公开(公告)号：US20230126733A1

公开(公告)日：2023-04-27

申请号：US17507946

申请日：2021-10-22

申请人： Cigna Intellectual Property, Inc.

发明人： Edward Laslett ,  James Harding ,  Andrew S. Yee ,  Pranjivan Pillay ,  Garret Fontes ,  Warren Burns

IPC分类号： G06Q40/08 ,  G06Q30/02 ,  G06N20/00

摘要： A broker system infrastructure includes a database warehouse configured to store and provide insurance data for one or more clients, and a data analytics server in communication with the database warehouse. The broker system infrastructure analyzes policy data and member data to define a model configured to identify a relationship therebetween, receives query data including first member data, uses the policy data to generate a quote based on the query data, and applies the query data and the quote to the model to determine whether the quote is inaccurate. If the quote is inaccurate, the broker system infrastructure modifies the policy data and member data to incorporate to the quote and first member data, and analyzes at least the modified policy data and member data to modify the model such that the model is configured to identify a relationship therebetween.