公开(公告)号：US09378492B1

公开(公告)日：2016-06-28

申请号：US14170399

申请日：2014-01-31

Applicant: Amdocs Software Systems Limited

Inventor： Mitchell Gordon Cole

IPC: G06Q40/00 ,  G06Q20/22

CPC classification number: G06Q20/227 ,  G06Q20/4037 ,  G06Q20/405

Abstract: A system, method, and computer program product are provided for automatically resolving non-sufficient funds (NSF) errors in a network. In use, it is automatically detected that a non-sufficient funds (NSF) error has occurred in a network, the NSF error being associated with a transaction of a consumer of the network while attempting to charge a first account. Additionally, it is automatically determined that the consumer has designated at least one alternative second account. Further, it is automatically determined that at least one of the at least one alternative second account has sufficient funds to complete the transaction. Furthermore, the at least one of the at least one alternative second account is automatically charged to complete the transaction.

Abstract translation: 提供了一种系统，方法和计算机程序产品，用于自动解决网络中的不足资金（NSF）错误。 在使用中，自动检测到网络中发生了不充分的资金（NSF）错误，NSF错误与尝试对第一个帐户收费时的网络消费者的交易相关联。 此外，自动确定消费者已经指定了至少一个备选的第二帐户。 此外，自动确定至少一个备选的第二帐户中的至少一个具有足够的资金来完成交易。 此外，至少一个备选的第二帐户中的至少一个被自动计费以完成交易。