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公开(公告)号：US20220414651A1
公开(公告)日：2022-12-29
申请号：US17896212
申请日：2022-08-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Charles Russell Kendall , Martha Sain McClellan , Lee Ann Proud , Ayeesha Sachedina , Calvin William Tackett, Jr.
Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.
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公开(公告)号：US11966914B2
公开(公告)日：2024-04-23
申请号：US17896212
申请日：2022-08-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Charles Russell Kendall , Martha Sain McClellan , Lee Ann Proud , Ayeesha Sachedina , Calvin William Tackett, Jr.
CPC classification number: G06Q20/382 , G06F16/1815 , G06F16/182 , G06Q20/223 , G06Q20/3829 , G06Q20/389 , G06Q20/401 , G06Q40/02
Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.
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公开(公告)号：US11475438B2
公开(公告)日：2022-10-18
申请号：US16564781
申请日：2019-09-09
Applicant: Bank of America Corporation
Inventor： Joseph Benjamin Castinado , Charles Russell Kendall , Martha Sain McClellan , Lee Ann Proud , Ayeesha Sachedina , Calvin William Tackett, Jr.
Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.
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