公开(公告)号：US11562344B2

公开(公告)日：2023-01-24

申请号：US17040203

申请日：2019-03-18

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Zhijun Lu ,  Haijian Jiang ,  Gang Liu ,  Jinren Lin ,  Hua Cai ,  Zheng Zhang ,  Kewei Jin ,  Qin Xia

IPC: G06Q20/32 ,  G06Q20/40

Abstract: The invention relates to a data processing method based on NFC tag. The method comprises: reading the NFC tag, the NFC tag comprising tag content and tag ID; generating an NFC tag payment request based on the tag content and tag ID; parsing the NFC tag payment request and obtaining an parsing reply to the NFC tag payment request; generating an order generation request based on the parsing reply, wherein the order generation request is for causing an order to be generated based on first account information, current transaction information and second account information; generating the order based on the order generation request; and payment step for performing payment based on the order. According to embodiments of the invention, the payment process can be simplified, also, there is no need to set the NFC-specific reading device in the embodiments of the invention, and the cost of merchants can be reduced.

公开(公告)号：US20240419942A1

公开(公告)日：2024-12-19

申请号：US18713631

申请日：2022-09-07

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Lizhi Liu ,  Yu Wang ,  Haijian Jiang ,  Qing Min

IPC: G06N3/045 ,  G06F17/16

Abstract: The present disclosure provides an entity tag association prediction method, device, system, and a computer readable storage medium. The method includes: determining an entity relationship network, a tag relationship network and an entity tag association network; constructing an entity similarity graph according to the entity relationship network, constructing a tag similarity graph according to the tag relationship network and the entity tag association network, and constructing an entity tag association bipartite graph according to the entity tag association network; extracting an entity feature, and constructing a tag feature according to the tag similarity graph; integrating the entity similarity graph, the tag similarity graph, and the entity tag association bipartite graph into a graph convolutional network to construct a prediction model; inputting the entity feature and the tag feature into the prediction model for training until the model converges, and outputting a prediction result of the prediction model.

公开(公告)号：US20210012320A1

公开(公告)日：2021-01-14

申请号：US17040203

申请日：2019-03-18

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Zhijun Lu ,  Haijian Jiang ,  Gang Liu ,  Jinren Jin ,  Hua Cai ,  Zheng Zhang ,  Kewei Jin ,  Qin Xia

IPC: G06Q20/32 ,  G06Q20/40

Abstract: The invention relates to a data processing method based on NFC tag. The method comprises: reading the NFC tag, the NFC tag comprising tag content and tag ID; generating an NFC tag payment request based on the tag content and tag ID; parsing the NFC tag payment request and obtaining an parsing reply to the NFC tag payment request; generating an order generation request based on the parsing reply, wherein the order generation request is for causing an order to be generated based on first account information, current transaction information and second account information; generating the order based on the order generation request; and payment step for performing payment based on the order. According to embodiments of the invention, the payment process can be simplified, also, there is no need to set the NFC-specific reading device in the embodiments of the invention, and the cost of merchants can be reduced.

公开(公告)号：US20220215374A1

公开(公告)日：2022-07-07

申请号：US17611701

申请日：2020-03-24

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Zhijun Lu ,  Haijian Jiang ,  Qing Min ,  Lilin Wang ,  Hua Cai ,  Zheng Zhang

IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q30/06

Abstract: The embodiments of the application disclose a payment method, apparatus, device, system and storage medium. In the method, a target graphic identifier through the first application app is identified to obtain the first address; wherein, the first app is one of multiple optional apps, and the optional apps comprise apps with payment functions and apps without payment functions; order confirmation information is sent to the first server based on the first page corresponding to the first address; the second address corresponding to an unified payment gateway fed back by the first server is received; a payment component to pay for the order based on the second page corresponding to the second address is called. A payment method, apparatus, device, system and storage medium in embodiments of the application can reduce interface cost, improve payment efficiency, and users can complete payment by scanning codes using any app.