公开(公告)号：US20240062287A1

公开(公告)日：2024-02-22

申请号：US18498645

申请日：2023-10-31

申请人： Affirm, Inc.

发明人： Max Levchin ,  Christopher Beckmann ,  Jeffrey Howard Kaditz ,  Roberto Novoa ,  Andrew Gettings Stevens ,  Manuel De Jesus Arias ,  Aaron Ng Ligon

IPC分类号： G06Q40/03

CPC分类号： G06Q40/03

摘要： A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.

公开(公告)号：US12086878B2

公开(公告)日：2024-09-10

申请号：US18498645

申请日：2023-10-31

申请人： Affirm, Inc.

发明人： Max Levchin ,  Christopher Beckmann ,  Jeffrey Howard Kaditz ,  Roberto Novoa ,  Andrew Gettings Stevens ,  Manuel De Jesus Arias ,  Aaron Ng Ligon

IPC分类号： G06Q40/03

CPC分类号： G06Q40/03

摘要： A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.

公开(公告)号：US12026773B2

公开(公告)日：2024-07-02

申请号：US17941459

申请日：2022-09-09

申请人： Affirm, Inc.

发明人： Max Levchin ,  Christopher Beckmann ,  Jeffrey Howard Kaditz ,  Roberto Novoa ,  Andrew Gettings Stevens ,  Manuel De Jesus Arias ,  Aaron Ng Ligon

IPC分类号： G06Q40/03

CPC分类号： G06Q40/03

摘要： A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.

公开(公告)号：US20230005057A1

公开(公告)日：2023-01-05

申请号：US17941459

申请日：2022-09-09

申请人： Affirm, Inc.

发明人： Max Levchin ,  Christopher Beckmann ,  Jeffrey Howard Kaditz ,  Roberto Novoa ,  Andrew Gettings Stevens ,  Manuel De Jesus Arias ,  Aaron Ng Ligon

IPC分类号： G06Q40/02

摘要： A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.

公开(公告)号：US11455683B2

公开(公告)日：2022-09-27

申请号：US17395864

申请日：2021-08-06

申请人： Affirm, Inc.

发明人： Max Levchin ,  Christopher Beckmann ,  Jeffrey Howard Kaditz ,  Roberto Novoa ,  Andrew Gettings Stevens ,  Manuel De Jesus Arias ,  Aaron Ng Ligon

IPC分类号： G06Q40/02

摘要： A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.

公开(公告)号：US20210366040A1

公开(公告)日：2021-11-25

申请号：US17395864

申请日：2021-08-06

申请人： Affirm, Inc.

发明人： Max Levchin ,  Christopher Beckmann ,  Jeffrey Howard Kaditz ,  Roberto Novoa ,  Andrew Gettings Stevens ,  Manuel De Jesus Arias ,  Aaron Ng Ligon

IPC分类号： G06Q40/02

摘要： A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.