公开(公告)号：US20240338703A1

公开(公告)日：2024-10-10

申请号：US18297936

申请日：2023-04-10

申请人： Charles Schwab & Co., Inc

发明人： Logan AHLSTROM ,  Jeff FREISTHLER

IPC分类号： G06Q20/40

CPC分类号： G06Q20/4016

摘要： A system, apparatus, method, and non-transitory computer readable medium for performing co-trading changepoint detection may include a server caused to, receive a transaction dataset, the transaction dataset including a plurality of transactions for analysis, each transaction of the plurality of transactions associated with a user account involved in the transaction, a transaction object involved in the transaction, and transaction timestamp information corresponding to a time of occurrence of the transaction, the user account being one of a plurality of user accounts, generate a first network graph based on the transaction dataset, the first network graph including object nodes and user account nodes representing each of the transactions of the transaction dataset, transform the first network graph into at least one time-dependent transformed graph, and generate at least one potential fraud alert based on results of the network analysis.