公开(公告)号：US10129754B2

公开(公告)日：2018-11-13

申请号：US15253672

申请日：2016-08-31

Applicant: BANK OF AMERICA CORPORATION

Inventor： Tony England ,  Elizabeth A. Price ,  Shyam Kumar Agrawal

IPC: H04W12/08 ,  H04L29/08

Abstract: Systems and devices are provided for real-time digital issuance/provisioning of digital resources. In accordance with embodiments of the invention, real-time provisioning of the digital resources occurs through access to a mobile application. In specific embodiments in which the user does not currently have authorization to use the mobile application, an authorization code is issued to a user and inputted via the mobile application as a means for verifying the identity of the user prior to provisioning the digital resource to the digital storage.As such, by having the provisioning occur electronically via the mobile application provisioning of the digital resource is highly secure, in that, provisioning occurs without the user possessing or having knowledge of the digital resource credentials prior to provisioning.

公开(公告)号：US20180063118A1

公开(公告)日：2018-03-01

申请号：US15253672

申请日：2016-08-31

Applicant: BANK OF AMERICA CORPORATION

Inventor： Tony England ,  Elizabeth A. Price ,  Shyam Kumar Agrawal

IPC: H04L29/06 ,  H04W12/06 ,  H04W12/08

CPC classification number: H04W12/08 ,  H04L67/1097

Abstract: Systems and devices are provided for real-time digital issuance/provisioning of digital resources. In accordance with embodiments of the invention, real-time provisioning of the digital resources occurs through access to a mobile application. In specific embodiments in which the user does not currently have authorization to use the mobile application, an authorization code is issued to a user and inputted via the mobile application as a means for verifying the identity of the user prior to provisioning the digital resource to the digital storage. As such, by having the provisioning occur electronically via the mobile application provisioning of the digital resource is highly secure, in that, provisioning occurs without the user possessing or having knowledge of the digital resource credentials prior to provisioning.