公开(公告)号：US08959033B1

公开(公告)日：2015-02-17

申请号：US11686924

申请日：2007-03-15

申请人： Charles Lee Oakes, III ,  Randy Ray Morlen ,  R. Bharat Nuggehalli ,  Carol Ann Walls ,  Gabriel Glenn Gavia ,  Reynaldo Medina, III

发明人： Charles Lee Oakes, III ,  Randy Ray Morlen ,  R. Bharat Nuggehalli ,  Carol Ann Walls ,  Gabriel Glenn Gavia ,  Reynaldo Medina, III

IPC分类号： G06Q40/00 ,  G06K9/00 ,  G07D11/00

CPC分类号： G06K9/00993 ,  G06K9/00161 ,  G06K9/00288 ,  G06Q40/02

摘要： Verification of remotely deposited checks may be conducted in a system or for electronically receiving check images from customers and automatically initiating a deposit of funds associated with such check. Verification may comprise analyzing an image to detecting a presence of signatures, e.g. a payor signature and an endorsement, on a received check image so as to validate a check. Verification may further comprise conducting “face recognition” of a received check image to verify it's authenticity and/or detecting MICR line indications that a check is no longer valid.

摘要翻译： 可以在系统中进行远程存放检查的验证，或者用于电子地接收来自客户的检查图像，并自动启动与此类检查相关的资金存款。 验证可以包括分析图像以检测签名的存在，例如， 在收到的支票图像上支付付款人签名和背书，以验证支票。 验证可以进一步包括对所接收的检查图像进行“面部识别”以验证其真实性和/或检测MICR线指示检查不再有效。