公开(公告)号：US11010829B2

公开(公告)日：2021-05-18

申请号：US16450783

申请日：2019-06-24

申请人： Accenture Global Solutions Limited

发明人： Anutosh Maitra ,  Shubhashis Sengupta ,  Abhisek Mukhopadhyay ,  Shilpi Jain ,  Sarabjit Singh Gugneja ,  Leonardo Orlando

IPC分类号： G06Q40/02

摘要： A device may determine a behavioral pattern of an account over a past time period based on data relating to one or more transactions associated with the account. The device may identify one or more quantitative features of the behavioral pattern and one or more spatial features of the behavioral pattern. The device may determine an account type cluster to which the account belongs, based on the one or more quantitative features and the one or more spatial features identified. The device may determine, based on the account type cluster that is determined, a model for processing the behavioral pattern. The device may predict, using the model that is determined, an amount of funds that is likely to remain in the account during a future time period. The device may perform one or more actions based on the amount of funds that is predicted.