公开(公告)号：US20070299700A1

公开(公告)日：2007-12-27

申请号：US11757544

申请日：2007-06-04

申请人： Chris Gay ,  John McKinney ,  Jeffrey Fellows ,  Leonard Duncan

发明人： Chris Gay ,  John McKinney ,  Jeffrey Fellows ,  Leonard Duncan

IPC分类号： G06Q40/00

CPC分类号： G06Q30/06 ,  G06Q40/08

摘要： A system and method for calculating and assessing earned insurance premium for a mileage based insurance contract is disclosed. The system includes charging a customer a policy premium for a policy period of an insurance contract defined in part by coverage for a preselected number of units distance from the inception of the contract, determining the number units distance lapsed since contract inception, and assessing an earned premium against the charged policy premium based on the ratio of units distance lapsed to units distance insured under the policy.

摘要翻译： 披露了一项基于里程的保险合同计算和评估所得保险费的制度和方法。 该系统包括向客户收取保险合同的保险期限的政策保险期，该保险合同部分由保险合同规定的预选数量的单位确定，确定自合同开始以来的数量单位距离，以及评估所赚取的 基于单位距离下降到保险单位保险单位的比例，对付收费政策保险费。

公开(公告)号：US20070288270A1

公开(公告)日：2007-12-13

申请号：US11738796

申请日：2007-04-23

申请人： Chris Gay ,  John McKinney ,  Jeffrey Fellows ,  Leonard Duncan

发明人： Chris Gay ,  John McKinney ,  Jeffrey Fellows ,  Leonard Duncan

IPC分类号： G06Q40/00

CPC分类号： G07G1/12 ,  G06Q10/10 ,  G06Q30/06 ,  G06Q40/08

摘要： A method of providing vehicle insurance is disclosed. Determining a number of unexpired units distance under an existing insurance policy, the existing policy being defined in part by coverage for a predetermined number of units distance for a specified vehicle is disclosed. Assessing a premium per unit distance for a new policy, and providing coverage under the new policy for the unexpired units distance under the existing policy in exchange for receiving a payment comprising the difference between the premium per unit distance for the new policy and a premium per unit distance for the existing policy multiplied by the number of unexpired units distance is disclosed.

摘要翻译： 公开了提供车辆保险的方法。 确定现有保险单下的一些未到期单位距离，现有政策部分由指定车辆的预定数量的单位距离的覆盖范围定义。 评估新政策的每单位距离的保费，并根据现行政策下的未到期单位距离的新政策提供保障，以换取收到的款项，其中包括新政策的每单位距离的保费与每项保险费的差额 公开现有策略的单位距离乘以未到期单位数。

公开(公告)号：US20070156468A1

公开(公告)日：2007-07-05

申请号：US11685947

申请日：2007-03-14

申请人： CHRIS GAY ,  John McKinney ,  Leonard Duncan ,  Jeffrey Fellows

发明人： CHRIS GAY ,  John McKinney ,  Leonard Duncan ,  Jeffrey Fellows

IPC分类号： G06Q40/00

CPC分类号： G07G1/12 ,  G06Q10/10 ,  G06Q30/06 ,  G06Q40/08

摘要： A method of assessing, pricing, and provisioning distance-based vehicle insurance is disclosed. The method includes receiving a vehicle identification number of a vehicle to be insured from a customer, receiving an preliminary odometer reading of the vehicle to be insured from the customer, and obtaining from the customer a legally binding declaration that the preliminary odometer reading is true and accurate. The method includes insuring the vehicle during a policy period defined by coverage for a preselected number of units distance from the preliminary odometer reading.

摘要翻译： 披露了一种评估，定价和提供基于距离的车辆保险的方法。 该方法包括从客户接收待保险车辆的车辆识别号码，从客户接收待保险车辆的初步里程表读数，并从客户获得具有合法约束力的声明，即初步里程表读数为真， 准确。 该方法包括在由初始里程计读数距离的预选数量的单位的覆盖范围内确定的策略期间保险。