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公开(公告)号：US20190259103A1
公开(公告)日：2019-08-22
申请号：US15900953
申请日：2018-02-21
IPC分类号： G06Q40/08
摘要： According to some embodiments, an existing risk relationship data store may contain electronic records, each electronic record including a risk relationship identifier and a risk relationship characteristic for an existing risk relationship between the enterprise and an entity. A prediction platform may receive electronic records associated with a set of existing risk relationships along with an indication of a future adjustment to a parameter associated with the set of existing risk relationships. The prediction platform may then automatically calculate a projected future impact to a key metric for the set of existing risk relationships based on the future adjustment to the parameter. A rendering platform may receive the projected future impact to the key metric and present an interactive graphical user interface, including an indication of projected future impact, to an administrator.
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公开(公告)号：US08725541B2
公开(公告)日：2014-05-13
申请号：US12347157
申请日：2008-12-31
申请人： David Andrist , Jeffery T. Hay , James King
发明人： David Andrist , Jeffery T. Hay , James King
CPC分类号： G06Q40/08
摘要： Systems, methods, apparatus, computer program code and means for rating and pricing insurance policies are provided. In some embodiments, an automated insurance processing platform rates and prices insurance policies by including a territory factor in the calculation of a premium for the policy. Pursuant to some embodiments, the territory factor is calculated by receiving historical loss data, geographical data, and demographic data, analyzing the historical loss data, the geographical data, and the demographic data to identify data having similar claim behaviors. The historical loss data is analyzed to identify at least a frequency and severity of historical loss by coverage type. The frequency and severity of loss data, the geographical data, and the demographic data is iteratively analyzed to create a territory set having different geographical boundaries for the different coverage types; and the territory set is used to generate a set of territory factors for the different coverage types and the territories.
摘要翻译： 提供了系统，方法，设备，计算机程序代码和保险评级和定价方法。 在一些实施例中，自动保险处理平台通过在该策略的计算中包括领域因素来对保险单进行评估和定价。 根据一些实施例，通过接收历史损失数据，地理数据和人口统计数据，分析历史损失数据，地理数据和人口统计数据来识别具有类似权利要求行为的数据来计算领土因子。 分析历史损失数据，根据覆盖类型识别历史损失的频率和严重程度。 迭代分析损失数据，地理数据和人口统计数据的频率和严重程度，为不同的覆盖类型创建一个具有不同地理边界的区域集合; 而该区域用于为不同的覆盖类型和领土生成一组区域因素。
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公开(公告)号：US20100063851A1
公开(公告)日：2010-03-11
申请号：US12347157
申请日：2008-12-31
申请人： David Andrist , Jeffery T. Hay , James King
发明人： David Andrist , Jeffery T. Hay , James King
CPC分类号： G06Q40/08
摘要： Systems, methods, apparatus, computer program code and means for rating and pricing insurance policies are provided. In some embodiments, an automated insurance processing platform rates and prices insurance policies by including a territory factor in the calculation of a premium for the policy. Pursuant to some embodiments, the territory factor is calculated by receiving historical loss data, geographical data, and demographic data, analyzing the historical loss data, the geographical data, and the demographic data to identify data having similar claim behaviors. The historical loss data is analyzed to identify at least a frequency and severity of historical loss by coverage type. The frequency and severity of loss data, the geographical data, and the demographic data is iteratively analyzed to create a territory set having different geographical boundaries for the different coverage types; and the territory set is used to generate a set of territory factors for the different coverage types and the territories.
摘要翻译： 提供了系统，方法，设备，计算机程序代码和保险评级和定价方法。 在一些实施例中，自动保险处理平台通过在该策略的计算中包括领域因素来对保险单进行评估和定价。 根据一些实施例，通过接收历史损失数据，地理数据和人口统计数据，分析历史损失数据，地理数据和人口统计数据来识别具有类似权利要求行为的数据来计算领土因子。 分析历史损失数据，根据覆盖类型识别历史损失的频率和严重程度。 迭代分析损失数据，地理数据和人口统计数据的频率和严重程度，为不同的覆盖类型创建一个具有不同地理边界的区域集合; 而该区域用于为不同的覆盖类型和领土生成一组区域因素。
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