公开(公告)号：US20140012745A1

公开(公告)日：2014-01-09

申请号：US13543696

申请日：2012-07-06

申请人： Carrie Anne Hanson ,  Scott R. Enscoe ,  Alexander C. Wittkowski ,  Laura Corrine Bondensen ,  Leland E. Modesitt, III ,  David M. Grigg ,  Daniel David ,  Katherine Dintenfass ,  Ray R. Hernandez ,  Brett Newman ,  Leo Kopelow ,  Yameng Li ,  Nicole Chen ,  Nicholas Sharp

发明人： Carrie Anne Hanson ,  Scott R. Enscoe ,  Alexander C. Wittkowski ,  Laura Corrine Bondensen ,  Leland E. Modesitt, III ,  David M. Grigg ,  Daniel David ,  Katherine Dintenfass ,  Ray R. Hernandez ,  Brett Newman ,  Leo Kopelow ,  Yameng Li ,  Nicole Chen ,  Nicholas Sharp

IPC分类号： G06Q20/08

CPC分类号： G06Q20/102

摘要： Embodiments of the invention are directed to systems, methods and computer program products enabling a user of an account to pictorially view available funds over a predetermined period in the future and thereby enable informed bill payment scheduling. In some embodiments, a method comprises determining, for a predetermined period in the future, at least one bill payment to be made using funds associated with the account; initiating, via a mobile network, presentation of a graphical indicator indicating the at least one bill payment; and initiating, via the mobile network, presentation of an account balance graph associated with the account based at least partially on the at least one bill payment, wherein the account balance graph indicates the account balance during the predetermined period in the future.

摘要翻译： 本发明的实施例涉及使帐户的用户在将来的预定时间段内图形地查看可用资金的系统，方法和计算机程序产品，从而使得能够通知账单支付调度。 在一些实施例中，一种方法包括在将来的预定时间段内确定使用与该帐户相关联的资金进行的至少一个账单支付; 通过移动网络发起指示所述至少一个账单支付的图形指示符; 以及至少部分地基于所述至少一个账单支付，经由所述移动网络发起与所述账户相关联的账户余额图表，其中所述账户余额图表示在将来的预定期间内的账户余额。