公开(公告)号：US11120445B2

公开(公告)日：2021-09-14

申请号：US15922795

申请日：2018-03-15

Applicant: Apple Inc.

Inventor： Bob Bradley ,  Marc J. Krochmal ,  William M. Bumgarner ,  Vijay Sundaram ,  Margaret A. Moore ,  Nicholas J. Shearer ,  Brandon J. Kieft

IPC: G06Q20/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/08 ,  G06Q30/06 ,  G06Q40/00

Abstract: A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account.