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公开(公告)号：US20120316945A1
公开(公告)日：2012-12-13
申请号：US13593204
申请日：2012-08-23
申请人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
发明人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0226 , G06Q20/28 , G06Q20/387 , G06Q30/02 , G06Q30/0215 , G06Q30/0234
摘要： A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The enrolled card member customer database includes transaction accounts of card member customers enrolled in a loyalty incentive program. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers or credit to prepaid cards, in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentive discounts and/or credits to enrolled customers, along with notifying customers of other available incentive offers.
摘要翻译： 系统和方法为卡会员客户提供奖励或忠诚奖励。 该系统包括登记的卡会员客户数据库，注册的商家数据库，参与的商家报价数据库和注册的卡处理器。 注册卡会员客户数据库包括注册在忠诚度激励计划中的卡会员客户的交易账户。 如果购买资格获得退款信用，则注册卡处理器将提供退款信用卡给注册卡会员客户的帐户。 注册卡处理器还提供电子通知奖励优惠或信用卡到预付卡，以响应符合特定商家标准的购买。 该系统为商家提供优惠券方式，为注册客户提供奖励折扣和/或信贷，以及通知客户其他可用的奖励优惠。
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公开(公告)号：US20120221391A1
公开(公告)日：2012-08-30
申请号：US13466412
申请日：2012-05-08
申请人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
发明人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
CPC分类号： G06Q30/02 , G06Q20/387 , G06Q30/0226 , G06Q30/0234
摘要： A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with an offer. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentives to customers, and notify customers of other available offers.
摘要翻译： 系统和方法为卡会员客户提供奖励或忠诚奖励。 该系统包括登记的卡会员客户数据库，注册的商家数据库，参与的商家报价数据库和注册的卡处理器。 注册卡处理器由注册卡会员客户收到用注册商家进行的购买的收费记录，并使用费用记录来确定购买是否符合报价的退款信用。 如果购买资格获得退款信用，则注册卡处理器将提供退款信用卡给注册卡会员客户的帐户。 注册卡处理器还提供响应于符合特定商家标准的购买的回馈优惠的电子通知。 该系统为商家提供优惠券方式，为客户提供奖励，并通知客户其他可用的优惠。
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公开(公告)号：US20110022455A1
公开(公告)日：2011-01-27
申请号：US12857389
申请日：2010-08-16
申请人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
发明人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q20/387 , G06Q30/0226 , G06Q30/0234
摘要： A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The enrolled card member customer database includes transaction accounts of card member customers enrolled in a loyalty incentive program. The enrolled merchant database includes a list of merchants participating in the loyalty incentive program. The participating merchant offer database includes loyalty incentive offers from participating merchants. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with a discount offer from the enrolled merchant. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers or credit to prepaid cards, in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentive discounts and/or credits to enrolled customers, along with notifying customers of other available incentive offers.
摘要翻译： 系统和方法为卡会员客户提供奖励或忠诚奖励。 该系统包括登记的卡会员客户数据库，注册的商家数据库，参与的商家报价数据库和注册的卡处理器。 注册卡会员客户数据库包括注册在忠诚度激励计划中的卡会员客户的交易账户。 登记的商家数据库包括参与忠诚度激励计划的商家名单。 参与商户报价数据库包括来自参与商家的忠诚度激励报价。 注册卡处理器接收由注册的卡会员客户用注册的商家进行的购买的收费记录，并使用费用记录来确定购买是否符合来自注册的商家的折扣优惠的退款信用。 如果购买资格获得退款信用，则注册卡处理器将提供退款信用卡给注册卡会员客户的帐户。 注册卡处理器还提供电子通知奖励优惠或信用卡到预付卡，以响应符合特定商家标准的购买。 该系统为商家提供优惠券方式，为注册客户提供奖励折扣和/或信贷，以及通知客户其他可用的奖励优惠。
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公开(公告)号：US20100312629A1
公开(公告)日：2010-12-09
申请号：US12857424
申请日：2010-08-16
申请人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
发明人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0226 , G06Q20/28 , G06Q20/387 , G06Q30/02 , G06Q30/0215 , G06Q30/0234
摘要： A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The enrolled card member customer database includes transaction accounts of card member customers enrolled in a loyalty incentive program. The enrolled merchant database includes a list of merchants participating in the loyalty incentive program. The participating merchant offer database includes loyalty incentive offers from participating merchants. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with a discount offer from the enrolled merchant. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers or credit to prepaid cards, in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentive discounts and/or credits to enrolled customers, along with notifying customers of other available incentive offers.
摘要翻译： 系统和方法为卡会员客户提供奖励或忠诚奖励。 该系统包括登记的卡会员客户数据库，注册的商家数据库，参与的商家报价数据库和注册的卡处理器。 注册卡会员客户数据库包括注册在忠诚度激励计划中的卡会员客户的交易账户。 登记的商家数据库包括参与忠诚度激励计划的商家名单。 参与商户报价数据库包括来自参与商家的忠诚度激励报价。 注册卡处理器接收由注册的卡会员客户用注册的商家进行的购买的收费记录，并使用费用记录来确定购买是否符合来自注册的商家的折扣优惠的退款信用。 如果购买资格获得退款信用，则注册卡处理器将提供退款信用卡给注册卡会员客户的帐户。 注册卡处理器还提供电子通知奖励优惠或信用卡到预付卡，以响应符合特定商家标准的购买。 该系统为商家提供优惠券方式，为注册客户提供奖励折扣和/或信贷，以及通知客户其他可用的奖励优惠。
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公开(公告)号：US09613361B2
公开(公告)日：2017-04-04
申请号：US12857389
申请日：2010-08-16
申请人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
发明人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
CPC分类号： G06Q30/02 , G06Q20/387 , G06Q30/0226 , G06Q30/0234
摘要： A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The enrolled card member customer database includes transaction accounts of card member customers enrolled in a loyalty incentive program. The enrolled merchant database includes a list of merchants participating in the loyalty incentive program. The participating merchant offer database includes loyalty incentive offers from participating merchants. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with a discount offer from the enrolled merchant. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers or credit to prepaid cards, in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentive discounts and/or credits to enrolled customers, along with notifying customers of other available incentive offers.
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公开(公告)号：US09412102B2
公开(公告)日：2016-08-09
申请号：US13593204
申请日：2012-08-23
申请人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
发明人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
CPC分类号： G06Q30/0226 , G06Q20/28 , G06Q20/387 , G06Q30/02 , G06Q30/0215 , G06Q30/0234
摘要： A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The enrolled card member customer database includes transaction accounts of card member customers enrolled in a loyalty incentive program. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers or credit to prepaid cards, in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentive discounts and/or credits to enrolled customers, along with notifying customers of other available incentive offers.
摘要翻译： 系统和方法为卡会员客户提供奖励或忠诚奖励。 该系统包括登记的卡会员客户数据库，注册的商家数据库，参与的商家报价数据库和注册的卡处理器。 注册卡会员客户数据库包括注册在忠诚度激励计划中的卡会员客户的交易账户。 如果购买资格获得退款信用，则注册卡处理器将提供退款信用卡给注册卡会员客户的帐户。 注册卡处理器还提供电子通知奖励优惠或信用卡到预付卡，以响应符合特定商家标准的购买。 该系统为商家提供优惠券方式，为注册客户提供奖励折扣和/或信贷，以及通知客户其他可用的奖励优惠。
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公开(公告)号：US09558505B2
公开(公告)日：2017-01-31
申请号：US12857424
申请日：2010-08-16
申请人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
发明人： David Wolf , Sripriya V. Tiku , Scott M. Roen , Jennifer M. Russo
CPC分类号： G06Q30/0226 , G06Q20/28 , G06Q20/387 , G06Q30/02 , G06Q30/0215 , G06Q30/0234
摘要： A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The enrolled card member customer database includes transaction accounts of card member customers enrolled in a loyalty incentive program. The enrolled merchant database includes a list of merchants participating in the loyalty incentive program. The participating merchant offer database includes loyalty incentive offers from participating merchants. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with a discount offer from the enrolled merchant. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers or credit to prepaid cards, in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentive discounts and/or credits to enrolled customers, along with notifying customers of other available incentive offers.
摘要翻译： 系统和方法为卡会员客户提供奖励或忠诚奖励。 该系统包括登记的卡会员客户数据库，注册的商家数据库，参与的商家报价数据库和注册的卡处理器。 注册卡会员客户数据库包括注册在忠诚度激励计划中的卡会员客户的交易账户。 登记的商家数据库包括参与忠诚度激励计划的商家名单。 参与商户报价数据库包括来自参与商家的忠诚度激励报价。 注册卡处理器接收由注册的卡会员客户用注册的商家进行的购买的收费记录，并使用费用记录来确定购买是否符合来自注册的商家的折扣优惠的退款信用。 如果购买资格获得退款信用，则注册卡处理器将提供退款信用卡给注册卡会员客户的帐户。 注册卡处理器还提供电子通知奖励优惠或信用卡到预付卡，以响应符合特定商家标准的购买。 该系统为商家提供优惠券方式，为注册客户提供奖励折扣和/或信贷，以及通知客户其他可用的奖励优惠。
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