公开(公告)号：US20110281551A1

公开(公告)日：2011-11-17

申请号：US12777708

申请日：2010-05-11

申请人： Lizbet Gonzalez ,  Leonard James Burnett ,  Todd D. Carlton ,  William B. Chandler, JR. ,  Raymond A. McFarland, JR.

发明人： Lizbet Gonzalez ,  Leonard James Burnett ,  Todd D. Carlton ,  William B. Chandler, JR. ,  Raymond A. McFarland, JR.

IPC分类号： H04M11/00

CPC分类号： H04W4/24 ,  H04M15/00 ,  H04M15/62 ,  H04M15/75 ,  H04M15/751 ,  H04M15/752 ,  H04M15/755 ,  H04M15/7556 ,  H04M17/10 ,  H04M17/20

摘要： Systems, methods, and computer program products use combinations of international mobile equipment identity (IMEI), international mobile subscriber identity (IMSI), and account information to determine if a customer is eligible for service credit in near real-time. The customer needs an active account prior to inserting a subscriber identity module (SIM) into a device and powering on the device for the system to determine credit eligibility. No further customer action is required. The credit application process determines credit eligibility based upon device credit eligibility, account tenure, and/or credit rules, and applies the credit to the customer's account. The customer may be proactively notified when the credit is applied. The credit and tenure rules may be changed as the industry and business needs change to remain competitive in the industry. The SIM used is configured with software to lock the SIM to the device upon first power-on.

摘要翻译： 系统，方法和计算机程序产品使用国际移动设备身份（IMEI），国际移动用户身份（IMSI）和帐户信息的组合来确定客户是否有资格接近实时的服务信用。 在将用户身份模块（SIM）插入到设备中并为系统启动设备以确定信用资格之前，客户需要一个活动帐户。 不需要进一步的客户行动。 信用申请程序根据设备信用资格，账户使用权和/或信用规则确定信用资格，并将信用额度应用于客户的账户。 信用证申请时可以主动通知客户。 随着行业和业务需求的变化，信贷和使用权制度可能会发生变化，以保持行业的竞争力。 所使用的SIM卡配置有软件，以便在首次上电时将SIM卡锁定到设备上。

公开(公告)号：US08391832B2

公开(公告)日：2013-03-05

申请号：US12777708

申请日：2010-05-11

申请人： Lizbet Gonzalez ,  Leonard James Burnett ,  Todd D. Carlton ,  William B. Chandler, Jr. ,  Raymond A. McFarland, Jr.

发明人： Lizbet Gonzalez ,  Leonard James Burnett ,  Todd D. Carlton ,  William B. Chandler, Jr. ,  Raymond A. McFarland, Jr.

IPC分类号： H04M11/00

CPC分类号： H04W4/24 ,  H04M15/00 ,  H04M15/62 ,  H04M15/75 ,  H04M15/751 ,  H04M15/752 ,  H04M15/755 ,  H04M15/7556 ,  H04M17/10 ,  H04M17/20

摘要： Systems, methods, and computer program products use combinations of international mobile equipment identity (IMEI), international mobile subscriber identity (IMSI), and account information to determine if a customer is eligible for service credit in near real-time. The customer needs an active account prior to inserting a subscriber identity module (SIM) into a device and powering on the device for the system to determine credit eligibility. No further customer action is required. The credit application process determines credit eligibility based upon device credit eligibility, account tenure, and/or credit rules, and applies the credit to the customer's account. The customer may be proactively notified when the credit is applied. The credit and tenure rules may be changed as the industry and business needs change to remain competitive in the industry. The SIM used is configured with software to lock the SIM to the device upon first power-on.

摘要翻译： 系统，方法和计算机程序产品使用国际移动设备身份（IMEI），国际移动用户身份（IMSI）和帐户信息的组合来确定客户是否有资格接近实时的服务信用。 在将用户身份模块（SIM）插入到设备中并为系统启动设备以确定信用资格之前，客户需要一个活动帐户。 不需要进一步的客户行动。 信用申请程序根据设备信贷资格，账户使用权和/或信用规则确定信用资格，并将信用额度应用于客户的账户。 信用证申请时可以主动通知客户。 随着行业和业务需求的变化，信贷和使用权制度可能会发生变化，以保持行业的竞争力。 所使用的SIM卡配置有软件，以便在首次上电时将SIM卡锁定到设备上。