公开(公告)号：US07774274B2

公开(公告)日：2010-08-10

申请号：US10656798

申请日：2003-09-05

申请人： Peter Jones ,  Jim Mitchell ,  Mike Brumfitt ,  Deborah Falkingbridge ,  Robert Humphreys ,  Stewart MacPhail ,  Jeremy Schreurs ,  Amanda Atherton ,  Ros Marshall ,  Lockie Carolan ,  Jeffrey V. Manchester ,  Paul F. Richards

发明人： Peter Jones ,  Jim Mitchell ,  Mike Brumfitt ,  Deborah Falkingbridge ,  Robert Humphreys ,  Stewart MacPhail ,  Jeremy Schreurs ,  Amanda Atherton ,  Ros Marshall ,  Lockie Carolan ,  Jeffrey V. Manchester ,  Paul F. Richards

IPC分类号： G06Q40/00 ,  G07F19/00

CPC分类号： G06Q30/06 ,  G06Q20/10 ,  G06Q20/342 ,  G07F7/025

摘要： A payment card processing system and method is provided that allows an account holder to upgrade a private label card to a dual card. The dual card may be used for both private label transactions and bankcard transactions. Methods for upgrading to the dual card account include selecting a private label account having associated monetary and non-monetary data and maintained on a first processing platform for upgrade to a dual card account, creating the dual card account on a second processing platform, transferring the non-monetary data associated with the private label account from the first processing platform to the second processing platform for association with the dual card account, and initiating a trailing activity process to identify monetary and non-monetary activity associated with the private label account and update a cross reference table to associate the trailing activity with the dual card account.

摘要翻译： 提供了支付卡处理系统和方法，其允许帐户持有者将私人标签卡升级到双卡。 双卡可用于私人标签交易和银行卡交易。 升级到双卡帐户的方法包括选择具有相关联的货币和非货币数据的私有标签账户，并在第一处理平台上维护以升级到双卡账户，在第二处理平台上创建双卡帐户， 与第一处理平台相关联的第二处理平台与第二处理平台相关联的非货币数据与双卡帐户相关联，以及发起尾随活动过程以识别与私有标签帐户相关联的货币和非货币活动并更新 一个交叉引用表，用于将尾随活动与双卡帐户相关联。