公开(公告)号：US20100325062A1

公开(公告)日：2010-12-23

申请号：US12767266

申请日：2010-04-26

申请人： James P. O'Shaughnessy ,  Gregory L. Cowin ,  Stephen M. Downey ,  Gregory L. McIntire ,  Kevin P. Tyson

发明人： James P. O'Shaughnessy ,  Gregory L. Cowin ,  Stephen M. Downey ,  Gregory L. McIntire ,  Kevin P. Tyson

IPC分类号： G06Q40/00

CPC分类号： G06Q40/06 ,  G06Q20/102 ,  G06Q40/04 ,  G06Q40/10 ,  G06Q40/12

摘要： The invention is in the field of computer implemented systems and methods for generating a profile of an investor's risk tolerance, providing automated investment allocation advice based on the risk tolerance of the investor, generating at least one list of investments for the portfolio of the investor, allowing for review of the at least one list of investments and information relating to historic and/or hypothetical performance and a description of asset selection methodology, performing automated electronic execution of transactions pertaining the investments, maintenance and monitoring of investment portfolios, and rebalancing of investment portfolios.

摘要翻译： 本发明在计算机实施的系统和方法领域中，用于产生投资者风险承受能力的简档，基于投资者的风险容忍度提供自动投资分配咨询，为投资者的投资组合生成至少一个投资清单， 允许审查至少一个投资名单和与历史和/或假设性能有关的信息以及资产选择方法的描述，执行与投资，维护和监督投资组合有关的交易的自动电子执行以及投资重新平衡 投资组合。

公开(公告)号：US07707093B2

公开(公告)日：2010-04-27

申请号：US11673881

申请日：2007-02-12

申请人： James P O'Shaughnessy ,  Gregory L Cowin ,  Stephen M Downey ,  Gregory L McIntire ,  Kevin P Tyson

发明人： James P O'Shaughnessy ,  Gregory L Cowin ,  Stephen M Downey ,  Gregory L McIntire ,  Kevin P Tyson

IPC分类号： G06Q40/00

CPC分类号： G06Q40/06 ,  G06Q20/102 ,  G06Q40/04 ,  G06Q40/10 ,  G06Q40/12

摘要： The invention is in the field of using a computer to provide automated investment allocation advice, selection of investment securities, customization of the automated advice, execution of investment securities, maintenance/monitoring of investment portfolios and rebalancing of investment portfolios. A user is connected to the Internet. The user connects to the portfolio management program (PMP) host computer through the Internet. The user completes a questionnaire that the PMP uses to generate a suitable investment allocation and specific portfolio strategy recommendation. The user reviews the strategy and specific information about the strategy. The information is transmitted across the Internet to the user. The information transmitted includes historic and/or hypothetical performance, historical and/or hypothetical holdings, current securities selections of the strategy, and a description of the strategy's selection methodology. The user, after making appropriate reviews, makes a decision to purchase the instruments in that portfolio. Now the user sees a list of instruments provided by the PMP host computer. The list of stocks is ordered by the degree to which they satisfy the requirements of the strategy. The user can then make the decision whether to accept, reject, or replace any individual security in the generated list or add an individual security. For example, the user can reject a security in the strategy and ask the PMP host computer to replace it with the next security that best fits. Once the user has approved the content of the proposed portfolio, the user enters an amount that the user will invest in accordance with the strategy. The PMP will allocate the investment amount across all the securities in the strategy. The user may authorize the PMP to purchase these selections through their qualified broker. The user may monitor the performance of these instruments subsequent to purchase through the PMP. The user may receive news, alerts, and/or research related materials for these instruments through the PMP. The user may authorize the PMP to rebalance their investments periodically to an updated list of instruments matching the selected strategy. The user may select a rebalance method that optimizes the tax consequences or the strategy adherence. The user has the ability to accept, reject, or replace any individual security in the generated list or add an individual security as part of the rebalance. The user can set up automatic email notification of rebalance dates or to have the PMP vote the proxy of the shares. The owner of the PMP host computer collects a payment for this service.

公开(公告)号：US07177831B1

公开(公告)日：2007-02-13

申请号：US09624330

申请日：2000-07-24

申请人： James P. O'Shaughnessy ,  Gregory L. Cowin ,  Stephen M. Downey ,  Gregory L. McIntire ,  Kevin P. Tyson

发明人： James P. O'Shaughnessy ,  Gregory L. Cowin ,  Stephen M. Downey ,  Gregory L. McIntire ,  Kevin P. Tyson

IPC分类号： G06Q40/00

CPC分类号： G06Q40/06 ,  G06Q20/102 ,  G06Q40/04 ,  G06Q40/10 ,  G06Q40/12

摘要： The invention is in the field of using a computer to provide automated investment allocation advice, selection of investment securities, customization of the automated advice, execution of investment securities, maintenance/monitoring of investment portfolios and rebalancing of investment portfolios. A user is connected to the Internet. The user connects to the portfolio management program (PMP) host computer through the Internet. The user completes a questionnaire that the PMP uses to generate a suitable investment allocation and specific portfolio strategy recommendation. The user reviews the strategy and specific information about the strategy. The information is transmitted across the Internet to the user. The information transmitted includes historic and/or hypothetical performance, historical and/or hypothetical holdings, current securities selections of the strategy, and a description of the strategy's selection methodology. The user, after making appropriate reviews, makes a decision to purchase the instruments in that portfolio. Now the user sees a list of instruments provided by the PMP host computer. The list of stocks is ordered by the degree to which they satisfy the requirements of the strategy. The user can then make the decision whether to accept, reject, or replace any individual security in the generated list or add an individual security. For example, the user can reject a security in the strategy and ask the PMP host computer to replace it with the next security that best fits. Once the user has approved the content of the proposed portfolio, the user enters an amount that the user will invest in accordance with the strategy. The PMP will allocate the investment amount across all the securities in the strategy. The user may authorize the PMP to purchase these selections through their qualified broker. The user may monitor the performance of these instruments subsequent to purchase through the PMP. The user may receive news, alerts, and/or research related materials for these instruments through the PMP. The user may authorize the PMP to rebalance their investments periodically to an updated list of instruments matching the selected strategy. The user may select a rebalance method that optimizes the tax consequences or the strategy adherence. The user has the ability to accept, reject, or replace any individual security in the generated list or add an individual security as part of the rebalance. The user can set up automatic email notification of rebalance dates or to have the PMP vote the proxy of the shares. The owner of the PMP host computer collects a payment for this service.

公开(公告)号：US08165948B2

公开(公告)日：2012-04-24

申请号：US12767266

申请日：2010-04-26

申请人： James P. O'Shaughnessy ,  Gregory L. Cowin ,  Stephen M. Downey ,  Gregory L. McIntire ,  Kevin P. Tyson

发明人： James P. O'Shaughnessy ,  Gregory L. Cowin ,  Stephen M. Downey ,  Gregory L. McIntire ,  Kevin P. Tyson

IPC分类号： G06Q40/00

CPC分类号： G06Q40/06 ,  G06Q20/102 ,  G06Q40/04 ,  G06Q40/10 ,  G06Q40/12

摘要： The invention is in the field of computer implemented systems and methods for generating a profile of an investor's risk tolerance, providing automated investment allocation advice based on the risk tolerance of the investor, generating at least one list of investments for the portfolio of the investor, allowing for review of the at least one list of investments and information relating to historic and/or hypothetical performance and a description of asset selection methodology, performing automated electronic execution of transactions pertaining the investments, maintenance and monitoring of investment portfolios, and rebalancing of investment portfolios.

摘要翻译： 本发明在计算机实施的系统和方法领域中，用于产生投资者风险承受能力的简档，基于投资者的风险容忍度提供自动投资分配咨询，为投资者的投资组合生成至少一个投资清单， 允许审查至少一个投资名单和与历史和/或假设性能有关的信息，以及资产选择方法的描述，执行与投资，维护和监督投资组合有关的交易的自动化电子执行以及投资重新平衡 投资组合。