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    System and method for executing deposit transactions over the internet
    1.
    发明授权
    System and method for executing deposit transactions over the internet 有权
    通过互联网执行存款交易的系统和方法

    公开(公告)号：US07680732B1

    公开(公告)日：2010-03-16

    申请号：US11827562

    申请日：2007-07-12

    申请人： Anthony Davies ,  Dave Lally ,  Coleman Chang ,  Teri Resca ,  Eric Hirschhorn ,  Eileen Moy

    发明人： Anthony Davies ,  Dave Lally ,  Coleman Chang ,  Teri Resca ,  Eric Hirschhorn ,  Eileen Moy

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q40/00 ,  G06Q40/025

    摘要： A system and method for initiating and processing banking deposits. In a preferred embodiment, the system is maintained by a financial institution such as a bank and the bank's customers access the system through the Internet. The system provides a Graphical User Interface that allows the customers to view the bank's current rates for a plurality of currencies and a plurality of time periods. The customer selects the desired rate on the interface and the system automatically generates a deal ticket that is presented to the customer. The customer submits the deal ticket for trading. A confirmation of the trade occurs online and real time. The system has further utilities for the customers to view archives of previous deals, establish profiles and preferences and chat with bank representatives. The system further includes state of the art security in order to ensure the safety and confidentiality of the banking transactions.

    摘要翻译： 一种启动和处理银行存款的系统和方法。 在优选实施例中，系统由金融机构（例如银行）维护，并且银行的客户通过因特网访问系统。 该系统提供图形用户界面，允许客户查看银行目前的多种货币和多个时间段的汇率。 客户在接口上选择所需的费率，系统自动生成提交给客户的交易单。 客户提交交易票。 交易确认在线和实时发生。 该系统有进一步的实用程序，让客户查看以前交易的档案，建立个人资料和偏好，并与银行代表聊天。 该系统还包括最先进的安全性，以确保银行交易的安全和保密。

    System and method for executing deposit transactions over the internet
    2.
    发明授权
    System and method for executing deposit transactions over the internet 有权
    通过互联网执行存款交易的系统和方法

    公开(公告)号：US07249095B2

    公开(公告)日：2007-07-24

    申请号：US09876762

    申请日：2001-06-07

    申请人： Anthony Davies ,  Dave Lally ,  Coleman Chang ,  Teri Resca ,  Eric Hirschhorn ,  Eileen Moy

    发明人： Anthony Davies ,  Dave Lally ,  Coleman Chang ,  Teri Resca ,  Eric Hirschhorn ,  Eileen Moy

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q40/00 ,  G06Q40/025

    摘要： A system and method for initiating and processing banking deposits. In a preferred embodiment, the system is maintained by a financial institution such as a bank and the bank customers access the system through the Internet. A typical bank customer is a corporate treasurer. The system provides a Graphical User Interface that allows the customers to view the bank's current rates for a plurality of currencies and a plurality of time periods. The time periods for the deposits typically range from overnight to several months. Once the customer has found a time period/rate/currency that is acceptable, the customer selects the desired rate on the customer interface and the system automatically generates a deal ticket that is presented to the customer. The customer can then modify the settlement date, the settlement instructions and the amount of the deposit. Once the customer is satisfied with the deal, the customer submits it for trading. In an important aspect of the present invention, the confirmation of the trade occurs online and real time. Once the customer accepts the deal, it is logged. The system has further utilities for the customers to view archives of previous deals, establish profiles and preferences and chat with bank representatives. The system further includes state of the art security in order to ensure the safety and confidentiality of the banking transactions.

    摘要翻译： 一种启动和处理银行存款的系统和方法。 在优选实施例中，系统由金融机构（例如银行）维护，并且银行客户通过因特网访问该系统。 典型的银行客户是公司财务主管。 该系统提供图形用户界面，允许客户查看银行目前的多种货币和多个时间段的汇率。 存款的时间段通常从隔夜到几个月。 一旦客户找到可接受的时间段/速率/货币，客户将在客户界面上选择所需的费率，系统会自动生成提交给客户的交易单。 客户可以修改结算日期，结算指示和存款金额。 一旦客户满意交易，客户提交交易。 在本发明的一个重要方面，交易的确认在线且实时地发生。 一旦客户接受交易，就会记录下来。 该系统有进一步的实用程序，让客户查看以前交易的档案，建立个人资料和偏好，并与银行代表聊天。 该系统还包括最先进的安全性，以确保银行交易的安全和保密。