Advisor roles in the electronic signing of documents

    公开(公告)号:US09967103B2

    公开(公告)日:2018-05-08

    申请号:US14975515

    申请日:2015-12-18

    CPC classification number: H04L9/3247 H04L9/3297 H04L63/0853

    Abstract: In various implementations, an electronic signature platform implements an electronic signing workflow that includes receiving, from a signer device, annotations made by a signer role to an electronic document in response to a request to sign the electronic document. A reply is received, from an advisor device, is made by an advisor role and is responsive to the annotations. Based on providing the reply to the signer device, an electronic signature is received that is provided by the signer role in response to the request to sign the electronic document. An audit trail is maintained that includes descriptions for events associated with the electronic signature, and timestamps associated with the events. The annotations and the reply are recorded by one or more of the events.

    ELECTRONIC SIGNATURE FRAMEWORK WITH ENHANCED SECURITY
    2.
    发明申请
    ELECTRONIC SIGNATURE FRAMEWORK WITH ENHANCED SECURITY 有权
    具有增强安全性的电子签名框架

    公开(公告)号:US20170063553A1

    公开(公告)日:2017-03-02

    申请号:US14840380

    申请日:2015-08-31

    CPC classification number: H04L9/3247 H04L9/3226 H04L9/3236

    Abstract: Improved document processing workflows provide a secure electronic signature framework by reducing attack vectors that could be used to gain unauthorized access to digital assets. In one embodiment an electronically signed document is removed from an electronic signature server after signed copies of the document are distributed to all signatories. The electronic signature server optionally retains an encrypted copy of the signed document, but does not retain the decryption password. This limits the amount of data retained by the electronic signature server, making it a less attractive target for hackers. However, the electronic signature server still maintains audit data that can be used to identify a signed document and validate an electronic signature. For example, a hash of the document (or other document metadata) can be used to validate the authenticity of an electronically signed document based on a logical association between an electronic signature and the signed document.

    Abstract translation: 改进的文档处理工作流程通过减少可用于获得未经授权的数字资产访问的攻击向量来提供安全的电子签名框架。 在一个实施例中,将文档的签名副本分发给所有签署者之后,从电子签名服务器中移除电子签名的文档。 电子签名服务器可选地保留签名文档的加密副本,但不保留解密密码。 这限制了电子签名服务器保留的数据量,使其成为黑客的吸引力较小的目标。 然而,电子签名服务器仍然维护可用于识别签名文档并验证电子签名的审计数据。 例如,可以使用文档(或其他文档元数据)的散列来基于电子签名和签名的文档之间的逻辑关联来验证电子签名的文档的真实性。

    DOCUMENT DISTRIBUTION AND INTERACTION
    3.
    发明申请
    DOCUMENT DISTRIBUTION AND INTERACTION 有权
    文件分发和交互

    公开(公告)号:US20160248765A1

    公开(公告)日:2016-08-25

    申请号:US14625852

    申请日:2015-02-19

    Abstract: A document originator establishes rules for authenticating an electronic signature. Such rules may require that any user who wishes to assent to the document terms provide biometric data in the form of an ocular image. In one implementation, such rules, as well as the document itself, are provided to a document recipient. If the document recipient assents to the document, an electronic signature is acquired from the document recipient, along with the required ocular image. The image is acquired using an infrared-enabled camera in the case of an iris image, or a retinal scanner in the case of a retina image. The acquired image can be authenticated by comparison to a trusted reference image, for example which may have been obtained from the document recipient during an initial registration process. If the comparison matches with a sufficiently high degree of confidence, then the electronic signature is considered authentic.

    Abstract translation: 文件发起人建立了用于认证电子签名的规则。 这样的规则可能要求任何希望同意文件术语的用户以眼睛图像的形式提供生物特征数据。 在一个实现中,这样的规则以及文档本身被提供给文档接收者。 如果文档收件人对文档进行了同意,则从文档收件人以及所需的眼睛图像获取电子签名。 在虹膜图像的情况下,使用红外线摄像机或在视网膜图像的情况下采集视网膜扫描器来获取图像。 所获取的图像可以通过与可信参考图像进行比较而被认证,例如可以在初始注册过程期间从文档接收者获得。 如果比较与足够高的置信度相匹配,则电子签名被认为是真实的。

    Controlling a Document Electronic-Signing (E-Signing) Workflow Based on Criteria Specified By a Document Sender

    公开(公告)号:US20170344245A1

    公开(公告)日:2017-11-30

    申请号:US15167694

    申请日:2016-05-27

    CPC classification number: H04L51/08 G06Q10/10 G06Q50/18

    Abstract: An E-signing workflow enables an E-document to be signed by multiple parties including a document signer and a third-party, such as a guarantor. The E-signing workflow employs various online detours that enable addition of third parties to an E-document. The E-signing workflow enables a complete audit trail to be easily and automatically developed for a document sender and signers, and associated with a particular E-document. Privacy concerns are addressed by way of secure electronic communications that take place between the parties within the E-signing workflow. The E-signing workflow reduces reliance on e-mail for document execution insofar as most if not all relevant activities in the E-signing workflow take place within the workflow and result in storage of the E-document and all relevant information within the E-signing solution itself.

    TRACKING AND FACILITATING RENEWAL OF DOCUMENTS USING AN ELECTRONIC SIGNATURE SYSTEM
    5.
    发明申请
    TRACKING AND FACILITATING RENEWAL OF DOCUMENTS USING AN ELECTRONIC SIGNATURE SYSTEM 审中-公开
    使用电子签名系统跟踪和促进文件的更新

    公开(公告)号:US20170017646A1

    公开(公告)日:2017-01-19

    申请号:US14799300

    申请日:2015-07-14

    CPC classification number: G06F21/64 G06F21/00 G06Q10/10

    Abstract: The present disclosure is directed toward systems and methods for managing electronic documents. For example, systems and methods described herein can enable parties to an agreement outlined in an electronic document to add, track, and save electronic signatures associated with the electronic document. Furthermore, systems and methods described herein automatically identify expiration information associated with the electronic document and generate alerts for the electronic document based on the expiration information.

    Abstract translation: 本公开涉及用于管理电子文档的系统和方法。 例如,本文描述的系统和方法可使各方能够在电子文档中概述的协议添加,跟踪和保存与电子文档相关联的电子签名。 此外,本文所述的系统和方法自动识别与电子文档相关联的到期信息,并基于过期信息生成电子文档的警报。

    DOCUMENT DISTRIBUTION AND INTERACTION
    6.
    发明申请
    DOCUMENT DISTRIBUTION AND INTERACTION 有权
    文件分发和交互

    公开(公告)号:US20160132693A1

    公开(公告)日:2016-05-12

    申请号:US14534583

    申请日:2014-11-06

    Abstract: An electronic signature comprises an authenticated audio and/or visual recording of a spoken assent that conforms to a pre-established phrase. Alternatively, an electronic signature comprises an authenticated visual recording of a series of physical gestures that conforms to a pre-established sequence. Rules are established with respect to how the assent is to be recorded and authenticated. These rules, as well as the document itself, are provided to a document recipient. If the document recipient assents to the document, an audio and/or visual recording of the assent is generated. Location information that defines or approximates the geographical location where the document recipient recorded the assent is also optionally recorded as well. Once recorded, the assent can be authenticated using any of a variety of suitable authentication processes. An authenticated assent can be considered a legally binding electronic signature that forms a part of, or is otherwise associated with, the document.

    Abstract translation: 电子签名包括符合预先确定的短语的口头同意的经认证的音频和/或视觉记录。 或者,电子签名包括符合预先建立的序列的一系列物理手势的经认证​​的视觉记录。 关于同意如何进行记录和认证的规则。 这些规则以及文档本身被提供给文档接收者。 如果文档收件人对文档进行了同意,则生成同意的音频和/或视频记录。 还可以任意地记录定义或近似文档接收者记录同意的地理位置的位置信息。 一旦记录,可以使用各种合适的认证过程中的任何一个认证。 经认证的同意书可以被认为是一种具有法律约束力的电子签名,构成文件的一部分或与之相关联。

    Generating authenticated instruments for oral agreements

    公开(公告)号:US10062130B2

    公开(公告)日:2018-08-28

    申请号:US14939573

    申请日:2015-11-12

    CPC classification number: G06Q50/188 G06Q10/10

    Abstract: In various implementations, a digital media recording is received from a user for conversion into an authenticated instrument of an oral agreement. The digital media recording is embedded into an electronic agreement document that is configured to represent an instrument of the oral contract terms between two or more contracting parties. The digital media recording forms a content portion of the electronic agreement document, which is reviewed by each of the contracting parties. A playback status associated with the content portion is monitored to determine that each of the contracting parties have substantially reviewed the terms of the agreement. Upon determining that the content portion has been substantially reviewed by all parties, the contracting parties are requested to electronically sign the electronic agreement document.

    ELECTRONIC SIGNATURE FRAMEWORK WITH ENHANCED SECURITY

    公开(公告)号:US20180006825A1

    公开(公告)日:2018-01-04

    申请号:US15707538

    申请日:2017-09-18

    CPC classification number: H04L9/3247 H04L9/3226 H04L9/3236

    Abstract: Improved document processing workflows provide a secure electronic signature framework by reducing attack vectors that could be used to gain unauthorized access to digital assets. In one embodiment an electronically signed document is removed from an electronic signature server after signed copies of the document are distributed to all signatories. The electronic signature server optionally retains an encrypted copy of the signed document, but does not retain the decryption password. This limits the amount of data retained by the electronic signature server, making it a less attractive target for hackers. However, the electronic signature server still maintains audit data that can be used to identify a signed document and validate an electronic signature. For example, a hash of the document (or other document metadata) can be used to validate the authenticity of an electronically signed document based on a logical association between an electronic signature and the signed document.

    Document distribution and interaction with delegation of signature authority

    公开(公告)号:US09626653B2

    公开(公告)日:2017-04-18

    申请号:US14859944

    申请日:2015-09-21

    CPC classification number: G06Q10/103

    Abstract: Improved workflows allow delegation of authority to electronically sign a document according to a delegation rule. The delegation rule specifies a document criterion and a delegate who is authorized to sign documents meeting the criterion. The criterion may be based on subject matter, document originator, or receipt time. Delegation rules can also be invoked in response to specified conditions or events, such as receipt of an automated out-of-office notification, or failure to receive any response to a signature request within a certain time. When an electronic signature system processes a document meeting the specified criterion, or detects one of the specified conditions or events, the document is sent to the delegate for signature instead of the originally intended signatory. The workflow initiator and delegator are optionally notified of such delegation before the document is sent to the delegate, thus giving him/her a degree of control over the delegation.

    Electronic signature framework with enhanced security

    公开(公告)号:US09935777B2

    公开(公告)日:2018-04-03

    申请号:US14840380

    申请日:2015-08-31

    CPC classification number: H04L9/3247 H04L9/3226 H04L9/3236

    Abstract: Improved document processing workflows provide a secure electronic signature framework by reducing attack vectors that could be used to gain unauthorized access to digital assets. In one embodiment an electronically signed document is removed from an electronic signature server after signed copies of the document are distributed to all signatories. The electronic signature server optionally retains an encrypted copy of the signed document, but does not retain the decryption password. This limits the amount of data retained by the electronic signature server, making it a less attractive target for hackers. However, the electronic signature server still maintains audit data that can be used to identify a signed document and validate an electronic signature. For example, a hash of the document (or other document metadata) can be used to validate the authenticity of an electronically signed document based on a logical association between an electronic signature and the signed document.

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