In-Application Commerce System and Method with Fraud Detection
    1.
    发明申请
    In-Application Commerce System and Method with Fraud Detection 有权
    应用程序商务系统和欺诈检测方法

    公开(公告)号:US20120130853A1

    公开(公告)日:2012-05-24

    申请号:US13304191

    申请日:2011-11-23

    IPC分类号: G06Q30/02

    CPC分类号: G06Q30/0609

    摘要: A full-service turn-key in-application commerce solution with fraud detection is disclosed that provides web service interfaces to a commerce system. The in-application solution features fraud detection with user behavior tracking and fraud controls that limit the features that are offered to a user. Fraud detection involves input from the application, the commerce system, or third party systems. User fraud scores are updated frequently as events are processed. Controls are applied to the user account based on the user fraud score and risk classifications for ranges of fraud scores. An in-application solution also features a wallet with a personal threshold for microtransaction spending, limiting the amount that the user is allowed to spend before a wallet is cleared. The wallet is integrated with the fraud detection such that the personal threshold is determined from the user's latest fraud score.

    摘要翻译: 披露了一种具有欺诈检测功能的全方位交钥匙的应用程序内商业解决方案,为商业系统提供了Web服务接口。 应用内解决方案具有用户行为跟踪和欺诈控制的欺诈检测,限制了向用户提供的功能。 欺诈检测涉及应用程序,商业系统或第三方系统的输入。 当处理事件时,用户欺诈分数经常更新。 根据欺诈分数范围的用户欺诈分数和风险分类,将控制应用于用户帐户。 应用内解决方案还具有一个具有微交易支出个人门槛的钱包,限制了用户在钱包被清除之前可以花费的金额。 将钱包与欺诈检测集成,使得根据用户的最新欺诈评分确定个人门槛。

    In-application commerce system and method with fraud prevention, management and control

    公开(公告)号:US09785988B2

    公开(公告)日:2017-10-10

    申请号:US13304191

    申请日:2011-11-23

    IPC分类号: G06Q30/00 G06Q30/06

    CPC分类号: G06Q30/0609

    摘要: A full-service turn-key in-application commerce solution with fraud detection is disclosed that provides web service interfaces to a commerce system. The in-application solution features fraud detection with user behavior tracking and fraud controls that limit the features that are offered to a user. Fraud detection involves input from the application, the commerce system, or third party systems. User fraud scores are updated frequently as events are processed. Controls are applied to the user account based on the user fraud score and risk classifications for ranges of fraud scores. An in-application solution also features a wallet with a personal threshold for microtransaction spending, limiting the amount that the user is allowed to spend before a wallet is cleared. The wallet is integrated with the fraud detection such that the personal threshold is determined from the user's latest fraud score.

    Modularized In Application Commerce System and Method
    3.
    发明申请
    Modularized In Application Commerce System and Method 审中-公开
    应用商务系统和方法中的模块化

    公开(公告)号:US20120130856A1

    公开(公告)日:2012-05-24

    申请号:US13304171

    申请日:2011-11-23

    IPC分类号: G06Q30/06

    CPC分类号: G06Q30/0623

    摘要: An in-game e-commerce web service system and method is described. The system provides a seamlessly integrated, modular, turn-key solution to in-game commerce on game publisher web sites. Primary publisher-to-player and secondary player-to-player markets are supported along with their associated billing and customer management functions. Modules have been designed to allow the greatest flexibility in choosing the services to which a game publisher subscribes.

    摘要翻译: 描述了一种游戏中的电子商务Web服务系统和方法。 该系统为游戏发行商网站上的游戏内商业提供了一个无缝集成的模块化交钥匙解决方案。 支持主要的发布者与播放器和次要播放器到播放器市场以及相关的计费和客户管理功能。 模块被设计为允许在选择游戏发行商订阅的服务时具有最大的灵活性。