公开(公告)号：US08521644B1

公开(公告)日：2013-08-27

申请号：US11473143

申请日：2006-06-23

申请人： Mark David Hanson ,  Marian J. Gora ,  Menner Abdullatief Tatang ,  Kalpana Rumburg ,  Xiaolan Pang ,  Philip Martin Dunn

发明人： Mark David Hanson ,  Marian J. Gora ,  Menner Abdullatief Tatang ,  Kalpana Rumburg ,  Xiaolan Pang ,  Philip Martin Dunn

IPC分类号： G06F40/00

CPC分类号： G06Q40/06

摘要： Systems, methods, and computer program products are provided for directing cash flows associated with a mortgage-backed security to back other securities without collapsing the original mortgage-backed security. A mortgage-backed security/an/or a set of loans is analyzed to identify cash flows from mortgages having specific desirable characteristics, and the cash flows are directed to subgroups or pools that support new mortgage-backed securities. The new securities make the desirable cash flows available to an issuer or prospective investor without collapsing the original mortgage-backed security.

摘要翻译： 提供系统，方法和计算机程序产品，用于指导与抵押支持的安全相关的现金流量以支持其他证券，而不会折叠原始的抵押担保证券。 分析抵押支持的证券/一个或一组贷款，以确定具有特定期望特征的抵押贷款的现金流量，现金流量指向支持新的抵押担保证券的子组或池。 新的证券使得发行人或潜在投资者可以获得理想的现金流，而不会破坏原有的抵押担保证券。