公开(公告)号：US08571971B1

公开(公告)日：2013-10-29

申请号：US10126013

申请日：2002-04-19

申请人： David H. Brown ,  Shelley I. Stadler ,  Donald E. Wratislaw ,  Joy M. Wyche

发明人： David H. Brown ,  Shelley I. Stadler ,  Donald E. Wratislaw ,  Joy M. Wyche

IPC分类号： G06Q40/00

CPC分类号： G06Q40/025

摘要： A management system and method for a credit decision-making process. The system and method provide access to an automatically generated and updated status report providing information about conditions required for final credit approval. The status report is available via computer systems used by parties to the credit decision-making process, such as the potential borrower, the creditor, and a business partner working with the potential borrower and creditor. Notifications of changes to the status report and/or updated status reports are automatically provided to the parties via the computer systems. In some embodiments, a request for the current status report can be requested in response to the notification.The system and method also include the capability to access dates scheduled for fulfilling the conditions for final credit approval and to allow requests for changes to the scheduled dates. Notifications of requests for date changes can be automatically provided to all parties needing the information.

摘要翻译： 信用决策过程的管理制度和方法。 系统和方法提供访问自动生成和更新的状态报告，提供有关最终信用审批所需条件的信息。 状态报告可通过信用决策过程各方使用的计算机系统获得，例如潜在的借款人，债权人和与潜在借款人和债权人合作的业务伙伴。 状态报告和/或更新的状态报告的更改通知将通过计算机系统自动提供给各方。 在一些实施例中，响应于该通知可以请求对当前状态报告的请求。 该系统和方法还包括访问计划完成最终信用审批条件的日期的能力，并允许更改预定日期的请求。 有关日期更改请求的通知可以自动提供给需要信息的所有各方。