公开(公告)号：US20060277143A1

公开(公告)日：2006-12-07

申请号：US11465033

申请日：2006-08-16

申请人： Eddy Almonte ,  Steven Aponte ,  Gennaro Bruni ,  Luiz Couto ,  Gabriela Crespo ,  Nageswararao Dasari ,  Nina Eckstein ,  Joseph Fernandez ,  Bill Gilbert ,  Gordon Joost ,  George Kreiner ,  Subramaniam Krishnan ,  Ramaswamy Madhavan ,  Arthur McGrath ,  Colleen Wolfe

发明人： Eddy Almonte ,  Steven Aponte ,  Gennaro Bruni ,  Luiz Couto ,  Gabriela Crespo ,  Nageswararao Dasari ,  Nina Eckstein ,  Joseph Fernandez ,  Bill Gilbert ,  Gordon Joost ,  George Kreiner ,  Subramaniam Krishnan ,  Ramaswamy Madhavan ,  Arthur McGrath ,  Colleen Wolfe

IPC分类号： G06Q40/00

CPC分类号： G06Q20/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q40/00

摘要： A system for facilitating electronic transfer of funds includes a transfer administrator in communication with a transferor institution, one or more intermediary institution, and a transferee institution, the transferor institution having an account at the one or more intermediary institution. The transfer administrator may be configured to receive an incoming payment request designating said transferor institution, a quantity of funds to be transferred, and the transferee institution. The transfer administrator generates and issues a translated payment order based at least in part on the incoming payment request and configured to accomplish a transfer among the transferor institution, the one or more intermediary institution, and the transferee institution. Finally, the transfer administrator may facilitate processing of a balancing payment among the transferor institution, the one or more intermediary institution, and the transferee institution.

摘要翻译： 促进电子资金转移的系统包括与转让机构，一个或多个中介机构和受让机构进行通信的转让管理员，转让机构在一个或多个中介机构具有账户。 转移管理员可以被配置为接收指定所述转移机构的接收到的支付请求，要转移的资金数量和受让机构。 转移管理员至少部分地根据收到的付款请求生成并发布翻译的支付订单，并配置为在转让机构，一个或多个中介机构和受让机构之间完成转移。 最后，转让管理员可以方便处理转让机构，一个或多个中介机构和受让机构之间的平衡支付。

公开(公告)号：US07110980B2

公开(公告)日：2006-09-19

申请号：US10358801

申请日：2003-02-05

申请人： Eddy Almonte ,  Steven Aponte ,  Gennaro Bruni ,  Luiz C. Couto ,  Gabriela Crespo ,  Nageswararao Dasari ,  Nina Eckstein ,  Joseph Fernandez ,  Bill Gilbert ,  Gordon Joost ,  George Kreiner ,  Subramaniam Krishnan ,  Ramaswamy Madhavan ,  Arthur McGrath ,  Colleen Wolfe

发明人： Eddy Almonte ,  Steven Aponte ,  Gennaro Bruni ,  Luiz C. Couto ,  Gabriela Crespo ,  Nageswararao Dasari ,  Nina Eckstein ,  Joseph Fernandez ,  Bill Gilbert ,  Gordon Joost ,  George Kreiner ,  Subramaniam Krishnan ,  Ramaswamy Madhavan ,  Arthur McGrath ,  Colleen Wolfe

IPC分类号： G06F17/60

CPC分类号： G06Q20/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q40/00

摘要： A system for facilitating electronic transfer of funds includes a transfer administrator in communication with a transferor institution, one or more intermediary institution, and a transferee institution, the transferor institution having an account at the one or more intermediary institution. The transfer administrator may be configured to receive an incoming payment request designating said transferor institution, a quantity of funds to be transferred, and the transferee institution. The transfer administrator generates and issues a translated payment order based at least in part on the incoming payment request and configured to accomplish a transfer among the transferor institution, the one or more intermediary institution, and the transferee institution. Finally, the transfer administrator may facilitate processing of a balancing payment among the transferor institution, the one or more intermediary institution, and the transferee institution.