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    BATCH TRANSACTION MULTIPLEXING ENGINE
    1.
    发明申请
    BATCH TRANSACTION MULTIPLEXING ENGINE 有权

    公开(公告)号：US20220253888A1

    公开(公告)日：2022-08-11

    申请号：US17679182

    申请日：2022-02-24

    Applicant: Bank of America Corporation

    Inventor： Jayachandra Varma ,  Gopikrishna Nemalikanti ,  Manu Kurian ,  Saritha Vrittamani

    IPC: G06Q30/02 ,  G06Q20/40 ,  G06N20/00

    Abstract: Systems and methods for batch multiplexing a plurality of transactions are provided. A system may include a machine-learning (“ML”) based engine configured to receive instructions to execute a first transaction, derive a plurality of sets of delay parameters for the first transaction, and display the sets of delay parameters on a graphical user interface (“GUI”) associated with a sender of the instructions. The engine may be configured to receive a selection of a set of delay parameters, and, based on the selection, append the first transaction to one of a plurality of pending transaction queues. The engine may be further configured to, within a maximum time window, combine the transactions in the pending transaction queue to create a single multiplexed transaction, and execute the multiplexed transaction. The engine may also be configured to demultiplex the multiplexed transaction after it is executed.

    Transferring Data Using a Smart Reconciliation System
    2.
    发明申请
    Transferring Data Using a Smart Reconciliation System 审中-公开

    公开(公告)号：US20190066098A1

    公开(公告)日：2019-02-28

    申请号：US15689061

    申请日：2017-08-29

    Applicant: Bank of America Corporation

    Inventor： Manu Kurian ,  Paul Roscoe ,  Jerzy Miernik ,  Saritha Vrittamani

    IPC: G06Q20/38 ,  H04L29/06

    Abstract: Aspects of the disclosure relate to transferring data using a smart reconciliation system. A computing platform may receive, from a smart reconciliation node, a data file. Thereafter, the computing platform may retrieve, based on the data file, a data file profile indicating historical information associated with the data file. Then, the computing platform may determine an issue associated with the data file. Subsequently, the computing platform may identify, based on the issue associated with the data file, a data file level error indicating a level where the issue occurred. Next, the computing platform may generate, based on the data file level error, one or more commands directing the smart reconciliation node to execute an automated response for the issue associated with the data file. Then, the computing platform may transmit the one or more commands. Afterwards, the computing platform may update the data file profile.

    Batch transaction multiplexing engine
    3.
    发明授权
    Batch transaction multiplexing engine 有权

    公开(公告)号：US11587113B2

    公开(公告)日：2023-02-21

    申请号：US17679182

    申请日：2022-02-24

    Applicant: Bank of America Corporation

    Inventor： Jayachandra Varma ,  Gopikrishna Nemalikanti ,  Manu Kurian ,  Saritha Vrittamani

    IPC: G06Q30/00 ,  G06Q30/0235 ,  G06Q20/40 ,  G06N20/00

    Abstract: Systems and methods for batch multiplexing a plurality of transactions are provided. A system may include a machine-learning (“ML”) based engine configured to receive instructions to execute a first transaction, derive a plurality of sets of delay parameters for the first transaction, and display the sets of delay parameters on a graphical user interface (“GUI”) associated with a sender of the instructions. The engine may be configured to receive a selection of a set of delay parameters, and, based on the selection, append the first transaction to one of a plurality of pending transaction queues. The engine may be further configured to, within a maximum time window, combine the transactions in the pending transaction queue to create a single multiplexed transaction, and execute the multiplexed transaction. The engine may also be configured to demultiplex the multiplexed transaction after it is executed.

    BATCH TRANSACTION MULTIPLEXING ENGINE
    5.
    发明申请
    BATCH TRANSACTION MULTIPLEXING ENGINE 审中-公开

    公开(公告)号：US20200349602A1

    公开(公告)日：2020-11-05

    申请号：US16399263

    申请日：2019-04-30

    Applicant: Bank of America Corporation

    Inventor： Jayachandra Varma ,  Gopikrishna Nemalikanti ,  Manu Kurian ,  Saritha Vrittamani

    IPC: G06Q30/02 ,  G06N20/00 ,  G06Q20/40

    Abstract: Systems and methods for batch multiplexing a plurality of transactions are provided. A system may include a machine-learning (“ML”) based engine configured to receive instructions to execute a first transaction, derive a plurality of sets of delay parameters for the first transaction, and display the sets of delay parameters on a graphical user interface (“GUI”) associated with a sender of the instructions. The engine may be configured to receive a selection of a set of delay parameters, and, based on the selection, append the first transaction to one of a plurality of pending transaction queues. The engine may be further configured to, within a maximum time window, combine the transactions in the pending transaction queue to create a single multiplexed transaction, and execute the multiplexed transaction. The engine may also be configured to demultiplex the multiplexed transaction after it is executed.

    Synthesized voice authentication engine
    7.
    发明授权
    Synthesized voice authentication engine 有权

    公开(公告)号：US10446157B2

    公开(公告)日：2019-10-15

    申请号：US15382935

    申请日：2016-12-19

    Applicant: Bank of America Corporation

    Inventor： Manu Kurian ,  Karl W. Thomas ,  Paul Grayson Roscoe ,  Saritha Vrittamani

    IPC: G10L13/00 ,  G10L21/00 ,  G10L17/02 ,  G10L13/02 ,  G10L17/22 ,  G10L17/20 ,  G10L17/00 ,  G10L13/08 ,  H04L29/06

    Abstract: A system for creating a synthetic voice identifier may include a plurality of synthesized voice authorization (SVA) devices and a biometric combinatory device (BCD). The SVAs may be communicatively coupled to the BCD via a network and may communicate utilizing a markup language. The SVA devices may capture an audio signal of a voice of a user, modify the audio signal with a randomized audio frequency signal to generate a modified audio signal, and communicate, the modified audio signal as a synthesized voice signal associated with the user. The BCD may receive biometric information corresponding to a user, the biometric information comprising at least audio information associated with a voice of the user, receive, at an integration module, location information corresponding to a location of the user, combine, the location information and audio signal information associated with the user to generate a synthesized voice identifier associated with the user, and communicate the synthesized voice identifier to a remote device for use in an authentication process of the user.

    ELECTRONIC FILE MANAGEMENT SYSTEM
    8.
    发明申请
    ELECTRONIC FILE MANAGEMENT SYSTEM 审中-公开

    公开(公告)号：US20170177608A1

    公开(公告)日：2017-06-22

    申请号：US14973019

    申请日：2015-12-17

    Applicant: Bank of America Corporation

    Inventor： Sorin N. Cismas ,  Manu Kurian ,  Jerzy Miernik ,  Paul Roscoe ,  Saritha Vrittamani ,  Bradley Tormoen Criqui ,  Ramanathan Sankarasubramanian ,  Lixian Huang ,  Qishan Cai

    IPC: G06F17/30

    CPC classification number: G06F16/176 ,  G06F16/122 ,  G06F16/182

    Abstract: An electronic file management system may include an electronic file data repository and a file analysis engine that may include a processor and a non-transitory memory device. The non-transitory memory device may store computer executable instructions that, when executed by the processor, cause the file analysis engine to analyze an electronic file to identify a file identifier and determine whether a matching file has previously been saved in a data repository. If a matching file was found by the file analysis engine, a link to the previously saved file may be saved to the data repository and if not, the electronic file itself may be saved to the data repository. The file analysis engine and/or a permissions engine may analyze file itself and/or the contents of the electronic file to determine one or more permissions levels associated with the electronic file and save the file according to the permissions levels.

    Batch transaction multiplexing engine
    9.
    发明授权
    Batch transaction multiplexing engine 有权

    公开(公告)号：US11295334B2

    公开(公告)日：2022-04-05

    申请号：US16399263

    申请日：2019-04-30

    Applicant: Bank of America Corporation

    Inventor： Jayachandra Varma ,  Gopikrishna Nemalikanti ,  Manu Kurian ,  Saritha Vrittamani

    IPC: G06Q30/00 ,  G06Q30/02 ,  G06Q20/40 ,  G06N20/00

    Abstract: Systems and methods for batch multiplexing a plurality of transactions are provided. A system may include a machine-learning (“ML”) based engine configured to receive instructions to execute a first transaction, derive a plurality of sets of delay parameters for the first transaction, and display the sets of delay parameters on a graphical user interface (“GUI”) associated with a sender of the instructions. The engine may be configured to receive a selection of a set of delay parameters, and, based on the selection, append the first transaction to one of a plurality of pending transaction queues. The engine may be further configured to, within a maximum time window, combine the transactions in the pending transaction queue to create a single multiplexed transaction, and execute the multiplexed transaction. The engine may also be configured to demultiplex the multiplexed transaction after it is executed.

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