公开(公告)号：US08027918B2

公开(公告)日：2011-09-27

申请号：US10997227

申请日：2004-11-24

申请人： Thomas A. Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

发明人： Thomas A. Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

IPC分类号： G06Q40/00

CPC分类号： G06Q20/12 ,  G06Q20/102 ,  G06Q20/29 ,  G06Q30/00 ,  G06Q30/0609 ,  G06Q30/0617 ,  G06Q30/0619 ,  G06Q40/00 ,  G06Q40/025

摘要： A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also provide payment information that allows the broker to credit the sellers for sales of the items. The broker aggregates the buyers' micro-payment purchases and invoices the buyers. The broker also aggregates the sellers' micro-payment sales and credits the sellers.

摘要翻译： 微支付系统有买家，卖家和经纪人。 买家与经纪人建立账户并提供支付信息，允许经纪人向买家发票。 卖家与经纪人建立账户，并指定从卖方获取的用于访问物品（包括电子内容）的条款。 卖方还提供支付信息，允许经纪人向卖方授信销售商品。 经纪人汇总买家的微支付购买和发票买家。 经纪人还汇总卖家的微额支付销售额，并将卖家信用。

公开(公告)号：US20130006812A1

公开(公告)日：2013-01-03

申请号：US13610833

申请日：2012-09-11

申请人： Thomas A. Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

发明人： Thomas A. Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

IPC分类号： G06Q30/00 ,  G06Q30/06

CPC分类号： G06Q20/12 ,  G06Q20/102 ,  G06Q20/29 ,  G06Q30/00 ,  G06Q30/0609 ,  G06Q30/0617 ,  G06Q30/0619 ,  G06Q40/00 ,  G06Q40/025

摘要： A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also provide payment information that allows the broker to credit the sellers for sales of the items. The broker aggregates the buyers' micro-payment purchases and invoices the buyers. The broker also aggregates the sellers' micro-payment sales and credits the sellers.

摘要翻译： 微支付系统有买家，卖家和经纪人。 买家与经纪人建立账户并提供支付信息，允许经纪人向买家发票。 卖家与经纪人建立账户，并指定从卖方获取的用于访问物品（包括电子内容）的条款。 卖方还提供支付信息，允许经纪人向卖方授信销售商品。 经纪人汇总买家的微支付购买和发票买家。 经纪人还汇总卖家的微额支付销售额，并将卖家信用。

公开(公告)号：US20120130855A1

公开(公告)日：2012-05-24

申请号：US13360650

申请日：2012-01-27

申请人： Thomas A. Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

发明人： Thomas A. Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

IPC分类号： G06Q30/06

CPC分类号： G06Q20/12 ,  G06Q20/102 ,  G06Q20/29 ,  G06Q30/00 ,  G06Q30/0609 ,  G06Q30/0617 ,  G06Q30/0619 ,  G06Q40/00 ,  G06Q40/025

摘要： A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also provide payment information that allows the broker to credit the sellers for sales of the items. The broker aggregates the buyers' micro-payment purchases and invoices the buyers. The broker also aggregates the sellers' micro-payment sales and credits the sellers.

摘要翻译： 微支付系统有买家，卖家和经纪人。 买家与经纪人建立账户并提供支付信息，允许经纪人向买家发票。 卖家与经纪人建立账户，并指定从卖家那里获得的物品，包括电子内容的条款。 卖方还提供支付信息，允许经纪人向卖方授信销售商品。 经纪人汇总买家的微支付购买和发票买家。 经纪人还汇总卖家的微额支付销售额，并将卖家信用。

公开(公告)号：US20110307351A1

公开(公告)日：2011-12-15

申请号：US13217152

申请日：2011-08-24

申请人： Thomas A. Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

发明人： Thomas A. Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

IPC分类号： G06Q30/00

CPC分类号： G06Q20/12 ,  G06Q20/102 ,  G06Q20/29 ,  G06Q30/00 ,  G06Q30/0609 ,  G06Q30/0617 ,  G06Q30/0619 ,  G06Q40/00 ,  G06Q40/025

摘要： A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also provide payment information that allows the broker to credit the sellers for sales of the items. The broker aggregates the buyers' micro-payment purchases and invoices the buyers. The broker also aggregates the sellers' micro-payment sales and credits the sellers.

摘要翻译： 微支付系统有买家，卖家和经纪人。 买家与经纪人建立账户并提供支付信息，允许经纪人向买家发票。 卖家与经纪人建立账户，并指定从卖方获取的用于访问物品（包括电子内容）的条款。 卖方还提供支付信息，允许经纪人向卖方授信销售商品。 经纪人汇总买家的微支付购买和发票买家。 经纪人还汇总卖家的微额支付销售额，并将卖家信用。

公开(公告)号：US08290867B2

公开(公告)日：2012-10-16

申请号：US13360650

申请日：2012-01-27

申请人： Thomas Alan Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

发明人： Thomas Alan Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

IPC分类号： G06Q40/00

CPC分类号： G06Q20/12 ,  G06Q20/102 ,  G06Q20/29 ,  G06Q30/00 ,  G06Q30/0609 ,  G06Q30/0617 ,  G06Q30/0619 ,  G06Q40/00 ,  G06Q40/025

摘要： A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also provide payment information that allows the broker to credit the sellers for sales of the items. The broker aggregates the buyers' micro-payment purchases and invoices the buyers. The broker also aggregates the sellers' micro-payment sales and credits the sellers.

摘要翻译： 微支付系统有买家，卖家和经纪人。 买家与经纪人建立账户并提供支付信息，允许经纪人向买家发票。 卖家与经纪人建立账户，并指定从卖方获取的用于访问物品（包括电子内容）的条款。 卖方还提供支付信息，允许经纪人向卖方授信销售商品。 经纪人汇总买家的微支付购买和发票买家。 经纪人还汇总卖家的微额支付销售额，并将卖家信用。

公开(公告)号：US08108306B2

公开(公告)日：2012-01-31

申请号：US13217152

申请日：2011-08-24

申请人： Thomas Alan Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

发明人： Thomas Alan Nielsen ,  John Dominick Piscitello ,  Arturo E. Crespo ,  Louis Vincent Perrochon ,  Benjamin Chan-Bin Ling ,  Georges Harik

IPC分类号： G06Q40/00

CPC分类号： G06Q20/12 ,  G06Q20/102 ,  G06Q20/29 ,  G06Q30/00 ,  G06Q30/0609 ,  G06Q30/0617 ,  G06Q30/0619 ,  G06Q40/00 ,  G06Q40/025

摘要： A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also provide payment information that allows the broker to credit the sellers for sales of the items. The broker aggregates the buyers' micro-payment purchases and invoices the buyers. The broker also aggregates the sellers' micro-payment sales and credits the sellers.