CONTACTLESS CARD PERSONAL IDENTIFICATION SYSTEM

    公开(公告)号:US20230135815A1

    公开(公告)日:2023-05-04

    申请号:US18082890

    申请日:2022-12-16

    IPC分类号: G07F7/10 G06K19/077 G06K19/07

    摘要: A dual-factor PIN based authentication system and method uses a cryptogram provided by a contactless card associated with the client in association with a PIN stored by the contactless card to authenticate the client. In some embodiments, cryptogram authentication may be preconditioned upon a PIN match determination by the contactless card. In other embodiments, the cryptogram may be formed at least in part using the personal identification number (PIN) stored on the contactless card encoded using a dynamic key stored by the contactless card and uniquely associated with the client. Authentication may be achieved by comparing the cryptogram formed using the PIN against an expected cryptogram generated an expected PIN and an expected dynamic key.

    SYSTEMS AND METHODS FOR CRYPTOGRAPHIC AUTHENTICATION OF CONTACTLESS CARDS

    公开(公告)号:US20220058645A1

    公开(公告)日:2022-02-24

    申请号:US17518046

    申请日:2021-11-03

    IPC分类号: G06Q20/38 G06Q20/34 H04L9/08

    摘要: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key. Example embodiments of systems and methods can be used to provide further authentication and added levels of security for transactions.

    CONTACTLESS CARD WITH MULTIPLE ROTATING SECURITY KEYS

    公开(公告)号:US20210342819A1

    公开(公告)日:2021-11-04

    申请号:US17131311

    申请日:2020-12-22

    IPC分类号: G06Q20/34 G06Q20/38

    摘要: A contactless card can include a plurality of keys for a specific operation, e.g., encryption or signing a communication. The contactless card can also include an applet which uses a key selection module. The key selection module can select one of the plurality of keys and the applet can use the key to, e.g., encrypt or sign a communication using an encryption or signature algorithm. The contactless card can send the encrypted or signed communication to a host computer through a client device. The host computer can repeat the key selection technique of the contactless device to select the same key and thereby decrypt or verify the communication.

    CONTACTLESS CARD PERSONAL IDENTIFICATION SYSTEM

    公开(公告)号:US20210192881A1

    公开(公告)日:2021-06-24

    申请号:US16826522

    申请日:2020-03-23

    IPC分类号: G07F7/10 G06K19/077 G06K19/07

    摘要: A dual-factor PIN based authentication system and method uses a cryptogram provided by a contactless card associated with the client in association with a PIN stored by the contactless card to authenticate the client. In some embodiments, cryptogram authentication may be preconditioned upon a PIN match determination by the contactless card. In other embodiments, the cryptogram may be formed at least in part using the personal identification number (PIN) stored on the contactless card encoded using a dynamic key stored by the contactless card and uniquely associated with the client. Authentication may be achieved by comparing the cryptogram formed using the PIN against an expected cryptogram generated an expected PIN and an expected dynamic key.