613 ,  G06Q30/0635

摘要： As a company acquires commerce platforms the maintenance of integrations with payment service providers becomes an issue. The best thing is to keep the amount of developers needed to a minimum and reduce transaction costs to a minimum; therefore a centralized code base is best for a company. A gateway is described that allows a company to expose a web service based application programming interface (API) to the integrating commerce platforms. This allows for a simple standardized integration for all available payment methods with out the commerce platform about the payment service provider. This removes the complexity and redundant integrations that each platform needs to have with each of the payment service providers. An advanced arbitration engine allows for the gateway to decide what the best cost based payment service to use for the transaction.

摘要翻译： 作为公司收购商业平台，与支付服务提供商整合的维护成为一个问题。 最好的事情是将开发人员的数量保持在最低限度，并将交易成本降至最低; 因此，一个集中的代码库最适合一家公司。 描述了一种网关，允许公司将基于Web服务的应用程序编程接口（API）公开到集成商务平台。 这允许使用关于支付服务提供商的商业平台的所有可用的支付方法进行简单的标准化集成。 这消除了每个平台每个支付服务提供商所需的复杂性和冗余集成。 高级仲裁引擎允许网关决定用于交易的最佳基于成本的支付服务。