Method of designing an electronic transaction system
    1.
    发明授权
    Method of designing an electronic transaction system 失效
    电子交易系统设计方法

    公开(公告)号:US07383233B1

    公开(公告)日:2008-06-03

    申请号:US09710543

    申请日:2000-11-09

    IPC分类号: H04K1/00

    CPC分类号: G06Q30/06 G06Q50/188

    摘要: A method for designing an electronic transactions system and forming a proposal for doing business on a global communications network is disclosed. The invention includes reviewing existing direct sales screening processes, creating new processes, integrating new and existing screening processes, determining and implementing legal terms and conditions for electronic transactions and forming electronic media for posting. Additional steps may include identifying possible transactions based on available products and services, approaching subject matter experts to obtain data, preparing electronic templates and filter mechanisms, and presentation of proposed methods. Steps dealing with legal issues include incorporating terms and conditions of sales through the site, preparing agreements for financial institutions to govern electronic payments, and developing exclusion clauses for traditional third party contracts. Key project personnel create content for an interactive site on a global communications network. A system for filtering and collecting payments electronically may also be implemented.

    摘要翻译: 公开了一种用于设计电子交易系统并形成在全球通信网络上进行业务的提案的方法。 本发明包括审查现有的直接销售筛选流程,创建新流程,整合新的和现有的筛选流程,确定和实施电子交易的法律条款和条件,形成电子媒体发布。 附加步骤可以包括基于可用的产品和服务识别可能的交易,接近主题专家获取数据,准备电子模板和过滤机制以及提出的方法的呈现。 处理法律问题的步骤包括通过现场纳入销售条款和条件,为金融机构制定协议以管理电子支付,以及制定传统第三方合同的排除条款。 主要项目人员在全球通信网络上为互动网站创建内容。 也可以实现用于电子过滤和收取付款的系统。

    Method and apparatus for screening transactions across a global computer network
    2.
    发明授权
    Method and apparatus for screening transactions across a global computer network 有权
    用于在全球计算机网络上筛选交易的方法和装置

    公开(公告)号:US07925539B1

    公开(公告)日:2011-04-12

    申请号:US09468403

    申请日:1999-12-20

    IPC分类号: G06Q30/00 G06F7/00

    CPC分类号: G06Q30/0601 G06Q30/06

    摘要: A system and method for screening purchases and sorting the types of products sought to be purchased over a computer network, such as the Internet, is disclosed. The invention includes providing a user interface for a customer to access an automated seller facility, the facility having two types of product categories, unrestricted and restricted. Access to the facility takes place over a global computer network, with the user interface configured to allow the customer to enter customer data for the purpose of purchasing products from the automated seller facility. The invention next includes receiving the customer data, comprising an account number and a product order from the customer, and specifying a desired product to be purchased over the computer network. The invention further includes determining whether the product desired by the customer falls within the restricted product category, and if it does, the system provides for checking whether the customer is in fact an authorized buyer of such a restricted product. A customer authorization code is only issued if the customer is an authorized buyer of restricted products or if the desired product falls within the unrestricted product category. The authorization code therefore indicates that both the customer and the product order have been accepted to purchase the desired product. Conversely, if the customer and product order have not been accepted, the product order is rejected.

    摘要翻译: 公开了一种用于筛选购买和分类通过计算机网络(例如因特网)购买的产品类型的系统和方法。 本发明包括为客户提供用于访问自动卖家设备的用户界面,该设施具有两种类型的产品类别,不限制和限制。 通过全球计算机网络访问设施,用户界面被配置为允许客户输入客户数据,以便从自动卖主设备购买产品。 本发明接下来包括接收客户数据,包括来自客户的帐号和产品订单,以及指定要通过计算机网络购买的期望产品。 本发明还包括确定客户所期望的产品是否落入受限制的产品类别内,如果是,该系统提供用于检查客户实际上是否是这种限制产品的授权买家。 仅当客户是限制产品的授权买方或者所需产品属于无限制产品类别时,才会发出客户授权码。 因此,授权代码表示客户和产品订单已被接受以购买所需的产品。 相反,如果客户和产品订单未被接受,产品订单将被拒绝。

    Method and apparatus for screening a potential customer and assigning an account number to the potential customer across a global computer network
    3.
    发明授权
    Method and apparatus for screening a potential customer and assigning an account number to the potential customer across a global computer network 有权
    用于筛选潜在客户并通过全球计算机网络向潜在客户分配帐号的方法和装置

    公开(公告)号:US07822805B1

    公开(公告)日:2010-10-26

    申请号:US09468752

    申请日:1999-12-21

    IPC分类号: G06F15/16

    CPC分类号: G06Q30/0633 G06Q30/02

    摘要: A system and method for screening a potential customer and assigning an account number to the potential customer prior to permitting the potential customer to purchase products or services from an automated seller facility over a computer network, such as the Internet, is disclosed. The potential customer enters customer data into a user interface to be received by the seller in the automated seller facility so that the seller can check the potential customer's qualifications. The invention includes performing an initial screening to determine whether the potential customer is qualified to purchase the products or services from the seller. If the potential customer passes the initial screening, an account number is issued to the potential customer. The account number allows the potential customer further access to the automated seller facility so that the potential customer may make an offer to purchase products or services while the automated seller facility performs a complete screening.

    摘要翻译: 公开了一种用于筛选潜在客户并在允许潜在客户通过计算机网络(例如因特网)从自动卖主设备购买产品或服务的潜在客户之前分配帐号的系统和方法。 潜在客户将客户数据输入用户界面,以便卖方在自动卖主设备中接收,以便卖方可以检查潜在的客户资质。 本发明包括执行初步筛选以确定潜在客户是否有资格从卖方购买产品或服务。 如果潜在客户通过初始筛选,则向潜在客户发放一个帐号。 帐号允许潜在客户进一步访问自动卖家设施,以便潜在客户可以在自动卖家设备进行完整筛选时提供购买产品或服务。