公开(公告)号：US07689445B2

公开(公告)日：2010-03-30

申请号：US10960687

申请日：2004-10-08

申请人： Kurt Laning ,  Warren T. Wamberg ,  Mark Hopfinger ,  Jaime Correa

发明人： Kurt Laning ,  Warren T. Wamberg ,  Mark Hopfinger ,  Jaime Correa

IPC分类号： G06Q99/00

CPC分类号： G06Q40/08 ,  G06Q40/10

摘要： A product, and preferably an insurance product, whereby the product benefits reimburse the purchaser for those risks associated with a potential change in the taxation of insurance policies. Another aspect is a method to determine a benefit amount and a policy price based upon future potential changes in the tax laws. A computer system which receives as its inputs policy data, owner data and insured data and uses that data to calculate benefits, price those benefits and provide as part of its output the price of the policy and a full description of those benefits.

摘要翻译： 一种产品，最好是一种保险产品，该产品有利于向购买者报销与潜在的保险单税收变化有关的风险。 另一方面是根据税法的未来潜在变化确定利益金额和政策价格的方法。 接收作为其输入的政策数据，所有者数据和保险数据的计算机系统，并且使用该数据来计算利益，对这些利益进行定价并作为其输出的一部分提供政策的价格以及对这些利益的完整描述。

公开(公告)号：US20050137913A1

公开(公告)日：2005-06-23

申请号：US10960687

申请日：2004-10-08

申请人： Kurt Laning ,  Warren Wamberg ,  Mark Hopfinger ,  Jaime Correa

发明人： Kurt Laning ,  Warren Wamberg ,  Mark Hopfinger ,  Jaime Correa

IPC分类号： G06Q40/00 ,  G06F17/60

CPC分类号： G06Q40/08 ,  G06Q40/10

摘要： A product, and preferably an insurance product, whereby the product benefits reimburse the purchaser for those risks associated with a potential change in the taxation of insurance policies. Another aspect is a method to determine a benefit amount and a policy price based upon future potential changes in the tax laws. A computer system which receives as its inputs policy data, owner data and insured data and uses that data to calculate benefits, price those benefits and provide as part of its output the price of the policy and a full description of those benefits.

摘要翻译： 一种产品，最好是一种保险产品，该产品有利于向购买者报销与潜在的保险单税收变化有关的风险。 另一方面是根据税法的未来潜在变化确定利益金额和政策价格的方法。 接收作为其输入的政策数据，所有者数据和保险数据的计算机系统，并且使用该数据来计算利益，对这些利益进行定价并作为其输出的一部分提供政策的价格以及对这些利益的完整描述。