公开(公告)号：US20230115140A1

公开(公告)日：2023-04-13

申请号：US17497360

申请日：2021-10-08

Applicant: BANK OF AMERICA CORPORATION

Inventor： George Anthony Albero ,  Maharaj Mukherjee ,  Benjamin Moores

IPC: H04L12/58

Abstract: Access to electronic mail is controlled on a per-email recipient basis via use of a cloud computing model. Email assigned to be access controlled are communicated from an email application to the cloud computing model at which access control rules are applied on a per-email recipient basis. Once the cloud computing model has applied the access control rules, the email is communicated to the recipient's inbox with inclusion of an appropriate indicator that indicates that the email is subject to access control and/or the specific type(s) of access control. Once the email recipient opens the email, the email is not downloaded to the email recipient's client, but rather is visible to the email recipient via the cloud storage. As a result, since the email remains in the cloud and is not stored either at the email recipient's email server or client, the ability exists within the cloud computing model to control access to the email.

公开(公告)号：US20240275815A1

公开(公告)日：2024-08-15

申请号：US18109431

申请日：2023-02-14

Applicant: BANK OF AMERICA CORPORATION

Inventor： George Anthony Albero ,  Edward Lee Traywick ,  Maharaj Mukherjee ,  Benjamin Moores

IPC: H04L9/40 ,  G06N20/00

CPC classification number: H04L63/1491 ,  G06N20/00 ,  H04L63/102

Abstract: Systems, computer program products, and methods are described herein for activating a decoy resource based on duress triggers in an electronic network. The present invention is configured to receive a resource distribution request, wherein the resource distribution request comprises a resource account identifier; determine a verified unique identifier sequence associated with the resource account identifier; receive an unverified unique identifier sequence associated with the resource distribution request; compare the unverified unique identifier sequence with the verified unique identifier sequence; and determine, based on the comparison of the unverified unique identifier sequence with the verified unique identifier sequence, a duress trigger; and activate, in an instance where the duress trigger is positive, a decoy resource container, wherein the decoy resource container comprises at least one decoy resource.

公开(公告)号：US20250080512A1

公开(公告)日：2025-03-06

申请号：US18950298

申请日：2024-11-18

Applicant: Bank of America Corporation

Inventor： George Albero ,  Maharaj Mukherjee ,  Elijah Clark ,  Benjamin Moores

IPC: H04L9/40

Abstract: Aspects of the disclosure relate to electronic messaging security. A computing platform may push, to a client device, an electronic messaging plugin configured to validate steganographic modifications, embedded in electronic messages by the computing platform. The computing platform may intercept an electronic message directed to the client device. The computing platform may generate a steganographic modification to the electronic message. The computing platform may embed, in the electronic message, the steganographic modification, resulting in a modified electronic message. The computing platform may send, to the client device, the modified electronic message, where the client device may configured to validate, using the electronic messaging plugin, the steganographic modification prior to launching the modified electronic message at the client device.

公开(公告)号：US20240179135A1

公开(公告)日：2024-05-30

申请号：US18070012

申请日：2022-11-28

Applicant: Bank of America Corporation

Inventor： George Albero ,  Maharaj Mukherjee ,  Elijah Clark ,  Benjamin Moores

IPC: H04L9/40

CPC classification number: H04L63/0428 ,  H04L63/1416

Abstract: Aspects of the disclosure relate to electronic messaging security. A computing platform may push, to a client device, an electronic messaging plugin configured to validate steganographic modifications, embedded in electronic messages by the computing platform. The computing platform may intercept an electronic message directed to the client device. The computing platform may generate a steganographic modification to the electronic message. The computing platform may embed, in the electronic message, the steganographic modification, resulting in a modified electronic message. The computing platform may send, to the client device, the modified electronic message, where the client device may configured to validate, using the electronic messaging plugin, the steganographic modification prior to launching the modified electronic message at the client device.

公开(公告)号：US11797954B1

公开(公告)日：2023-10-24

申请号：US17717561

申请日：2022-04-11

Applicant: Bank of America Corporation

Inventor： George Albero ,  Maharaj Mukherjee ,  Benjamin Moores

IPC: G06Q40/00 ,  G06Q20/04

CPC classification number: G06Q20/0425

Abstract: Aspects of the disclosure relate to digital check processing. A computing platform may receive, from a first recipient, a request to transfer a first portion of funds, corresponding to the first digital check image, to a second recipient account and a second portion of the funds, corresponding to the first digital check image, to a third recipient account. The computing platform may generate second and third digital check images representative of the first and second portions of the funds respectively. Based on successful validation of the second digital check image and the third digital check image, the computing platform may embed, into the second and third digital check images, a digital chip that indicates the successful validation. The computing platform may send, to the second recipient account and the third recipient account, the second and third digital check images respectively.

公开(公告)号：US12218919B2

公开(公告)日：2025-02-04

申请号：US18070012

申请日：2022-11-28

Applicant: Bank of America Corporation

Inventor： George Albero ,  Maharaj Mukherjee ,  Elijah Clark ,  Benjamin Moores

IPC: H04L9/40

Abstract: Aspects of the disclosure relate to electronic messaging security. A computing platform may push, to a client device, an electronic messaging plugin configured to validate steganographic modifications, embedded in electronic messages by the computing platform. The computing platform may intercept an electronic message directed to the client device. The computing platform may generate a steganographic modification to the electronic message. The computing platform may embed, in the electronic message, the steganographic modification, resulting in a modified electronic message. The computing platform may send, to the client device, the modified electronic message, where the client device may configured to validate, using the electronic messaging plugin, the steganographic modification prior to launching the modified electronic message at the client device.

公开(公告)号：US20230325789A1

公开(公告)日：2023-10-12

申请号：US17717561

申请日：2022-04-11

Applicant: Bank of America Corporation

Inventor： George Albero ,  Maharaj Mukherjee ,  Benjamin Moores

IPC: G06Q20/04

CPC classification number: G06Q20/0425

Abstract: Aspects of the disclosure relate to digital check processing. A computing platform may receive, from a first recipient, a request to transfer a first portion of funds, corresponding to the first digital check image, to a second recipient account and a second portion of the funds, corresponding to the first digital check image, to a third recipient account. The computing platform may generate second and third digital check images representative of the first and second portions of the funds respectively. Based on successful validation of the second digital check image and the third digital check image, the computing platform may embed, into the second and third digital check images, a digital chip that indicates the successful validation. The computing platform may send, to the second recipient account and the third recipient account, the second and third digital check images respectively.