公开(公告)号：US07797238B2

公开(公告)日：2010-09-14

申请号：US11565156

申请日：2006-11-30

申请人： Chandler Raymond Chinn ,  Thomas Patrick Duffy ,  Steven M. Grill ,  Dean Kluesner ,  Steven M. Kurk ,  John Michael Rees

发明人： Chandler Raymond Chinn ,  Thomas Patrick Duffy ,  Steven M. Grill ,  Dean Kluesner ,  Steven M. Kurk ,  John Michael Rees

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q30/0215 ,  G06Q30/0225

摘要： A method for operating an account includes several steps. The account is provided for holding assets of a customer, the account having a variable value controlled by the customer. At least a portion of the assets are held in the account for a time period that includes a plurality of cycles. At least a portion of the assets are invested during the time period, and earnings on the investment are transmitted to the customer. A plurality of average cycle values of the account are calculated, with each average cycle value calculated over one of the plurality of cycles. A minimum average cycle value is selected from the plurality of average cycle values, and a bonus is calculated based on the minimum average cycle value. The bonus is transmitted to the customer, and the customer chooses whether to repeat the process.

摘要翻译： 操作帐户的方法包括几个步骤。 该账户被提供用于持有客户的资产，该账户具有由客户控制的变量值。 资产的至少一部分在账户中持有包含多个周期的时间段。 至少部分资产在该期间投资，投资收益将转交给客户。 计算帐户的多个平均周期值，其中通过多个循环中的一个循环计算每个平均周期值。 从多个平均周期值中选择最小平均周期值，并且基于最小平均周期值计算奖金。 奖金被传递给客户，客户选择是否重复该过程。

公开(公告)号：US20080133341A1

公开(公告)日：2008-06-05

申请号：US11565156

申请日：2006-11-30

申请人： Chandler Raymond Chinn ,  Thomas Patrick Duffy ,  Steven M. Grill ,  Dean Kluesner ,  Steven M. Kurk ,  John Michael Rees

发明人： Chandler Raymond Chinn ,  Thomas Patrick Duffy ,  Steven M. Grill ,  Dean Kluesner ,  Steven M. Kurk ,  John Michael Rees

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q30/0215 ,  G06Q30/0225

摘要： A method for operating an account includes several steps. The account is provided for holding assets of a customer, the account having a variable value controlled by the customer. At least a portion of the assets are held in the account for a time period that includes a plurality of cycles. At least a portion of the assets are invested during the time period, and earnings on the investment are transmitted to the customer. A plurality of average cycle values of the account are calculated, with each average cycle value calculated over one of the plurality of cycles. A minimum average cycle value is selected from the plurality of average cycle values, and a bonus is calculated based on the minimum average cycle value. The bonus is transmitted to the customer, and the customer chooses whether to repeat the process.

摘要翻译： 操作帐户的方法包括几个步骤。 该账户被提供用于持有客户的资产，该账户具有由客户控制的变量值。 资产的至少一部分在账户中持有包含多个周期的时间段。 至少部分资产在该期间投资，投资收益将转交给客户。 计算帐户的多个平均周期值，其中通过多个循环中的一个循环计算每个平均周期值。 从多个平均周期值中选择最小平均周期值，并且基于最小平均周期值计算奖金。 奖金被传递给客户，客户选择是否重复该过程。