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公开(公告)号：US11171963B2
公开(公告)日：2021-11-09
申请号：US16775575
申请日：2020-01-29
Applicant: Bank of America Corporation
Inventor： Jon Robert Wolf , Charles R. Liu , Dianna Letourneau O'Neill , Matthew Edward Williams , Bryan Lee Card
Abstract: A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.
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公开(公告)号：US20200169566A1
公开(公告)日：2020-05-28
申请号：US16775575
申请日：2020-01-29
Applicant: Bank of America Corporation
Inventor： Jon Robert Wolf , Charles R. Liu , Dianna Letourneau O'Neill , Matthew Edward Williams , Bryan Lee Card
Abstract: A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.
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Patent Agency Ranking
公开(公告)号：US10574662B2
公开(公告)日：2020-02-25
申请号：US15628088
申请日：2017-06-20
Applicant: Bank of America Corporation
Inventor： Jon Robert Wolf , Charles R. Liu , Dianna Letourneau O'Neill , Matthew Edward Williams , Bryan Lee Card
Abstract: A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.
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公开(公告)号：US10360733B2
公开(公告)日：2019-07-23
申请号：US15628068
申请日：2017-06-20
Applicant: Bank of America Corporation
Inventor： Jon Robert Wolf , Charles R. Liu , Dianna Letourneau O'Neill , Matthew Edward Williams , Bryan Lee Card
IPC: G06T19/00 , G06F3/01 , G06F3/0484 , G06T7/70
Abstract: A system, computer program product, and method for management of resources through an augmented resource facility is provided. In particular, a virtual center owned and operated by an entity may include a user-facing computing system. Said computing system may, through one or more cameras, sensors, and/or displays, provide an augmented or virtual reality experience to the user when the user interacts with the computing system to manage account resources.
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公开(公告)号：US20180367542A1
公开(公告)日：2018-12-20
申请号：US15628088
申请日：2017-06-20
Applicant: Bank of America Corporation
Inventor： Jon Robert Wolf , Charles R. Liu , Dianna Letourneau O'Neill , Matthew Edward Williams , Bryan Lee Card
IPC: H04L29/06
CPC classification number: H04L63/102 , G06F21/31 , H04L63/08 , H04L63/0823 , H04L63/083 , H04L63/0861 , H04L2463/082
Abstract: A multi-factored authentication system is provided to identify users. Accordingly, the authentication system may utilize a combination of multiple authentication methods to identify and authenticate a user, such as facial recognition, voice recognition, fingerprint/retinal recognition, detection of cards/chips or smartphones located with the user, PINs, passwords, cryptographic keys, tokens, and the like. The various authentication methods may be used to calculate a confidence value for the authentication system, where the confidence value reflects the degree of certainty of the user's identity. Each authentication method may, upon identifying a positive match for a user, increase the confidence value by a certain degree.
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公开(公告)号：US20200184435A1
公开(公告)日：2020-06-11
申请号：US16212937
申请日：2018-12-07
Applicant: BANK OF AMERICA CORPORATION
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an interconnected resource distribution and retention network. The invention is structured for centralized or de-centralized network processing. In this way, the invention creates a network of interconnected agnostic resource distribution machines as nodes across a distributed network allowing resource distribution to customers across various entities. The system stores entity specific resource distribution machine interactive software. Upon user authentication into a resource distribution machine associated with the network, the system presents the user's entity specific resource distribution machine interactive software for user visualization and resource distribution completion.
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公开(公告)号：US20180365899A1
公开(公告)日：2018-12-20
申请号：US15628068
申请日：2017-06-20
Applicant: Bank of America Corporation
Inventor： Jon Robert Wolf , Charles R. Liu , Dianna Letourneau O'Neill , Matthew Edward Williams , Bryan Lee Card
IPC: G06T19/00 , G06F3/01 , G06F3/0484 , G06T7/70
CPC classification number: G06T19/006 , G06F3/011 , G06F3/0482 , G06F3/04842 , G06F21/32 , G06F21/34 , G06Q30/00 , G06T7/70 , G06T19/003
Abstract: A system, computer program product, and method for management of resources through an augmented resource facility is provided. In particular, a virtual center owned and operated by an entity may include a user-facing computing system. Said computing system may, through one or more cameras, sensors, and/or displays, provide an augmented or virtual reality experience to the user when the user interacts with the computing system to manage account resources.
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