公开(公告)号：US08775285B1

公开(公告)日：2014-07-08

申请号：US11682854

申请日：2007-03-06

申请人： Christopher John Creed ,  David Jonathan Rosenblum

发明人： Christopher John Creed ,  David Jonathan Rosenblum

IPC分类号： G06Q40/00 ,  G06Q40/06 ,  G06Q40/04

CPC分类号： G06Q40/00 ,  G06Q40/04 ,  G06Q40/06

摘要： The disclosure details implementations of apparatuses, methods, and systems directed to facilitating an entity sponsoring a trust. The sponsoring entity contributes a pool of assets (e.g., a pool of real property mortgages) to fund the trust. The system facilitates the creation of one or more classes of certificates that represent a portion of the assets held in the trust. For example, if the trust is funded by mortgages, the certificates will represent rights to different portions of principal and/or interest payments generated by the mortgages held as the asset pool. The sponsoring entity can use the system to sell all or some of the certificates to unrelated parties and to create a market in the certificates. Further, in an implementation, the sponsoring entity may also use the system to facilitate an ongoing certificate exchange program implementing a series of certificate exchange applications.

摘要翻译： 本公开详细描述了旨在促进赞助信任的实体的设备，方法和系统的实现。 赞助实体贡献资产池（例如，不动产抵押贷款池）来资助信托。 该系统有助于创建一个或多个表示信托中持有的资产的一部分的证书。 例如，如果信托由抵押贷款资助，证书将代表作为资产池持有的按揭产生的本金和/或利息支付的不同部分的权利。 赞助实体可以使用该系统将全部或部分证书出售给无关方，并在证书中创建市场。 此外，在实现中，发起实体还可以使用该系统来促进实施一系列证书交换应用的正在进行的证书交换程序。