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    SYSTEM AND METHOD FOR COUPON-LESS PRODUCT LEVEL DISCOUNTS
    2.
    发明申请
    SYSTEM AND METHOD FOR COUPON-LESS PRODUCT LEVEL DISCOUNTS 审中-公开
    无系统产品级别的系统和方法

    公开(公告)号：US20130024256A1

    公开(公告)日：2013-01-24

    申请号：US13188693

    申请日：2011-07-22

    申请人： David M. Wolf ,  Lindsey C. Rhoads ,  Manjushri H. Puranik ,  Sherree Newhouse ,  Matthew James Miller ,  David William Boggess ,  Sathish B. Muthukrishnan ,  Charles Lafayette Kimes

    发明人： David M. Wolf ,  Lindsey C. Rhoads ,  Manjushri H. Puranik ,  Sherree Newhouse ,  Matthew James Miller ,  David William Boggess ,  Sathish B. Muthukrishnan ,  Charles Lafayette Kimes

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/02

    摘要： A product level discount is managed during a transaction by receiving a transaction identifier associated with a transaction, where the transaction identifier comprises a transaction value, a customer account identifier, a merchant identifier, and a product identifier. A product identifier is assessed to determine whether the transaction qualifies for a rebate credit in accordance with a predetermined offer. A rebate credit value is based on the transaction information and the predetermined offer, and qualification may be determined based on at least one of the customer account identifier and the merchant identifier. The product identifier could be a SKU code, which may be the basis for qualifying for the rebate credit. A merchant associated with the merchant identifier, which is part of the transaction, does not need to be informed of the application of the rebate credit to the customer account, which occurs after completion of the transaction.

    摘要翻译： 通过接收与交易相关联的交易标识符来处理交易中的产品级别折扣，其中交易标识符包括交易值，客户帐户标识符，商家标识符和产品标识符。 评估产品标识符以确定交易是否符合预定报价的退税信用。 回扣信用值基于交易信息和预定报价，并且可以基于客户帐户标识符和商家标识符中的至少一个来确定资格。 产品标识符可以是SKU代码，这可能是合格的退税信用的基础。 作为交易的一部分的与商家标识符相关联的商家不需要被告知在交易完成之后发生的客户帐户的回扣信用的应用。

    SYSTEMS AND METHODS FOR PROVIDING LOCATION BASED COUPON-LESS OFFERS TO REGISTERED CARD MEMBERS
    3.
    发明申请
    SYSTEMS AND METHODS FOR PROVIDING LOCATION BASED COUPON-LESS OFFERS TO REGISTERED CARD MEMBERS 有权
    用于向注册卡会员提供基于位置的低价优惠的系统和方法

    公开(公告)号：US20120203604A1

    公开(公告)日：2012-08-09

    申请号：US13021237

    申请日：2011-02-04

    申请人： Miles Baker ,  Diane Derocher ,  Sastry VSM Durvasula ,  Sherree Newhouse ,  Manjushri H. Puranik ,  Sripriya V. Tiku

    发明人： Miles Baker ,  Diane Derocher ,  Sastry VSM Durvasula ,  Sherree Newhouse ,  Manjushri H. Puranik ,  Sripriya V. Tiku

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/0207 ,  G06Q30/0234 ,  G06Q30/0259 ,  G06Q30/0261

    摘要： The system provides location based coupon-less offers based upon a location of a card member (CM). A location of a CM may be determined based upon one or more of a travel itinerary, a GPS signal, a proximity of a mobile communication device to a cellular base station, and/or a zip code. An offer from a merchant registered to provide coupon-less offers may be transmitted to a mobile communication device based upon the location. An offer, once accepted by a CM, may be matched to a record of charge associated with a transaction account held by the CM. A credit may be applied to the CM's transaction account and a debit may be applied to a transaction account of the registered merchant. One or more offer categories and/or one or more offer category classes may be transmitted to the mobile communication device based upon the CM's location.

    摘要翻译： 该系统基于卡片（CM）的位置提供基于位置的优惠券优惠。 CM的位置可以基于旅行行程，GPS信号，移动通信设备到蜂窝基站的接近度和/或邮政编码中的一个或多个来确定。 基于该位置，可以将登记为提供无息优惠的商家的报价发送到移动通信装置。 一旦CM接受的报价可能与CM持有的交易账户相关的费用记录相匹配。 可以向CM的交易账户申请贷方，借记可以应用于注册商家的交易账户。 可以基于CM的位置将一个或多个提供类别和/或一个或多个提供类别类别发送到移动通信设备。

    Systems and methods for providing location based coupon-less offers to registered card members
    4.
    发明授权
    Systems and methods for providing location based coupon-less offers to registered card members 有权
    为注册卡会员提供基于位置的优惠券优惠券的系统和方法

    公开(公告)号：US09489680B2

    公开(公告)日：2016-11-08

    申请号：US13021237

    申请日：2011-02-04

    申请人： Miles Baker ,  Diane Derocher ,  Sastry V S M Durvasula ,  Sherree Newhouse ,  Manjushri H. Puranik ,  Sripriya V. Tiku

    发明人： Miles Baker ,  Diane Derocher ,  Sastry V S M Durvasula ,  Sherree Newhouse ,  Manjushri H. Puranik ,  Sripriya V. Tiku

    IPC分类号： G06Q30/00 ,  G06Q30/02

    CPC分类号： G06Q30/0207 ,  G06Q30/0234 ,  G06Q30/0259 ,  G06Q30/0261

    摘要： The system provides location based coupon-less offers based upon a location of a card member (CM). A location of a CM may be determined based upon one or more of a travel itinerary, a GPS signal, a proximity of a mobile communication device to a cellular base station, and/or a zip code. An offer from a merchant registered to provide coupon-less offers may be transmitted to a mobile communication device based upon the location. An offer, once accepted by a CM, may be matched to a record of charge associated with a transaction account held by the CM. A credit may be applied to the CM's transaction account and a debit may be applied to a transaction account of the registered merchant. One or more offer categories and/or one or more offer category classes may be transmitted to the mobile communication device based upon the CM's location.

    摘要翻译： 该系统基于卡片（CM）的位置提供基于位置的优惠券优惠。 CM的位置可以基于旅行行程，GPS信号，移动通信设备到蜂窝基站的接近度和/或邮政编码中的一个或多个来确定。 基于该位置，可以将登记为提供无息优惠的商家的报价发送到移动通信装置。 一旦CM接受的报价可能与CM持有的交易账户相关的费用记录相匹配。 可以向CM的交易账户申请贷方，借记可以应用于注册商家的交易账户。 可以基于CM的位置将一个或多个提供类别和/或一个或多个提供类别类别发送到移动通信设备。